BANC Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

290.08M

+9.76%

0.370

+32.09%

290.04M

+9.03%

0.368

+41.7%

299.11M

+9.63%

0.409

+31.92%

Estimates Revision

The market is revising Upward the revenue expectations for Banc of California, Inc. (BANC) for FY2025, with the revenue forecasts being adjusted by 0.2% over the past three months. During the same period, the stock price has changed by 20.11%.

Revenue Estimates for FY2025

Revise Upward

+0.2%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+7.22%

In Past 3 Month

Stock Price

Go Up

+20.11%

In Past 3 Month

8 Analyst Rating

Wall Street analysts forecast BANC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BANC is 20.69 USD with a low forecast of 20.00 USD and a high forecast of 21.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

8 Buy

0 Hold

0 Sell

Strong Buy

Current: 19.710

Low

20.00

Averages

20.69

High

21.50

Current: 19.710

Low

20.00

Averages

20.69

High

21.50

JPMorgan

NULL -> Overweight

upgrade

$21 -> $24

2025-12-16

New

Reason

JPMorgan

Price Target

$21 -> $24

2025-12-16

New

upgrade

NULL -> Overweight

Reason

JPMorgan raised the firm's price target on Banc of California to $24 from $21 and keeps an Overweight rating on the shares. The firm sees "solid upside potential" for the regional banks in 2026. Tailwinds for the group include additional Federal Reserve rate cuts, loan growth continuing, and the more mergers and acquisitions, the analyst tells investors in a research note.

Citi

Neutral -> Buy

upgrade

$18

2025-10-27

Reason

Citi

Price Target

$18

2025-10-27

upgrade

Neutral -> Buy

Reason

Citi upgraded Banc of California to Buy from Neutral with a price target of $21.50, up from $18. The bank's lending business and fixed asset repricing should drive above-peer net interest margin improvement, the analyst tells investors in a research note. Citi sees a visibility into a $2 earnings per share run rate for Banc of California and cites the bank's "materially stronger earnings outlook" in 2026 for the upgrade.

DA Davidson

Buy

maintain

$20 -> $21

2025-10-24

Reason

DA Davidson

Price Target

$20 -> $21

2025-10-24

maintain

Buy

Reason

DA Davidson raised the firm's price target on Banc of California to $21 from $20 and keeps a Buy rating on the shares after its Q3 earnings beat. The company reported a clean quarter that illustrated the bank's ability to generate core net interest income growth and net interest margin expansion, even in the absence of loan/balance sheet growth, while also controlling expenses, the analyst tells investors in a research note.

JPMorgan

Anthony Elian

Overweight

maintain

$20 -> $21

2025-10-24

Reason

JPMorgan

Anthony Elian

Price Target

$20 -> $21

2025-10-24

maintain

Overweight

Reason

JPMorgan analyst Anthony Elian raised the firm's price target on Banc of California to $21 from $20 and keeps an Overweight rating on the shares post the Q3 report. The firm recommends buying the stock on weakness, saying Banc of California is positioned for strong earnings growth in 2026 amid lower rates.

JPMorgan

Neutral -> Overweight

upgrade

$17 -> $20

2025-10-01

Reason

JPMorgan

Price Target

$17 -> $20

2025-10-01

upgrade

Neutral -> Overweight

Reason

JPMorgan upgraded Banc of California to Overweight from Neutral with a price target of $20, up from $17. The firm also placed the shares on "Positive Catalyst Watch." The bank should be able to reduce its funding costs over the near-term with a limited offsetting headwind from lower earning asset yields, the analyst tells investors in a research note. JPMorgan also sees upside to Banc of California's 2025 loan and deposit growth outlooks.

Wells Fargo

NULL -> Overweight

maintain

$18 -> $20

2025-09-29

Reason

Wells Fargo

Price Target

$18 -> $20

2025-09-29

maintain

NULL -> Overweight

Reason

Wells Fargo raised the firm's price target on Banc of California to $20 from $18 and keeps an Overweight rating on the shares. The firm remains constructive on regional banks, and favors banks where improving fundamentals could drive valuation re-rating higher in the second half of 2025, especially those that also benefit from increased M&A activity.

Valuation Metrics

The current forward P/E ratio for Banc of California Inc (BANC.N) is 12.30, compared to its 5-year average forward P/E of 13.81. For a more detailed relative valuation and DCF analysis to assess Banc of California Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

13.81

Current PE

12.30

Overvalued PE

18.13

Undervalued PE

9.49

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

2.13

Current PS

0.00

Overvalued PS

2.37

Undervalued PS

1.90

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders areSelling! The selling amount has increased 15280.01% over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders areSelling! The selling amount has increased 15280.01% over the last month.

Sold

Bought

BANC News & Events

Events Timeline

No data

News

6.5

12-04CNBC

Leading Analyst Mayo Predicts Deregulation Will Ignite Bank M&A Surge: Here Are His Acquisition Picks

8.0

11-20NASDAQ.COM

BANC Options for July 2026 Now Available for Trading

8.0

11-14Yahoo Finance

Banc of California, Inc. (BANC) Announces Quarterly Cash Dividend Payment

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Frequently Asked Questions

What is Banc of California Inc (BANC) stock price today?

The current price of BANC is 19.71 USD — it has decreased -0.61 % in the last trading day.

What is Banc of California Inc (BANC)'s business?

Banc of California, Inc. is a bank holding company for its subsidiary, Banc of California (the Bank), a California state-chartered bank. The Bank offers a broad range of loan and deposit products and services through 80 full-service branches located throughout California and in Denver, Colorado, and Durham, North Carolina, as well as through regional offices nationwide. The Bank also provides full-stack payment processing solutions through its subsidiary, Deepstack Technologies, LLC (Deepstack). The Bank is organized into four business groups, such as Community Banking, Specialty Banking, Deposit Services, and Payment Solutions. Specialty Banking is focused on serving clients in niche verticals by industry, including homeowner associations, venture banking, SBA lending, mortgage warehouse lending, media and entertainment and equipment finance. Deposit Services provide valuable services to clients in the Community and Specialty Banking groups.

What is the price predicton of BANC Stock?

What is Banc of California Inc (BANC)'s revenue for the last quarter?

Banc of California Inc revenue for the last quarter amounts to 267.20M USD, increased 39.81 % YoY.

What is Banc of California Inc (BANC)'s earnings per share (EPS) for the last quarter?

Banc of California Inc. EPS for the last quarter amounts to 0.38 USD, decreased -3900.00 % YoY.

What changes have occurred in the market's expectations for Banc of California Inc (BANC)'s fundamentals?

How many employees does Banc of California Inc (BANC). have?

Banc of California Inc (BANC) has 1903 emplpoyees as of December 16 2025.

What is Banc of California Inc (BANC) market cap?

Today BANC has the market capitalization of 2.98B USD.