High
13.630
Open
13.050
VWAP
13.47
Vol
3.62M
Mkt Cap
2.16B
Low
12.980
Amount
48.81M
EV/EBITDA(TTM)
18.93
Total Shares
168.37M
EV
4.99B
EV/OCF(TTM)
--
P/S(TTM)
2.42
Banc of California, Inc. is a bank holding company for its subsidiary, Banc of California (the Bank), a California state-chartered bank. The Bank provides a range of loan and deposit products and services through more than 90 full-service branches throughout California and in Denver, Colorado, and Durham, North Carolina, and full-stack payment processing solutions through its subsidiary, Deepstack Technologies, LLC. The Bank also serves the Community Association Management Industry nationwide with its technology-forward platform SmartStreet. The Bank is organized into four business groups: Community Banking, Specialty Banking, Deposit Services, and Payment Solutions. Specialty Banking is focused on serving clients in niche verticals by industry, including homeowner associations, venture banking, SBA lending, mortgage warehouse lending, media and entertainment and equipment finance. Deposit Services provide valuable services to clients in the Community and Specialty Banking groups.
Show More
Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q4
FY2025Q3
FY2025Q2
300.42M
+13.68%
0.368
+31.34%
290.84M
+34.2%
0.323
+29.16%
279.52M
+7.81%
0.279
+79.36%
Estimates Revision
The market is revising Downward the revenue expectations for Banc of California, Inc. (BANC) for FY2025, with the revenue forecasts being adjusted by -0.79% over the past three months. During the same period, the stock price has changed by -16.52%.
Revenue Estimates for FY2025
Revise Downward
-0.79%
In Past 3 Month
EPS Estimates for FY2025
Revise Downward
-2.84%
In Past 3 Month
Stock Price
Go Down
-16.52%
In Past 3 Month
9 Analyst Rating
31.31% Upside
Wall Street analysts forecast BANC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BANC is 17.78 USD with a low forecast of 15.00 USD and a high forecast of 20.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
6 Buy
3 Hold
0 Sell
Moderate Buy
31.31% Upside
Current: 13.540
Low
15.00
Averages
17.78
High
20.00
31.31% Upside
Current: 13.540
Low
15.00
Averages
17.78
High
20.00
Stephens & Co.
Andrew Terrell
Hold
Maintains
$15
2025-04-28
New
Reason
Stephens & Co.
Andrew Terrell
Price Target
$15
2025-04-28
New
Maintains
Hold
Reason
JP Morgan
Anthony Elian
Hold
Maintains
$16 → $15
2025-04-28
New
Reason
JP Morgan
Anthony Elian
Price Target
$16 → $15
2025-04-28
New
Maintains
Hold
Reason
Wells Fargo
Timur Braziler
Buy
Maintains
$20 → $16
2025-04-09
Reason
Wells Fargo
Timur Braziler
Price Target
$20 → $16
2025-04-09
Maintains
Buy
Reason
Wells Fargo lowered the firm's price target on Banc of California to $16 from $20 and keeps an Overweight rating on the shares. While long-term uncertainty has certainly increased, the recent pullback in the space presents a near-term opportunity as EPS results remain steady, credit is still okay, and expectations are once again really low.
Barclays
Jared Shaw
Buy
Maintains
$19 → $18
2025-04-08
Reason
Barclays
Jared Shaw
Price Target
$19 → $18
2025-04-08
Maintains
Buy
Reason
Barclays analyst Jared Shaw lowered the firm's price target on Banc of California to $18 from $19 and keeps an Overweight rating on the shares as part of a Q1 preview for the mid-cap banks. Heightened uncertainty hurts 2025 outlooks and could lead to lowered guidance at earnings, but buyback activity is a potential catalyst for some, the analyst tells investors in a research note.
JP Morgan
Anthony Elian
Hold
Initiates
$18
2025-02-07
Reason
JP Morgan
Anthony Elian
Price Target
$18
2025-02-07
Initiates
Hold
Reason
Barclays
Jared Shaw
Buy
Maintains
$20 → $19
2025-01-24
Reason
Barclays
Jared Shaw
Price Target
$20 → $19
2025-01-24
Maintains
Buy
Reason
See All Ratings
Valuation Metrics
The current forward P/E ratio for Banc of California Inc (BANC.N) is 9.99, compared to its 5-year average forward P/E of 15.07. For a more detailed relative valuation and DCF analysis to assess Banc of California Inc 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Undervalued
5Y Average PE
15.07
Current PE
9.99
Overvalued PE
19.70
Undervalued PE
10.45
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
Fair
5Y Average PS
2.14
Current PS
1.89
Overvalued PS
2.39
Undervalued PS
1.88
Financials
Annual
Quarterly
FY2025Q1
YoY :
-0.32%
240.28M
Total Revenue
FY2025Q1
YoY :
+54.74%
73.06M
Operating Profit
FY2025Q1
YoY :
+73.63%
53.57M
Net Income after Tax
FY2025Q1
YoY :
+116.67%
0.26
EPS - Diluted
FY2024Q4
YoY :
-111.43%
439.30M
Free Cash Flow
FY2025Q1
YoY :
-100.00%
N/A
FCF Margin - %
FY2025Q1
YoY :
+74.14%
22.29
Net Margin - %
FY2025Q1
2.37
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
2.8M
USD
2
0-12
Months
0.0
USD
0
Bought
0-3
1
131.6K
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
2.3M
Volume
2
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
1
2.0M
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
2.8M
USD
2
0-12
Months
0.0
USD
0
Bought
0-3
1
131.6K
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
BANC News & Events
Events Timeline
(ET)
2025-04-23
16:21:26
Banc of California announces upsize of repurchase program to $300M
2025-04-23
16:20:43
Banc of California reports Q1 EPS 26c, consensus 23c
2025-03-17 (ET)
2025-03-17
06:12:06
Banc of California announces $150M share repurchase program
Sign Up For More Events
Sign Up For More Events
News
Preview
8.0
04-24SeekingAlphaBanc of California announces expanded $300M share buyback amid mid-single-digit loan growth outlook
Preview
1.0
04-10NewsfilterBanc of California Celebrates 50 Years of Racing Excellence With 2025 Acura Grand Prix of Long Beach
Preview
8.5
04-09NewsfilterLos Angeles Parks Foundation Awarded Substantial $1 Million Donation from the FireAid Grants Advisory Committee
Sign Up For More News
People Also Watch
AIRJ
Montana Technologies Corp
5.070
USD
+1.60%
BCAL
Southern California Bancorp
14.070
USD
+1.88%
ALT
Altimmune Inc
5.100
USD
+0.79%
PFIS
Peoples Financial Services Corp
43.710
USD
+1.44%
NFBK
Northfield Bancorp Inc
10.550
USD
+3.94%
NWPX
Northwest Pipe Co
42.880
USD
+1.23%
CLW
Clearwater Paper Corp
25.010
USD
+2.25%
EVLV
Evolv Technologies Holdings Inc
4.100
USD
-1.44%
SVRA
Savara Inc
3.260
USD
+2.19%
ALRS
Alerus Financial Corp
20.120
USD
+13.29%
FAQ
What is Banc of California Inc (BANC) stock price today?
The current price of BANC is 13.54 USD — it has increased 3.2 % in the last trading day.
What is Banc of California Inc (BANC)'s business?
What is the price predicton of BANC Stock?
What is Banc of California Inc (BANC)'s revenue for the last quarter?
What is Banc of California Inc (BANC)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Banc of California Inc (BANC)'s fundamentals?
How many employees does Banc of California Inc (BANC). have?