BANC

Banc of California Inc

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Advanced Chart

14.850

-0.21(-1.394%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

15.150

Open

15.060

VWAP

Vol

2.62M

Mkt Cap

2.19B

Low

14.680

Amount

EV/EBITDA(TTM)

19.36

Total Shares

168.37M

5.37B

EV/OCF(TTM)

P/S(TTM)

2.72

Banc of California, Inc. is a bank holding company for its subsidiary, Banc of California (the Bank), a California state-chartered bank. The Bank offers a broad range of loan and deposit products and services through 80 full-service branches located throughout California and in Denver, Colorado, and Durham, North Carolina, as well as through regional offices nationwide. The Bank also provides full-stack payment processing solutions through its subsidiary, Deepstack Technologies, LLC (Deepstack). The Bank is organized into four business groups, such as Community Banking, Specialty Banking, Deposit Services, and Payment Solutions. Specialty Banking is focused on serving clients in niche verticals by industry, including homeowner associations, venture banking, SBA lending, mortgage warehouse lending, media and entertainment and equipment finance. Deposit Services provide valuable services to clients in the Community and Specialty Banking groups.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

295.48M

+11.08%

0.343

+31.92%

296.60M

+12.23%

0.340

+21.43%

286.55M

+32.22%

0.295

+18%

Estimates Revision

The market is revising Downward the revenue expectations for Banc of California, Inc. (BANC) for FY2025, with the revenue forecasts being adjusted by -0.37% over the past three months. During the same period, the stock price has changed by 10.16%.

Revenue Estimates for FY2025

Revise Downward

-0.37%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-2.69%

In Past 3 Month

Stock Price

Go Up

+10.16%

In Past 3 Month

8 Analyst Rating

20.40% Upside

Wall Street analysts forecast BANC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BANC is 17.88 USD with a low forecast of 16.00 USD and a high forecast of 20.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

7 Buy

1 Hold

0 Sell

Strong Buy

20.40% Upside

Current: 14.850

Low

16.00

Averages

17.88

High

20.00

20.40% Upside

Current: 14.850

Low

16.00

Averages

17.88

High

20.00

Wells Fargo

Overweight

maintain

$16 -> $18

2025-07-29

New

Reason

Wells Fargo

Price Target

$16 -> $18

2025-07-29

New

maintain

Overweight

Reason

Wells Fargo raised the firm's price target on Banc of California to $18 from $16 and keeps an Overweight rating on the shares. The firm highlights the important stretch coming up for Banc of California as it looks for balance sheet moves in Q2 to drive improving EPS trends through 2026. Optionality is aplenty for shareholders, including untapped scarcity value, but EPS needs to improve first, adds Wells.

Keefe Bruyette

Outperform

maintain

$17 -> $18

2025-07-25

Reason

Keefe Bruyette

Price Target

$17 -> $18

2025-07-25

maintain

Outperform

Reason

Keefe Bruyette raised the firm's price target on Banc of California to $18 from $17 and keeps an Outperform rating on the shares.

Barclays

Overweight

maintain

$18 -> $19

2025-07-08

Reason

Barclays

Price Target

$18 -> $19

2025-07-08

maintain

Overweight

Reason

Barclays raised the firm's price target on Banc of California to $19 from $18 and keeps an Overweight rating on the shares as part of a Q2 earnings preview for the mid-cap banks. The firm believes valuations in the group still largely underappreciate an improving operating and regulatory backdrop.

JPMorgan

Neutral

maintain

$15 -> $16

2025-07-01

Reason

JPMorgan

Price Target

$15 -> $16

2025-07-01

maintain

Neutral

Reason

JPMorgan raised the firm's price target on Banc of California to $16 from $15 and keeps a Neutral rating on the shares as part of a mid- and small-cap banks earnings preview for Q2.

Jefferies

Buy

initiated

$18

2025-05-20

Reason

Jefferies

Price Target

$18

2025-05-20

initiated

Buy

Reason

Jefferies initiated coverage of Banc of California with a Buy rating and $18 price target. The firm initiating coverage of 32 regional and mid-cap banks with a "constructive outlook." Despite tariff uncertainty, several factors could positively impact banks, including a rebound in loan growth as the U.S. avoids a recession, net interest margin expansion with a steeper yield curve, "resilient" credit metrics, excess capital "to play offense or defense," and attractive valuations, the analyst tells investors in a research note. Jefferies' top regional bank top picks are Huntington Bancshares (HBAN), M&T Bank (MTB) and Fifth Third (FITB). The firm's mid-cap top picks are Flagstar Financial (FLG), Axos Financial (AX) and Western Alliance (WAL).

Keefe Bruyette

Christopher McGratty

Outperform

NULL

downgrade

$19 -> $17

2025-04-25

Reason

Keefe Bruyette

Christopher McGratty

Price Target

$19 -> $17

2025-04-25

downgrade

Outperform

NULL

Reason

Keefe Bruyette analyst Christopher McGratty lowered the firm's price target on Banc of California to $17 from $19 and keeps an Outperform rating on the shares.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Banc of California Inc (BANC.N) is 10.82, compared to its 5-year average forward P/E of 14.47. For a more detailed relative valuation and DCF analysis to assess Banc of California Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

14.47

Current PE

10.82

Overvalued PE

19.00

Undervalued PE

9.93

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

2.11

Current PS

0.00

Overvalued PS

2.36

Undervalued PS

1.86