Historical Valuation
Humana Inc (HUM) is now in the Fair zone, suggesting that its current forward PE ratio of 19.64 is considered Fairly compared with the five-year average of 18.62. The fair price of Humana Inc (HUM) is between 262.54 to 313.05 according to relative valuation methord.
Relative Value
Fair Zone
262.54-313.05
Current Price：277.79
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Humana Inc (HUM) has a current Price-to-Book (P/B) ratio of 1.72. Compared to its 3-year average P/B ratio of 2.64 , the current P/B ratio is approximately -34.84% higher. Relative to its 5-year average P/B ratio of 3.09, the current P/B ratio is about -44.31% higher. Humana Inc (HUM) has a Forward Free Cash Flow (FCF) yield of approximately 4.86%. Compared to its 3-year average FCF yield of 3.56%, the current FCF yield is approximately 36.56% lower. Relative to its 5-year average FCF yield of 4.16% , the current FCF yield is about 16.93% lower.
P/B
Median3y
2.64
Median5y
3.09
FCF Yield
Median3y
3.56
Median5y
4.16
Competitors Valuation Multiple
AI Analysis for HUM
The average P/S ratio for HUM competitors is 0.42, providing a benchmark for relative valuation. Humana Inc Corp (HUM.N) exhibits a P/S ratio of 0.23, which is -46.27% above the industry average. Given its robust revenue growth of 11.06%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for HUM
1Y
3Y
5Y
Market capitalization of HUM increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of HUM in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is HUM currently overvalued or undervalued?
Humana Inc (HUM) is now in the Fair zone, suggesting that its current forward PE ratio of 19.64 is considered Fairly compared with the five-year average of 18.62. The fair price of Humana Inc (HUM) is between 262.54 to 313.05 according to relative valuation methord.
What is Humana Inc (HUM) fair value?
HUM's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Humana Inc (HUM) is between 262.54 to 313.05 according to relative valuation methord.
How does HUM's valuation metrics compare to the industry average?
The average P/S ratio for HUM's competitors is 0.42, providing a benchmark for relative valuation. Humana Inc Corp (HUM) exhibits a P/S ratio of 0.23, which is -46.27% above the industry average. Given its robust revenue growth of 11.06%, this premium appears unsustainable.
What is the current P/B ratio for Humana Inc (HUM) as of Jan 10 2026?
As of Jan 10 2026, Humana Inc (HUM) has a P/B ratio of 1.72. This indicates that the market values HUM at 1.72 times its book value.
What is the current FCF Yield for Humana Inc (HUM) as of Jan 10 2026?
As of Jan 10 2026, Humana Inc (HUM) has a FCF Yield of 4.86%. This means that for every dollar of Humana Inc’s market capitalization, the company generates 4.86 cents in free cash flow.
What is the current Forward P/E ratio for Humana Inc (HUM) as of Jan 10 2026?
As of Jan 10 2026, Humana Inc (HUM) has a Forward P/E ratio of 19.64. This means the market is willing to pay $19.64 for every dollar of Humana Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Humana Inc (HUM) as of Jan 10 2026?
As of Jan 10 2026, Humana Inc (HUM) has a Forward P/S ratio of 0.23. This means the market is valuing HUM at $0.23 for every dollar of expected revenue over the next 12 months.