HUM Relative Valuation
HUM's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, HUM is overvalued; if below, it's undervalued.
Historical Valuation
Humana Inc (HUM) is now in the Undervalued zone, suggesting that its current forward PE ratio of 19.15 is considered Undervalued compared with the five-year average of 18.71. The fair price of Humana Inc (HUM) is between 266.34 to 315.94 according to relative valuation methord. Compared to the current price of 253.20 USD , Humana Inc is Undervalued By 4.93%.
Relative Value
Fair Zone
266.34-315.94
Current Price：253.20
4.93%
Undervalued
18.86
PE
1Y
3Y
5Y
Trailing
Forward
10.87
EV/EBITDA
Humana Inc. (HUM) has a current EV/EBITDA of 10.87. The 5-year average EV/EBITDA is 11.96. The thresholds are as follows: Strongly Undervalued below 8.73, Undervalued between 8.73 and 10.35, Fairly Valued between 13.57 and 10.35, Overvalued between 13.57 and 15.19, and Strongly Overvalued above 15.19. The current Forward EV/EBITDA of 10.87 falls within the Historic Trend Line -Fairly Valued range.
13.55
EV/EBIT
Humana Inc. (HUM) has a current EV/EBIT of 13.55. The 5-year average EV/EBIT is 14.27. The thresholds are as follows: Strongly Undervalued below 10.49, Undervalued between 10.49 and 12.38, Fairly Valued between 16.15 and 12.38, Overvalued between 16.15 and 18.04, and Strongly Overvalued above 18.04. The current Forward EV/EBIT of 13.55 falls within the Historic Trend Line -Fairly Valued range.
0.22
PS
Humana Inc. (HUM) has a current PS of 0.22. The 5-year average PS is 0.49. The thresholds are as follows: Strongly Undervalued below 0.17, Undervalued between 0.17 and 0.33, Fairly Valued between 0.65 and 0.33, Overvalued between 0.65 and 0.81, and Strongly Overvalued above 0.81. The current Forward PS of 0.22 falls within the Undervalued range.
11.55
P/OCF
Humana Inc. (HUM) has a current P/OCF of 11.55. The 5-year average P/OCF is 11.35. The thresholds are as follows: Strongly Undervalued below -14.24, Undervalued between -14.24 and -1.44, Fairly Valued between 24.15 and -1.44, Overvalued between 24.15 and 36.94, and Strongly Overvalued above 36.94. The current Forward P/OCF of 11.55 falls within the Historic Trend Line -Fairly Valued range.
12.13
P/FCF
Humana Inc. (HUM) has a current P/FCF of 12.13. The 5-year average P/FCF is 15.66. The thresholds are as follows: Strongly Undervalued below 5.68, Undervalued between 5.68 and 10.67, Fairly Valued between 20.65 and 10.67, Overvalued between 20.65 and 25.63, and Strongly Overvalued above 25.63. The current Forward P/FCF of 12.13 falls within the Historic Trend Line -Fairly Valued range.
Humana Inc (HUM) has a current Price-to-Book (P/B) ratio of 1.67. Compared to its 3-year average P/B ratio of 2.71 , the current P/B ratio is approximately -38.35% higher. Relative to its 5-year average P/B ratio of 3.11, the current P/B ratio is about -46.43% higher. Humana Inc (HUM) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 3.77%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 4.24% , the current FCF yield is about -100.00% lower.
1.64
P/B
Median3y
2.71
Median5y
3.11
5.01
FCF Yield
Median3y
3.77
Median5y
4.24
Competitors Valuation Multiple
The average P/S ratio for HUM's competitors is , providing a benchmark for relative valuation. Humana Inc Corp (HUM) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 11.06%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of HUM decreased by 0.27% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 15.54 to 23.69.
The secondary factor is the Revenue Growth, contributed 11.06%to the performance.
Overall, the performance of HUM in the past 1 year is driven by P/E Change. Which is more unsustainable.
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FAQ
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