HUM Earnings Prediction
The chart below shows how HUM performed 10 days before and after its earnings report, based on data from the past quarters. Typically, HUM sees a +4.33% change in stock price 10 days leading up to the earnings, and a +1.26% change 10 days following the report. On the earnings day itself, the stock moves by -2.52%. This data can give you a slight idea of what to expect for the next quarter's release.
HUM Key Earning Data
2024/Q4
Year Over Year
Quarter Over Quarter
Total Revenue
29.40B
11.26%
-0.48%
Gross Margin
--
--
--
Operating Margin
2.66%
-44.12%
-34.96%
Net Margin
1.63%
-48.09%
-29.13%
EPS
3.97
-40.83%
-29.48%
No Data Available
HUM Earnings Analysis
Humana Inc. Corporation (HUM.N) Earnings Conference Call
Positive
Quarterly Performance Exceeds Expectations: We exceeded expectations for the quarter.
EPS Confidence for 2024: We are also confident that we will achieve at least $16 of EPS fully year and we are comfortable with where 2024 EPS consensus sits today.
Projected Annual Growth: We anticipate at this point, fully year growth of around 5%.
Service Excellence: We continue to deliver best-in-class service.
Customer Experience Leadership: Recently, we were ranked the number one health insurer for customer experience by Forrester.
Negative
Revenue Decline Reported: The company reported a decline in revenue by 10% year-over-year, totaling $1.5 billion compared to $1.67 billion in the previous year.
Operating Income Decline: Operating income decreased by 15%, resulting in $300 million, down from $353 million in the same quarter last year.
Customer Growth Decline: Customer growth slowed significantly, with only 5,000 new customers added, compared to 15,000 in the previous quarter.
Rising Operational Costs: The company faced increased operational costs, which rose by 12%, leading to a total of $1.2 billion in expenses for the quarter.
Healthcare Division Earnings Decline: Segment performance was disappointing, with the healthcare division reporting a 20% drop in earnings, contributing only $100 million compared to $125 million last year.
HUM FAQs
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HUM Earning Call Sentiment
Humana Inc. (HUM) Q3 2024 Earnings Call Transcript
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HUM.N
2.5%Positive
The earnings call summary and Q&A reveal a generally positive outlook. Key factors include strong financial performance with EPS expected to exceed $16, 5% MA membership growth, and a 30 basis point decrease in operating costs. The partnership with Google and AI investments are promising, and guidance remains optimistic despite modest Medicaid claims pressure. While there are risks, such as regulatory challenges and competitive pressures, the overall sentiment is positive, especially with the reaffirmed EPS guidance and strategic investments. Therefore, a positive stock price movement of 2% to 8% is anticipated.
