Should I Buy Heartland Financial USA Inc Stock?
Based on our evaluation of the five key dimensions—Technical Signals, Moving Average trends, Short Sell Data, Similar Chart Pattern Matching and Seasonality Analysis—we have identified the following insights. HTLF has several negative signals and is within a falling trend, so we believe it will perform weakly in the next couple of days or weeks. We therefore hold a negative evaluation of this stock. Our analysis conclusion for this stock is a Strong Sell candidate.
HTLF stock price ended at $64.67 on Friday, after rising 0%
The Heartland Financial USA Inc stock price increased by 0% on the last trading day (11 Jul 2025), rising from 64.67 to 64.67. Throughout the last trading session, the stock experienced a fluctuation of 0.00% , ranging from a day low of $64.67 to a day high of 64.67. The price has declined in 3 of the last 10 days, resulting in a total change of -2.90% during this period. On the last day, trading volume increase by 0.00 shares, with the rising prices. This could serve as an early warning, indicating that risk may slightly increase in the coming days. In total, 0.00 shares were traded, amounting to approximately 0.00.
HTLF Technical Signals
HTLF(Heartland Financial USA Inc Corp) has 2 buy signals and 4 sell signals now. The current trend is consolidation starting from 2025-01-30. The total price change during this trend is -2.16%. Recently, the price has increased but the volume has decreased, indicating a potential warning signal. The average turnover of HTLF over the last 5 trading days is 52.15M. Overall, the technical indicator signals lean more toward a Bearish outlook in the mid-term.
HTLF Moving Average Analysis
Heartland Financial USA Inc's overall moving average trend leans more bullish as of Sunday, July 13, 2025, with 2 negative signals and 2 positive signal. In the mid-term, the SMA_20 being below the SMA_60 signals a strong bearish trend. There will be some resistance from the lines at $68.88, and $70.61. A break-up above any of these levels will issue buy signals. There will be some support from the lines at $63.31, and $61.59. A break-down below any of these levels will issue sell signals.
HTLF Short Selling Analysis
The short sale ratio of Heartland Financial USA Inc(HTLF) as of Invalid Date is %, dropping from last trading day. With decreasing price from to .
Technical Signal
Technical Signals Summary
Sell
4
Buy
2
Moving Average
Swing
NegativeStock Price Below SMA_5
Short Term
PositiveSMA_5 Above SMA_20
Mid Term
NegativeSMA_20 Below SMA_60
Long Term
PositiveSMA_60 Above SMA_200
Short Selling
Close Price
Short Sale Ratio
Short Sale Volume
2 Bullish Signals
When Value satisfies Signal, Indicator signals Bullish
Indicators
Signal
Value
Meaning
Awesome Oscillator (5, 34)
AO_5_34 > 0
2.16
Bullish
Moving Average Convergence Divergence (12, 26, 9)
MACD_12_26_9 > 0
0.62
Bullish
4 Bearish Signals
When Value satisfies Signal, Indicator signals Bearish
Indicators
Signal
Value
Meaning
Average Directional Index (14 days)
ADX_14 < 20
15.15
Bearish
Momentum (10 days)
MOM_10 < 0
-1.11
Bearish
Stochastic RSI %K (14, 14, 3, 3)
STOCHRSIk_14_14_3_3 > 0.8
27.35
Bearish
Simple Moving Average (5 days)
SMA_5 < SMA_10 and prev_SMA_5 >= prev_SMA_10
65.95
Bearish
HTLF Stock Forecast
2026
2027
2028
2029
2030
2031
2032
2033
2034
2035
In 2026, Heartland Financial USA Inc (HTLF) is anticipated to change hands in a trading channel between $0.00 and $0.00.
Heartland Financial USA Inc Stock Forecast 2026
HTLF Price Prediction & Forecast by Similar Chart Analysis
Based on historical patterns and backtesting of stocks with similar movements to Heartland Financial USA Inc(HTLF), our algorithm predicts HTLF's 1-month price at $60.52, with an -6.42%downwardshift. Using a similarity score up to 99.04%and other factors, This forecast updates weekly, adjusting for significant deviations.
Similar Chart
The price prediction chart for Heartland Financial USA Inc (HTLF.O) stock, as of Sunday, February 2, 2025 , forecasts a -6.42% change over the next month, based on its high correlation with UMBF.O stock patterns. The similarity between their price movements over the analyzed periods is 99.04%. The right panel lists other stocks with similar price patterns. This prediction is updated every week.
HTLF
No Data
UMBF
Down: -6.42%Similarity: 99.04%
Name
Similarity
Up/Down
UMBF.O
99.04%
-6.42%
GFF.N
96.37%
-4.53%
JBL.N
96.26%
+8.10%
ASIX.N
96.18%
-10.74%
PB.N
95.81%
-4.05%
IRDM.O
95.81%
+1.33%
WMS.N
95.78%
-7.87%
BEP.N
95.57%
-9.98%
RIO.N
95.57%
+3.80%
HAE.N
95.47%
+2.94%
HTLF Seasonality Analysis
Based on HTLF's historical stock price data across all years, the probability of a positive return in July is70.00%, suggesting it maybe an ideal month to invest in HTLF. In contrast,Juneoffers the highest probability of positive returns at80.00%, making it a potentially strong month for investment.
However, this is only a prediction based on one method, and a comprehensive assessment of the stock's future trend should consider additional factors. Our final stock price commentary incorporates three main evaluation dimensions: technical signals, Moving Average trends, and similar chart pattern matching, with the first two dimensions carrying the primary weight to ensure a more robust and accurate forecast.
Monthly Seasonality
The radar chart shows that buying Heartland Financial USA Inc (HTLF.O) stock in June has the highest probability of a positive return (80.00%), while May has the lowest probability (40.00%).
Performance Seasonality
The chart shows Heartland Financial USA Inc. (HTLF)'s annual stock price return for the past three years, helping you analyze price trends and identify recurring trends on an annual basis.
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FAQ
Should I buy Heartland Financial USA Inc (HTLF.O) stock?
Which months have the highest win rate for buying Heartland Financial USA Inc (HTLF.O) stock in a year?
How has Heartland Financial USA Inc. (HTLF)'s stock price performed over the past three years?
Which bull technical signals does HTLF have?
Which bearish technical signals does HTLF have?
Is HTLF a buy based on overall technical signals summary?
What is the trend of Heartland Financial USA Inc (HTLF)'s moving average?
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What is price prediction 2025 for HTLF Stock?