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HTLF

Heartland Financial USA Inc
$
64.670
0(0.000%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings
High
64.670
Open
64.670
VWAP
--
Vol
--
Mkt Cap
1.87B
Low
64.670
Amount
--
EV/EBITDA(TTM)
30.50
Total Shares
42.79M
EV
3.57B
EV/OCF(TTM)
--
P/S(TTM)
5.01
Heartland Financial USA, Inc. is a bank holding company. The Company conducts its banking business through multiple independently branded divisions in the states of Arizona, California, Colorado, Illinois, Iowa, Kansas, Minnesota, Missouri, Montana, New Mexico, Texas, and Wisconsin. The principal business of its Banks consists of making loans to and accepting deposits. Its Banks provide a range of commercial, small business and consumer banking services to businesses, including public sector and non-profit entities, and to individuals. It provides multiple service delivery channels, including online banking, mobile/remote banking, and telephone banking. Its Banks provide a suite of banking products and services comprised of deposit and credit offerings, with treasury management, wealth management and retirement plan services. Its primary lines of business include commercial banking, small business banking, agricultural banking, residential real estate mortgage lending, and others.
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Market Estimates

Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q2
FY2025Q1
FY2024Q4
182.91M
+3.41%
1.050
-8.7%
180.40M
+1.95%
1.013
-16.94%
178.28M
-1.98%
1.043
-1.57%
Estimates Revision
The market is revising No Change the revenue expectations for Heartland Financial USA, Inc. (HTLF) for FY2024, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by %.
Revenue Estimates for FY2024
No Change
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0.00%
In Past 3 Month
EPS Estimates for FY2024
No Change
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0.00%
In Past 3 Month
0 Analyst Rating
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Wall Street analysts forecast HTLF stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for HTLF is USD with a low forecast of USD and a high forecast of  USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
0 Hold
0 Sell
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Current: 64.670
sliders
Low
Averages
High
No Data

Valuation Metrics

The current forward P/E ratio for Heartland Financial USA Inc (HTLF.O) is 15.04, compared to its 5-year average forward P/E of 9.57. For a more detailed relative valuation and DCF analysis to assess Heartland Financial USA Inc 's fair value, click here.

Forward PE

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Strongly Overvalued
5Y Average PE
9.57
Current PE
15.04
Overvalued PE
11.63
Undervalued PE
7.50

Forward EV/EBITDA

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Strongly Overvalued
5Y Average PS
2.57
Current PS
3.91
Overvalued PS
3.14
Undervalued PS
2.00

Financials

Annual
Quarterly
FY2024Q3
YoY :
+1.48%
172.48M
Total Revenue
FY2024Q3
YoY :
-6.45%
60.42M
Operating Profit
FY2024Q3
YoY :
+33.40%
64.15M
Net Income after Tax
FY2024Q3
YoY :
+33.33%
1.44
EPS - Diluted
FY2024Q3
YoY :
-135.94%
126.82M
Free Cash Flow
FY2024Q3
YoY :
-717.68%
-256.03
FCF Margin - %
FY2024Q3
YoY :
+31.46%
37.19
Net Margin - %
FY2024Q3
YoY :
-65.88%
3.02
ROIC

Trading Trends

Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
2.0M
USD
3
0-12
Months
705.7K
USD
3
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months

HTLF News & Events

Events Timeline

2025-01-10 (ET)
2025-01-10
13:19:10
Fed approves UMB Financial application to acquire Heartland Financial
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link
2024-10-29 (ET)
2024-10-29
16:42:33
Heartland Financial reports Q3 EPS $1.17, consensus $1.17
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News

8.5
01-31Newsfilter
UMB Financial Corporation Completes Acquisition of Heartland Financial USA, Inc.
8.5
01-10Newsfilter
UMB Financial Corporation Receives Regulatory Approval to Acquire Heartland Financial USA, Inc.
8.0
01-02Newsfilter
Heartland Financial USA, Inc. ("HTLF") Announces Common Stock Dividend
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FAQ

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What is Heartland Financial USA Inc (HTLF) stock price today?

The current price of HTLF is 64.67 USD — it has increased 0 % in the last trading day.

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What is Heartland Financial USA Inc (HTLF)'s business?

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What is the price predicton of HTLF Stock?

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What is Heartland Financial USA Inc (HTLF)'s revenue for the last quarter?

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What is Heartland Financial USA Inc (HTLF)'s earnings per share (EPS) for the last quarter?

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What changes have occurred in the market's expectations for Heartland Financial USA Inc (HTLF)'s fundamentals?

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How many employees does Heartland Financial USA Inc (HTLF). have?

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What is Heartland Financial USA Inc (HTLF) market cap?