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FMNB Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
12.720
Open
12.440
VWAP
12.54
Vol
405.47K
Mkt Cap
735.94M
Low
12.425
Amount
5.08M
EV/EBITDA(TTM)
14.28
Total Shares
59.02M
EV
1.08B
EV/OCF(TTM)
7.97
P/S(TTM)
2.55
Farmers National Banc Corp. is a financial holding company. The Company operates principally through its wholly owned subsidiaries, The Farmers National Bank of Canfield (the Bank) and Farmers Trust Company (Farmers Trust). The Company and its subsidiaries operate in the domestic banking, trust, retirement consulting, insurance and financial management industries. The Bank is a full-service national banking association engaged in commercial and retail banking mainly in the northeastern region of Ohio and the western region of Pennsylvania. The Bank’s commercial and retail banking services include checking accounts, savings accounts, time deposit accounts, commercial, mortgage and installment loans, home equity loans, home equity lines of credit, night depository, safe deposit boxes, money orders, bank checks, automated teller machines, Internet banking, travel cards, E Bond transactions, brokerage services and other miscellaneous services normally offered by commercial banks.
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Events Timeline

(ET)
2026-02-10
11:10:00
Farmers National and Middlefield Merger Approved by Shareholders
select
2026-02-05 (ET)
2026-02-05
16:20:00
Farmers National and Middlefield Banc to Complete Merger
select
2026-01-30 (ET)
2026-01-30
09:30:00
Middlefield Banc Proposes Merger with FMNB at Shareholder Meeting
select
2026-01-28 (ET)
2026-01-28
08:10:00
Company Reports Q4 Tangible Book Value Per Share of $7.98
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2025-10-22 (ET)
2025-10-22
07:56:56
Farmers National Banc and Middlefield Banc to Combine in All-Stock Merger
select
2025-07-23 (ET)
2025-07-23
09:27:57
Farmers National Banc reports Q2 EPS 37c, consensus 37c
select

News

Newsfilter
8.5
02-10Newsfilter
Farmers and Middlefield Merger Approved by Shareholders
  • Merger Approval: Shareholders of Farmers National Banc Corp. and Middlefield Banc Corp. have approved the merger, which is expected to be completed in the first quarter of 2026, enhancing the competitive position of both banks in the market.
  • Asset Scale: As of December 31, 2025, Farmers National Banc Corp. reported $5.2 billion in banking assets, and the merger is anticipated to further increase market share in Ohio and Pennsylvania, strengthening overall financial capabilities.
  • Wealth Management: Farmers National Banc Corp. had $4.7 billion in wealth management assets as of December 31, 2025, and the merger will facilitate resource integration, improving customer service and product diversity.
  • Future Outlook: Despite uncertainties surrounding the merger, both Farmers and Middlefield maintain an optimistic outlook for future growth, expecting to achieve higher operational efficiency and market expansion through the merger.
Globenewswire
8.5
01-30Globenewswire
Independent Advisory Firm Supports Merger Proposal
  • Merger Proposal Support: Middlefield Banc Corp. announced that independent advisory firm ISS has recommended shareholders vote in favor of the merger with Farmers National Banc Corp. at the Special Meeting on February 10, 2026, indicating positive market sentiment that could bolster shareholder confidence.
  • Shareholder Voting Reminder: Middlefield urges shareholders who have not yet voted to do so promptly to support the merger and other proposals before the February 9, 2026 deadline, aiming to enhance shareholder engagement and expedite the merger process.
  • Asset Overview: As of September 30, 2025, Middlefield Bank reported total assets of $1.98 billion and operates 21 full-service banking centers, with the merger expected to further expand market share and service network, enhancing overall competitiveness.
  • Regulatory Filing Submission: Middlefield and Farmers have filed relevant materials with the SEC, including a Registration Statement for the merger, ensuring transparency and compliance in the merger process, which is crucial for maintaining investor trust.
Newsfilter
8.5
01-30Newsfilter
Middlefield Banc Corp. Merger Proposal Gains Support from ISS
  • Merger Proposal Support: Middlefield Banc Corp.'s merger proposal has received a recommendation from independent proxy advisory firm ISS, urging shareholders to vote in favor at the Special Meeting on February 10, 2026, indicating strong market confidence in the merger's potential to enhance shareholder value.
  • Shareholder Voting Reminder: Middlefield is encouraging shareholders who have not yet voted to do so promptly to ensure participation before the deadline, a strategic move aimed at increasing shareholder engagement and expediting the merger process.
  • Asset Overview: As of September 30, 2025, Middlefield Banc Corp. reported total assets of $1.98 billion and operates 21 full-service banking centers, providing a robust asset base that supports business integration post-merger and is expected to enhance competitive positioning in the market.
  • Regulatory Filing Submission: Middlefield and Farmers have filed relevant merger materials with the SEC, including a Registration Statement and joint proxy statement, ensuring transparency and compliance throughout the merger process, which aims to bolster investor confidence and encourage active shareholder participation.
seekingalpha
9.5
01-28seekingalpha
Farmers National Reports Q4 Revenue of $49.11M with Improved Margins
  • Revenue Growth: Farmers National reported Q4 revenue of $49.11 million for 2025, indicating robust performance in the market that is likely to enhance investor confidence moving forward.
  • Net Interest Margin Improvement: The net interest margin increased to 3.05% in Q4 2025 from 3.00% in Q3 2025, and up from 2.72% in Q4 2024, reflecting enhanced profitability for the company.
  • Customer Deposit Growth: Customer deposits (excluding brokered CDs) grew by $151 million in 2025, representing a 3.6% increase, which highlights the company's successful strategy in attracting deposits and strengthening liquidity.
  • Decline in Nonperforming Loans: Nonperforming loans decreased to $26.2 million in Q4, down from $35.3 million in Q3, demonstrating effective risk management and improved asset quality within the company.
NASDAQ.COM
9.5
01-28NASDAQ.COM
Farmers National Bancorp Reports Q4 Profit Increase
  • Profit Growth: Farmers National Bancorp reported a fourth-quarter profit of $14.64 million, or $0.39 per share, which is an increase from $14.39 million and $0.38 per share in the same period last year, indicating stable profitability improvement.
  • Adjusted Earnings: Excluding items, the adjusted earnings were $15.15 million, or $0.40 per share, demonstrating a stronger performance in core operations and reflecting effective cost management.
  • Revenue Increase: The company's revenue rose 13.1% to $37.02 million from $32.73 million last year, highlighting business expansion and increased market demand, which is crucial for sustaining growth.
  • Financial Health: The overall improvement in financial performance not only boosts investor confidence but also lays a solid foundation for future strategic investments and expansions, showcasing the company's resilience in a competitive market.
Newsfilter
9.5
01-28Newsfilter
Farmers National Banc Corp. Reports Q4 2025 Highlights
  • Sustained Profitability: Farmers National Banc Corp. has achieved 172 consecutive quarters of profitability, reporting a net income of $14.6 million and diluted earnings per share of $0.39 for Q4 2025, highlighting the company's ongoing strength in community banking.
  • Improved Net Interest Margin: The net interest margin increased to 3.05% in Q4 2025 from 3.00% in Q3 2025 and 2.72% in Q4 2024, reflecting lower funding costs due to interest rate cuts, which are expected to continue driving revenue growth in the future.
  • Decline in Nonperforming Loans: Nonperforming loans decreased from $35.3 million in Q3 2025 to $26.2 million in Q4 2025, demonstrating effective credit quality management and enhancing investor confidence in the company's risk management capabilities.
  • Stable Deposit Growth: Customer deposits grew by $151 million, or 3.6%, in 2025, with a $35.6 million increase in Q4 excluding public funds, indicating the company's ongoing efforts to attract customer deposits despite a slight decline in total deposits.
Wall Street analysts forecast FMNB stock price to rise
2 Analyst Rating
Wall Street analysts forecast FMNB stock price to rise
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
14.00
Averages
15.00
High
16.00
Current: 0.000
sliders
Low
14.00
Averages
15.00
High
16.00
Brean Capital
Neutral
to
Buy
upgrade
$15
AI Analysis
2026-03-03
Reason
Brean Capital
Price Target
$15
AI Analysis
2026-03-03
upgrade
Neutral
to
Buy
Reason
Brean Capital upgraded Farmers National Banc to Buy from Neutral with a $15 price target upon resuming coverage of the stock.
Piper Sandler
Neutral
downgrade
$16 -> $14
2026-01-29
Reason
Piper Sandler
Price Target
$16 -> $14
2026-01-29
downgrade
Neutral
Reason
Piper Sandler lowered the firm's price target on Farmers National Banc (FMNB) to $14 from $16 and keeps a Neutral rating on the shares. While Q4 was a disappointing quarter given higher NCOs and a PPNR shortfall, the firm expects credit costs will revert lower in Q1 and remains optimistic on Farmers' prospects for profitability improvement towards peer levels as it prepares to close on its acquisition of Middlefield Banc (MBCN).
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for FMNB
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Valuation Metrics

The current forward P/E ratio for Farmers National Banc Corp (FMNB.O) is 7.57, compared to its 5-year average forward P/E of 8.96. For a more detailed relative valuation and DCF analysis to assess Farmers National Banc Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.96
Current PE
7.57
Overvalued PE
10.02
Undervalued PE
7.90

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.82
Current PS
2.02
Overvalued PS
3.19
Undervalued PS
2.45

Financials

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Whales Holding FMNB

S
Staley Capital Advisers, Inc.
Holding
FMNB
-1.48%
3M Return

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Frequently Asked Questions

What is Farmers National Banc Corp (FMNB) stock price today?

The current price of FMNB is 12.47 USD — it has decreased -0.48

What is Farmers National Banc Corp (FMNB)'s business?

Farmers National Banc Corp. is a financial holding company. The Company operates principally through its wholly owned subsidiaries, The Farmers National Bank of Canfield (the Bank) and Farmers Trust Company (Farmers Trust). The Company and its subsidiaries operate in the domestic banking, trust, retirement consulting, insurance and financial management industries. The Bank is a full-service national banking association engaged in commercial and retail banking mainly in the northeastern region of Ohio and the western region of Pennsylvania. The Bank’s commercial and retail banking services include checking accounts, savings accounts, time deposit accounts, commercial, mortgage and installment loans, home equity loans, home equity lines of credit, night depository, safe deposit boxes, money orders, bank checks, automated teller machines, Internet banking, travel cards, E Bond transactions, brokerage services and other miscellaneous services normally offered by commercial banks.

What is the price predicton of FMNB Stock?

Wall Street analysts forecast FMNB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FMNB is15.00 USD with a low forecast of 14.00 USD and a high forecast of 16.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Farmers National Banc Corp (FMNB)'s revenue for the last quarter?

Farmers National Banc Corp revenue for the last quarter amounts to 38.45M USD, decreased -11.20

What is Farmers National Banc Corp (FMNB)'s earnings per share (EPS) for the last quarter?

Farmers National Banc Corp. EPS for the last quarter amounts to 0.39 USD, increased 2.63

How many employees does Farmers National Banc Corp (FMNB). have?

Farmers National Banc Corp (FMNB) has 706 emplpoyees as of March 11 2026.

What is Farmers National Banc Corp (FMNB) market cap?

Today FMNB has the market capitalization of 735.94M USD.