FMNB PE Ratio & Valuation,Is FMNB Overvalued

FMNB Relative Valuation

FMNB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FMNB is overvalued; if below, it's undervalued.

Historical Valuation

Farmers National Banc Corp (FMNB) is now in the Fair zone, suggesting that its current forward PE ratio of 8.24 is considered Fairly compared with the five-year average of 8.89. The fair price of Farmers National Banc Corp (FMNB) is between 13.86 to 17.02 according to relative valuation methord.

Relative Value

Fair Zone

13.86-17.02

Current Price：14.45

Fair

8.24

0.00

EV/EBITDA

Farmers National Banc Corp. (FMNB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Farmers National Banc Corp. (FMNB) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.19

Farmers National Banc Corp. (FMNB) has a current PS of 2.19. The 5-year average PS is 2.83. The thresholds are as follows: Strongly Undervalued below 2.11, Undervalued between 2.11 and 2.47, Fairly Valued between 3.18 and 2.47, Overvalued between 3.18 and 3.54, and Strongly Overvalued above 3.54. The current Forward PS of 2.19 falls within the Undervalued range.

0.00

P/OCF

Farmers National Banc Corp. (FMNB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Farmers National Banc Corp. (FMNB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Farmers National Banc Corp (FMNB) has a current Price-to-Book (P/B) ratio of 1.17. Compared to its 3-year average P/B ratio of 1.29 , the current P/B ratio is approximately -9.76% higher. Relative to its 5-year average P/B ratio of 1.32, the current P/B ratio is about -11.74% higher. Farmers National Banc Corp (FMNB) has a Forward Free Cash Flow (FCF) yield of approximately 7.66%. Compared to its 3-year average FCF yield of 11.66%, the current FCF yield is approximately -34.35% lower. Relative to its 5-year average FCF yield of 11.65% , the current FCF yield is about -34.27% lower.

1.17

P/B

Median3y

1.29

Median5y

1.32

7.66

FCF Yield

Median3y

11.66

Median5y

11.65

Competitors Valuation Multiple

The average P/S ratio for FMNB's competitors is 2.02, providing a benchmark for relative valuation. Farmers National Banc Corp Corp (FMNB) exhibits a P/S ratio of 2.19, which is 8.71% above the industry average. Given its robust revenue growth of 12.47%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of FMNB increased by 3.95% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 20.52 to 26.64.

The secondary factor is the Revenue Growth, contributed 12.47%to the performance.

Overall, the performance of FMNB in the past 1 year is driven by Margin Expansion. Which is more sustainable.

12.47%

41.60M → 46.78M

Revenue Growth

29.82%

20.52 → 26.64

Margin Expansion

-38.34%

16.26 → 10.03

P/E Change

3.95%

13.88 → 14.43

Mkt Cap Growth

People Also Watch

Frequently Asked Questions

Is Farmers National Banc Corp (FMNB) currently overvalued or undervalued?

What is Farmers National Banc Corp (FMNB) fair value?

FMNB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Farmers National Banc Corp (FMNB) is between 13.86 to 17.02 according to relative valuation methord.

How does FMNB's valuation metrics compare to the industry average?

What is the current P/B ratio for Farmers National Banc Corp (FMNB) as of Dec 15 2025?

As of Dec 15 2025, Farmers National Banc Corp (FMNB) has a P/B ratio of 1.17. This indicates that the market values FMNB at 1.17 times its book value.

What is the current FCF Yield for Farmers National Banc Corp (FMNB) as of Dec 15 2025?

As of Dec 15 2025, Farmers National Banc Corp (FMNB) has a FCF Yield of 7.66%. This means that for every dollar of Farmers National Banc Corp’s market capitalization, the company generates 7.66 cents in free cash flow.

What is the current Forward P/E ratio for Farmers National Banc Corp (FMNB) as of Dec 15 2025?

As of Dec 15 2025, Farmers National Banc Corp (FMNB) has a Forward P/E ratio of 8.24. This means the market is willing to pay $8.24 for every dollar of Farmers National Banc Corp’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Farmers National Banc Corp (FMNB) as of Dec 15 2025?

As of Dec 15 2025, Farmers National Banc Corp (FMNB) has a Forward P/S ratio of 2.19. This means the market is valuing FMNB at $2.19 for every dollar of expected revenue over the next 12 months.

FMNB Valuation

FMNB Valuation

FMNB Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is Farmers National Banc Corp (FMNB) currently overvalued or undervalued?

What is Farmers National Banc Corp (FMNB) fair value?

How does FMNB's valuation metrics compare to the industry average?

What is the current P/B ratio for Farmers National Banc Corp (FMNB) as of Dec 15 2025?

What is the current FCF Yield for Farmers National Banc Corp (FMNB) as of Dec 15 2025?

What is the current Forward P/E ratio for Farmers National Banc Corp (FMNB) as of Dec 15 2025?

What is the current Forward P/S ratio for Farmers National Banc Corp (FMNB) as of Dec 15 2025?