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FMNB Valuation

Farmers National Banc Corp
$
14.460
+0.21(1.474%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings

FMNB Relative Valuation

FMNB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FMNB is overvalued; if below, it's undervalued.

Historical Valuation

Farmers National Banc Corp (FMNB) is now in the Fair zone, suggesting that its current forward PE ratio of 8.61 is considered Fairly compared with the five-year average of 8.98. The fair price of Farmers National Banc Corp (FMNB) is between 14.06 to 17.09 according to relative valuation methord.
Relative Value
Fair Zone
14.06-17.09
Current Price:14.46
Fair
8.61
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Farmers National Banc Corp. (FMNB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Farmers National Banc Corp. (FMNB) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.60
PS
Farmers National Banc Corp. (FMNB) has a current PS of 2.60. The 5-year average PS is 2.84. The thresholds are as follows: Strongly Undervalued below 2.18, Undervalued between 2.18 and 2.51, Fairly Valued between 3.17 and 2.51, Overvalued between 3.17 and 3.50, and Strongly Overvalued above 3.50. The current Forward PS of 2.60 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Farmers National Banc Corp. (FMNB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Farmers National Banc Corp. (FMNB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Farmers National Banc Corp (FMNB) has a current Price-to-Book (P/B) ratio of 1.23. Compared to its 3-year average P/B ratio of 1.35 , the current P/B ratio is approximately -9.53% higher. Relative to its 5-year average P/B ratio of 1.31, the current P/B ratio is about -6.53% higher. Farmers National Banc Corp (FMNB) has a Forward Free Cash Flow (FCF) yield of approximately 10.27%. Compared to its 3-year average FCF yield of 12.20%, the current FCF yield is approximately -15.77% lower. Relative to its 5-year average FCF yield of 11.72% , the current FCF yield is about -12.34% lower.
1.23
P/B
Median3y
1.35
Median5y
1.31
10.27
FCF Yield
Median3y
12.20
Median5y
11.72

Competitors Valuation Multiple

The average P/S ratio for FMNB's competitors is 2.35, providing a benchmark for relative valuation. Farmers National Banc Corp Corp (FMNB) exhibits a P/S ratio of 2.60, which is 10.93% above the industry average. Given its robust revenue growth of 10.43%, this premium appears unsustainable.

Performance Decomposition

1Y
3Y
5Y
Market capitalization of FMNB decreased by 3.64% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 41.51M to 45.84M.
The secondary factor is the Margin Expansion, contributed 6.90%to the performance.
Overall, the performance of FMNB in the past 1 year is driven by Revenue Growth. Which is more sustainable.
10.43%
41.51M → 45.84M
Revenue Growth
+
6.90%
28.39 → 30.35
Margin Expansion
+
-20.97%
13.45 → 10.63
P/E Change
=
-3.64%
15.01 → 14.46
Mkt Cap Growth

FAQ

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Is Farmers National Banc Corp (FMNB) currently overvalued or undervalued?

Farmers National Banc Corp (FMNB) is now in the Fair zone, suggesting that its current forward PE ratio of 8.61 is considered Fairly compared with the five-year average of 8.98. The fair price of Farmers National Banc Corp (FMNB) is between 14.06 to 17.09 according to relative valuation methord.
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What is Farmers National Banc Corp (FMNB) fair value?

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How does FMNB's valuation metrics compare to the industry average?

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What is the current P/B ratio for Farmers National Banc Corp (FMNB) as of Aug 14 2025?

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What is the current FCF Yield for Farmers National Banc Corp (FMNB) as of Aug 14 2025?

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What is the current Forward P/E ratio for Farmers National Banc Corp (FMNB) as of Aug 14 2025?

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What is the current Forward P/S ratio for Farmers National Banc Corp (FMNB) as of Aug 14 2025?