Historical Valuation
Essent Group Ltd (ESNT) is now in the Fair zone, suggesting that its current forward PE ratio of 8.97 is considered Fairly compared with the five-year average of 7.64. The fair price of Essent Group Ltd (ESNT) is between 56.42 to 67.46 according to relative valuation methord.
Relative Value
Fair Zone
56.42-67.46
Current Price：64.45
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Essent Group Ltd (ESNT) has a current Price-to-Book (P/B) ratio of 1.10. Compared to its 3-year average P/B ratio of 1.09 , the current P/B ratio is approximately 0.97% higher. Relative to its 5-year average P/B ratio of 1.12, the current P/B ratio is about -1.66% higher. Essent Group Ltd (ESNT) has a Forward Free Cash Flow (FCF) yield of approximately 13.54%. Compared to its 3-year average FCF yield of 13.40%, the current FCF yield is approximately 1.06% lower. Relative to its 5-year average FCF yield of 13.81% , the current FCF yield is about -1.95% lower.
P/B
Median3y
1.09
Median5y
1.12
FCF Yield
Median3y
13.40
Median5y
13.81
Competitors Valuation Multiple
AI Analysis for ESNT
The average P/S ratio for ESNT competitors is 2.72, providing a benchmark for relative valuation. Essent Group Ltd Corp (ESNT.N) exhibits a P/S ratio of 4.91, which is 80.13% above the industry average. Given its robust revenue growth of -1.50%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for ESNT
1Y
3Y
5Y
Market capitalization of ESNT increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of ESNT in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is ESNT currently overvalued or undervalued?
Essent Group Ltd (ESNT) is now in the Fair zone, suggesting that its current forward PE ratio of 8.97 is considered Fairly compared with the five-year average of 7.64. The fair price of Essent Group Ltd (ESNT) is between 56.42 to 67.46 according to relative valuation methord.
What is Essent Group Ltd (ESNT) fair value?
ESNT's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Essent Group Ltd (ESNT) is between 56.42 to 67.46 according to relative valuation methord.
How does ESNT's valuation metrics compare to the industry average?
The average P/S ratio for ESNT's competitors is 2.72, providing a benchmark for relative valuation. Essent Group Ltd Corp (ESNT) exhibits a P/S ratio of 4.91, which is 80.13% above the industry average. Given its robust revenue growth of -1.50%, this premium appears unsustainable.
What is the current P/B ratio for Essent Group Ltd (ESNT) as of Jan 09 2026?
As of Jan 09 2026, Essent Group Ltd (ESNT) has a P/B ratio of 1.10. This indicates that the market values ESNT at 1.10 times its book value.
What is the current FCF Yield for Essent Group Ltd (ESNT) as of Jan 09 2026?
As of Jan 09 2026, Essent Group Ltd (ESNT) has a FCF Yield of 13.54%. This means that for every dollar of Essent Group Ltd’s market capitalization, the company generates 13.54 cents in free cash flow.
What is the current Forward P/E ratio for Essent Group Ltd (ESNT) as of Jan 09 2026?
As of Jan 09 2026, Essent Group Ltd (ESNT) has a Forward P/E ratio of 8.97. This means the market is willing to pay $8.97 for every dollar of Essent Group Ltd’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Essent Group Ltd (ESNT) as of Jan 09 2026?
As of Jan 09 2026, Essent Group Ltd (ESNT) has a Forward P/S ratio of 4.91. This means the market is valuing ESNT at $4.91 for every dollar of expected revenue over the next 12 months.