ESNT PE Ratio & Valuation,Is ESNT Overvalued

ESNT Relative Valuation

ESNT's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, ESNT is overvalued; if below, it's undervalued.

Historical Valuation

Essent Group Ltd (ESNT) is now in the Fair zone, suggesting that its current forward PE ratio of 8.93 is considered Fairly compared with the five-year average of 7.63. The fair price of Essent Group Ltd (ESNT) is between 57.02 to 68.05 according to relative valuation methord.

Relative Value

Fair Zone

57.02-68.05

Current Price：64.75

Fair

9.06

0.00

EV/EBITDA

Essent Group Ltd. (ESNT) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

6.62

EV/EBIT

Essent Group Ltd. (ESNT) has a current EV/EBIT of 6.62. The 5-year average EV/EBIT is 6.14. The thresholds are as follows: Strongly Undervalued below 4.95, Undervalued between 4.95 and 5.55, Fairly Valued between 6.74 and 5.55, Overvalued between 6.74 and 7.33, and Strongly Overvalued above 7.33. The current Forward EV/EBIT of 6.62 falls within the Historic Trend Line -Fairly Valued range.

4.87

Essent Group Ltd. (ESNT) has a current PS of 4.87. The 5-year average PS is 4.68. The thresholds are as follows: Strongly Undervalued below 3.85, Undervalued between 3.85 and 4.26, Fairly Valued between 5.10 and 4.26, Overvalued between 5.10 and 5.52, and Strongly Overvalued above 5.52. The current Forward PS of 4.87 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Essent Group Ltd. (ESNT) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Essent Group Ltd. (ESNT) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Essent Group Ltd (ESNT) has a current Price-to-Book (P/B) ratio of 1.09. Compared to its 3-year average P/B ratio of 1.09 , the current P/B ratio is approximately 0.66% higher. Relative to its 5-year average P/B ratio of 1.12, the current P/B ratio is about -2.44% higher. Essent Group Ltd (ESNT) has a Forward Free Cash Flow (FCF) yield of approximately 13.61%. Compared to its 3-year average FCF yield of 13.42%, the current FCF yield is approximately 1.39% lower. Relative to its 5-year average FCF yield of 13.83% , the current FCF yield is about -1.58% lower.

1.11

P/B

Median3y

1.09

Median5y

1.12

13.61

FCF Yield

Median3y

13.42

Median5y

13.83

Competitors Valuation Multiple

The average P/S ratio for ESNT's competitors is , providing a benchmark for relative valuation. Essent Group Ltd Corp (ESNT) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of -1.50%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of ESNT increased by 19.84% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 7.49 to 9.49.

The secondary factor is the Revenue Growth, contributed -1.50%to the performance.

Overall, the performance of ESNT in the past 1 year is driven by P/E Change. Which is more unsustainable.

-1.50%

316.58M → 311.83M

Revenue Growth

-5.37%

55.65 → 52.66

Margin Expansion

26.71%

7.49 → 9.49

P/E Change

19.84%

54.44 → 65.24

Mkt Cap Growth

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Frequently Asked Questions

Is Essent Group Ltd (ESNT) currently overvalued or undervalued?

What is Essent Group Ltd (ESNT) fair value?

ESNT's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Essent Group Ltd (ESNT) is between 57.02 to 68.05 according to relative valuation methord.

How does ESNT's valuation metrics compare to the industry average?

What is the current P/B ratio for Essent Group Ltd (ESNT) as of Dec 16 2025?

As of Dec 16 2025, Essent Group Ltd (ESNT) has a P/B ratio of 1.09. This indicates that the market values ESNT at 1.09 times its book value.

What is the current FCF Yield for Essent Group Ltd (ESNT) as of Dec 16 2025?

As of Dec 16 2025, Essent Group Ltd (ESNT) has a FCF Yield of 13.61%. This means that for every dollar of Essent Group Ltd’s market capitalization, the company generates 13.61 cents in free cash flow.

What is the current Forward P/E ratio for Essent Group Ltd (ESNT) as of Dec 16 2025?

As of Dec 16 2025, Essent Group Ltd (ESNT) has a Forward P/E ratio of 8.93. This means the market is willing to pay $8.93 for every dollar of Essent Group Ltd’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Essent Group Ltd (ESNT) as of Dec 16 2025?

As of Dec 16 2025, Essent Group Ltd (ESNT) has a Forward P/S ratio of 4.87. This means the market is valuing ESNT at $4.87 for every dollar of expected revenue over the next 12 months.

ESNT Valuation

ESNT Valuation

ESNT Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is Essent Group Ltd (ESNT) currently overvalued or undervalued?

What is Essent Group Ltd (ESNT) fair value?

How does ESNT's valuation metrics compare to the industry average?

What is the current P/B ratio for Essent Group Ltd (ESNT) as of Dec 16 2025?

What is the current FCF Yield for Essent Group Ltd (ESNT) as of Dec 16 2025?

What is the current Forward P/E ratio for Essent Group Ltd (ESNT) as of Dec 16 2025?

What is the current Forward P/S ratio for Essent Group Ltd (ESNT) as of Dec 16 2025?