ESNT

Essent Group Ltd

Add to Watchlist

Advanced Chart

56.930

+0.630(+1.120%)

Overview
Forecast
Valuation

Line

Candle

YTD

High

57.045

Open

56.040

VWAP

56.80

Vol

716.61K

Mkt Cap

5.88B

Low

55.640

Amount

40.70M

EV/EBITDA(TTM)

6.89

Total Shares

106.67M

6.18B

EV/OCF(TTM)

7.17

P/S(TTM)

4.83

Essent Group Ltd. is a holding company. The Company, through its wholly owned subsidiaries, offers private mortgage insurance, reinsurance, risk management products and title insurance and settlement services to mortgage lenders, borrowers, and investors to support homeownership. In addition to offering mortgage insurance, it provides contract underwriting services on a limited basis through CUW Solutions, LLC. It also offers mortgage-related insurance and reinsurance through its Bermuda-based subsidiary, Essent Reinsurance Ltd. It provides private capital to mitigate mortgage credit risk, allowing lenders to make additional mortgage financing available to prospective homeowners. Its products and services include mortgage insurance, contract underwriting, and Bermuda-Based insurance and reinsurance. It offers two types of private mortgage insurance, namely primary and pool. Its subsidiaries also include Agents National Title Holding Company and Boston National Holdings LLC.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q3

FY2025Q2

FY2025Q1

319.05M

+0.78%

1.719

+4.19%

315.65M

+0.87%

1.716

-10.17%

310.44M

+4.05%

1.649

-3.03%

Estimates Revision

The market is revising Downward the revenue expectations for Essent Group Ltd. (ESNT) for FY2025, with the revenue forecasts being adjusted by -2.15% over the past three months. During the same period, the stock price has changed by -3.51%.

Revenue Estimates for FY2025

Revise Downward

-2.15%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-2.46%

In Past 3 Month

Stock Price

Go Down

-3.51%

In Past 3 Month

5 Analyst Rating

12.42% Upside

Wall Street analysts forecast ESNT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ESNT is 64.00 USD with a low forecast of 58.00 USD and a high forecast of 70.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

4 Buy

1 Hold

0 Sell

Strong Buy

12.42% Upside

Current: 56.930

Low

58.00

Averages

64.00

High

70.00

12.42% Upside

Current: 56.930

Low

58.00

Averages

64.00

High

70.00

JP Morgan

Richard Shane

Hold

Buy

Upgrades

$60

2025-04-08

Reason

JP Morgan

Richard Shane

Price Target

$60

2025-04-08

Upgrades

Hold

Buy

Reason

JPMorgan upgraded Essent Group to Overweight from Neutral with an unchanged price target of $60. The firm cites the stock's lower multiple and reduced credit risk as higher coupon mortgages refinance for the upgrade. More recent delinquencies are also exhibiting favorable cure performance, which is keeping Essent's provision expense below expectations, the analyst tells investors in a research note.

Keefe, Bruyette & Woods

Bose George

Buy

Maintains

$71 → $65

2025-04-08

Reason

Keefe, Bruyette & Woods

Bose George

Price Target

$71 → $65

2025-04-08

Maintains

Buy

Reason

Keefe Bruyette analyst Bose George lowered the firm's price target on Essent Group to $65 from $71 and keeps an Outperform rating on the shares.

Keefe, Bruyette & Woods

Bose George

Buy

Maintains

$72 → $71

2025-02-18

Reason

Keefe, Bruyette & Woods

Bose George

Price Target

$72 → $71

2025-02-18

Maintains

Buy

Reason

RBC Capital

Scott Heleniak

Buy

Reiterates

$67

2025-02-18

Reason

RBC Capital

Scott Heleniak

Price Target

$67

2025-02-18

Reiterates

Buy

Reason

Keefe, Bruyette & Woods

Bose George

Buy

Maintains

$75 → $72

2025-01-08

Reason

Keefe, Bruyette & Woods

Bose George

Price Target

$75 → $72

2025-01-08

Maintains

Buy

Reason

Barclays

Terence Malone

Buy

Hold

Downgrades

$69 → $58

2025-01-06

Reason

Barclays

Terence Malone

Price Target

$69 → $58

2025-01-06

Downgrades

Buy

Hold

Reason

Barclays downgraded Essent Group to Equal Weight from Overweight with a price target of $58, down from $69. Heading into 2025, the firm favors consumer finance stocks "with positive catalysts that have not been fully priced in and could drive additional upside. Mortgage credit should remain benign, but credit normalization has begun more meaningfully as vintages continue to season, which means the default rate could accelerate in upcoming quarters, the analyst tells investors in a research note. Barclays says this "should keep a lid on valuations" and limit outperformance in 2025, hence its downgrade of Essent Group (ESNT) and NMI Holdings (NMIH).

See All Ratings

Valuation Metrics

The current forward P/E ratio for Essent Group Ltd (ESNT.N) is 8.29, compared to its 5-year average forward P/E of 7.64. For a more detailed relative valuation and DCF analysis to assess Essent Group Ltd 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

7.64

Current PE

8.29

Overvalued PE

8.68

Undervalued PE

6.61

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

4.61

Current PS

4.57

Overvalued PS

5.10

Undervalued PS

4.12