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ESNT Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
63.780
Open
63.440
VWAP
62.97
Vol
655.71K
Mkt Cap
5.82B
Low
62.005
Amount
41.29M
EV/EBITDA(TTM)
7.26
Total Shares
92.15M
EV
6.24B
EV/OCF(TTM)
7.55
P/S(TTM)
4.82
Essent Group Ltd. is a Bermuda-based holding company. The Company, through its wholly owned subsidiaries, offers private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors. The Company, through its wholly owned subsidiary, Essent Guaranty, Inc., offers mortgage insurance. Its Bermuda-based subsidiary, Essent Reinsurance Ltd., is a specialty reinsurer that reinsures the United States (US) mortgage risk and provides underwriting consulting services to third-party reinsurers. Through its subsidiary, CUW Solutions, LLC, it offers mortgage insurance and provides contract underwriting services on a limited basis. Its business segment includes Mortgage Insurance. The Mortgage Insurance segment offers private mortgage insurance and reinsurance for mortgages secured by residential properties located in the US. It also offers other credit risk management solutions, including contract underwriting, to its customers.
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Events Timeline

(ET)
2026-05-08
06:40:00
Company Reports Q1 Revenue of $336.07M
select
2026-02-13 (ET)
2026-02-13
06:40:00
Company Reports Q4 Revenue of $312.4 Million
select

News

seekingalpha
9.5
05-08seekingalpha
Essent Group Ltd. Q1 2026 Earnings Call Insights
  • Strong Financial Performance: Essent Group reported a net income of $172 million and diluted EPS of $1.82 for Q1 2026, exceeding analyst expectations by $0.11, demonstrating the company's resilience in a high-interest-rate environment.
  • Insurance Business Growth: As of March 31, 2026, Essent's insurance in force reached $247.9 billion, and despite the housing market being in a 'pause', the company anticipates benefiting from favorable demographics and pent-up demand in the future.
  • Capital Return Strategy: By April 30, Essent repurchased approximately 3.5 million shares for over $200 million, and the Board approved a common dividend of $0.35 per share for Q2 2026, reflecting the company's commitment to ongoing shareholder returns.
  • Reinsurance Expansion: The excess of loss transaction with highly rated reinsurers is expected to generate approximately $120 million in written premium in 2026, enhancing Essent's financial diversification and risk management capabilities.
seekingalpha
9.5
05-08seekingalpha
Essent Group Q1 2026 Earnings Exceed Expectations
  • Strong Earnings Performance: Essent Group reported a Q1 GAAP EPS of $1.82, beating expectations by $0.11, indicating a sustained enhancement in profitability that is likely to positively impact stock prices.
  • Significant Revenue Growth: The company achieved revenue of $336.07 million in Q1, reflecting a 5.8% year-over-year increase and surpassing market expectations by $23.19 million, suggesting a continued competitive edge that may attract more investor interest.
  • New Insurance Written: New mortgage insurance written for Q1 2026 was $11.1 billion, down from $11.8 billion in Q4 2025 but up from $9.9 billion in Q1 2025, indicating a gradual recovery in market demand.
  • Stable Investment Income: Net investment income for Q1 was $59.3 million, an increase from $58.2 million in Q1 2025, demonstrating robust performance in investment management that contributes to financial stability.
NASDAQ.COM
9.5
05-08NASDAQ.COM
Essent Group Reports Q1 Profit of $171.79 Million
  • Profit Performance: Essent Group reported a net profit of $171.79 million for Q1, translating to an EPS of $1.82, which, while lower than last year's $175.43 million and $1.69, indicates stable profitability amidst market challenges.
  • Revenue Growth: The company's revenue increased by 5.8% year-over-year to $336.07 million, up from $317.55 million last year, reflecting sustained market demand and resilience in business operations.
  • Financial Comparison: Despite a decline in net profit compared to last year, the increase in EPS suggests progress in cost control and operational efficiency, bolstering investor confidence in the company's financial health.
  • Market Outlook: Essent Group's financial results demonstrate its ability to maintain profitability in a competitive market environment, with potential for enhanced overall performance through continued revenue growth and effective cost management.
Newsfilter
9.5
05-08Newsfilter
Essent Group Reports Strong Q1 2026 Financial Results
  • Net Income Growth: Essent Group reported a net income of $171.8 million for Q1 2026, translating to $1.82 per diluted share, which is an increase from $175.4 million or $1.69 per share in Q1 2025, indicating stable performance in the mortgage insurance market.
  • New Insurance Written: The new insurance written for Q1 2026 was $11.1 billion, down from $11.8 billion in Q4 2025 but up from $9.9 billion in Q1 2025, reflecting a continued recovery in market demand.
  • Dividend Declaration: The Board declared a quarterly cash dividend of $0.35 per share, payable on June 10, 2026, which underscores the company's strong cash flow and prudent capital management strategy, enhancing shareholder confidence.
  • Share Repurchase Program: As of April 30, 2026, Essent repurchased approximately 3.5 million common shares for over $214 million, demonstrating the company's confidence in its value and commitment to its shareholders.
seekingalpha
9.5
05-07seekingalpha
Essent Group Q1 Earnings Announcement Scheduled
  • Earnings Release Date: Essent Group (ESNT) is set to announce its Q1 earnings on May 8 before market open, with consensus EPS estimate at $1.72, reflecting a 1.8% year-over-year increase, while revenue is expected to be $312.88 million, down 1.5% year-over-year.
  • Historical Performance: Over the past two years, ESNT has beaten EPS estimates 75% of the time and revenue estimates 63% of the time, indicating a strong track record of exceeding market expectations and maintaining investor confidence.
  • Estimate Revision Trends: In the last three months, EPS estimates have seen three upward revisions and two downward adjustments, while revenue estimates have experienced two upward revisions and one downward, highlighting analyst divergence and market uncertainty regarding the company's future performance.
  • Reinsurance Business Outlook: Essent Group outlines plans for $100 million to $150 million in new property and casualty reinsurance premiums for 2026, indicating a cautious approach to diversification aimed at enhancing market competitiveness and risk management capabilities.
Yahoo Finance
6.5
05-02Yahoo Finance
Essent Group Stock Outlook Analysis
  • Weak Net Premiums: Essent Group's net premiums earned have grown at an annualized rate of 2.7% over the past five years, significantly lagging behind the broader insurance industry, indicating soft demand that could impact future profitability and market competitiveness.
  • Lackluster EPS Growth: Despite a 6.6% annualized revenue growth, the company's EPS has only increased by 3% over the last two years, suggesting a decline in profitability per share during expansion, which may raise investor concerns about future performance.
  • Valuation and Risk Assessment: Currently, Essent Group trades at a forward P/B of 1x, which is a fair valuation; however, the limited upside compared to potential downside risks may lead investors to seek more attractive investment opportunities.
  • Market Opportunity Analysis: Analysts highlight that there are superior stock options available in the current market, advising investors to focus on other potential stocks to navigate the rapidly changing market environment and industry dynamics.
Wall Street analysts forecast ESNT stock price to rise
5 Analyst Rating
Wall Street analysts forecast ESNT stock price to rise
2 Buy
3 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
65.00
Averages
69.80
High
75.00
Current: 0.000
sliders
Low
65.00
Averages
69.80
High
75.00
BofA
Mihir Bhatia
Buy
maintain
$68 -> $69
AI Analysis
2026-04-21
Reason
BofA
Mihir Bhatia
Price Target
$68 -> $69
AI Analysis
2026-04-21
maintain
Buy
Reason
BofA analyst Mihir Bhatia raised the firm's price target on Essent Group to $69 from $68 and keeps a Buy rating on the shares. The firm's new target accounts for updated mortgage market and market share expectations, the analyst tells investors.
JPMorgan
Neutral
downgrade
$65 -> $64
2026-04-09
Reason
JPMorgan
Price Target
$65 -> $64
2026-04-09
downgrade
Neutral
Reason
JPMorgan lowered the firm's price target on Essent Group to $64 from $65 and keeps a Neutral rating on the shares. The firm adjusted targets in the consumer finance group as part of a Q1 earnings preview. The macroeconomic environment "remains volatile and unpredictable," the analyst tells investors in a research note. JPMorgan says "selectivity remains paramount" in this environment.
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Valuation Metrics

The current forward P/E ratio for Essent Group Ltd (ESNT.N) is 8.20, compared to its 5-year average forward P/E of 7.66. For a more detailed relative valuation and DCF analysis to assess Essent Group Ltd's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.66
Current PE
8.20
Overvalued PE
8.61
Undervalued PE
6.70

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.50
Current EV/EBITDA
6.66
Overvalued EV/EBITDA
2.32
Undervalued EV/EBITDA
-1.32

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.63
Current PS
4.25
Overvalued PS
5.02
Undervalued PS
4.24

Financials

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Whales Holding ESNT

P
Peregrine Capital Management, LLC
Holding
ESNT
+2.59%
3M Return
P
Paralel Advisors LLC
Holding
ESNT
-3.28%
3M Return
C
Cooke & Bieler, L.P.
Holding
ESNT
-3.55%
3M Return

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Frequently Asked Questions

What is Essent Group Ltd (ESNT) stock price today?

The current price of ESNT is 63.13 USD — it has increased 2.52

What is Essent Group Ltd (ESNT)'s business?

Essent Group Ltd. is a Bermuda-based holding company. The Company, through its wholly owned subsidiaries, offers private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors. The Company, through its wholly owned subsidiary, Essent Guaranty, Inc., offers mortgage insurance. Its Bermuda-based subsidiary, Essent Reinsurance Ltd., is a specialty reinsurer that reinsures the United States (US) mortgage risk and provides underwriting consulting services to third-party reinsurers. Through its subsidiary, CUW Solutions, LLC, it offers mortgage insurance and provides contract underwriting services on a limited basis. Its business segment includes Mortgage Insurance. The Mortgage Insurance segment offers private mortgage insurance and reinsurance for mortgages secured by residential properties located in the US. It also offers other credit risk management solutions, including contract underwriting, to its customers.

What is the price predicton of ESNT Stock?

Wall Street analysts forecast ESNT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ESNT is69.80 USD with a low forecast of 65.00 USD and a high forecast of 75.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Essent Group Ltd (ESNT)'s revenue for the last quarter?

Essent Group Ltd revenue for the last quarter amounts to 336.07M USD, increased 5.83

What is Essent Group Ltd (ESNT)'s earnings per share (EPS) for the last quarter?

Essent Group Ltd. EPS for the last quarter amounts to 1.82 USD, increased 7.69

How many employees does Essent Group Ltd (ESNT). have?

Essent Group Ltd (ESNT) has 514 emplpoyees as of May 11 2026.

What is Essent Group Ltd (ESNT) market cap?

Today ESNT has the market capitalization of 5.82B USD.