ESNT Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

312.35M

-0.85%

1.729

+9.41%

316.61M

-0.3%

1.752

+3.65%

320.68M

+0.48%

1.863

-3.48%

Estimates Revision

The market is revising Downward the revenue expectations for Essent Group Ltd. (ESNT) for FY2025, with the revenue forecasts being adjusted by -0.65% over the past three months. During the same period, the stock price has changed by 8.70%.

Revenue Estimates for FY2025

Revise Downward

-0.65%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-2.01%

In Past 3 Month

Stock Price

Go Up

+8.70%

In Past 3 Month

4 Analyst Rating

Wall Street analysts forecast ESNT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ESNT is 67.00 USD with a low forecast of 65.00 USD and a high forecast of 71.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

3 Hold

0 Sell

Hold

Current: 0.000

Low

65.00

Averages

67.00

High

71.00

Current: 0.000

Low

65.00

Averages

67.00

High

71.00

Goldman Sachs

Ryan Nash

Neutral

maintain

$67 -> $70

2026-01-06

New

Reason

Goldman Sachs

Ryan Nash

Price Target

$67 -> $70

2026-01-06

New

maintain

Neutral

Reason

Goldman Sachs analyst Ryan Nash raised the firm's price target on Essent Group to $70 from $67 and keeps a Neutral rating on the shares. Regional banks underperformed the market by 200-300 basis points in 2025, weighed by macro concerns and credit worries, though stocks rallied 13% late in the year, the analyst tells investors in a research note. Looking to 2026, solid loan growth, net interest income momentum, positive operating leverage, and improving returns support continued multi-year fundamental improvement, with credit risk as the main wildcard, Goldman says.

Barclays

Terry Ma

Equal Weight

maintain

$66 -> $65

2026-01-06

New

Reason

Barclays

Terry Ma

Price Target

$66 -> $65

2026-01-06

New

maintain

Equal Weight

Reason

Barclays analyst Terry Ma lowered the firm's price target on Essent Group to $65 from $66 and keeps an Equal Weight rating on the shares. The firm sees additional upside in select consumer finance name in 2026. A "benign' credit environment sets the stage for loan growth, the analyst tells investors in a research note. Barclays also forecasts a better mortgage origination market in 2026. The firm adjusted price targets as part of its 2026 outlook.

Roth Capital

Harry Fong

Buy

maintain

$70 -> $75

2026-01-02

Reason

Roth Capital

Harry Fong

Price Target

$70 -> $75

2026-01-02

maintain

Buy

Reason

Roth Capital analyst Harry Fong raised the firm's price target on Essent Group to $75 from $70 and keeps a Buy rating on the shares. The firm's estimates are still on the conservative side given current credit trends and share repurchase activity, the analyst tells investors in a research note. Roth continues to believe Essent Group remains a very high quality company with a very strong balance sheet.

Keefe Bruyette

Market Perform

maintain

$71 -> $73

2025-12-18

Reason

Keefe Bruyette

Price Target

$71 -> $73

2025-12-18

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on Essent Group to $73 from $71 and keeps a Market Perform rating on the shares. The firm remains reasonably constructive on the mortgage insurers given the expectation that the companies will generate double-digit book value growth, the analyst tells investors in a research note.

BofA

Buy

maintain

$61 -> $68

2025-08-11

Reason

BofA

Price Target

$61 -> $68

2025-08-11

maintain

Buy

Reason

BofA raised the firm's price target on Essent Group to $68 from $61 and keeps a Buy rating on the shares. The company reported solid Q2 results as credit performed better than expected, the analyst tells investors in a research note. The firm continues to see Essent's ability to manage expenses and taxes as key positives versus peers.

BofA

Mihir Bhatia

Buy

maintain

$61 -> $71

2025-08-10

Reason

BofA

Mihir Bhatia

Price Target

$61 -> $71

2025-08-10

maintain

Buy

Reason

BofA analyst Mihir Bhatia raised the firm's price target on Essent Group to $71 from $61 and keeps a Buy rating on the shares. The company reported solid Q2 results as credit performed better than expected, the analyst tells investors in a research note. The firm continues to see Essent's ability to manage expenses and taxes as key positives versus peers.

Valuation Metrics

The current forward P/E ratio for Essent Group Ltd (ESNT.N) is 8.97, compared to its 5-year average forward P/E of 7.64. For a more detailed relative valuation and DCF analysis to assess Essent Group Ltd 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

7.64

Current PE

8.97

Overvalued PE

8.60

Undervalued PE

6.68

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

4.69

Current PS

4.91

Overvalued PS

5.10

Undervalued PS

4.27

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders areSelling! The selling amount has increased 192.05% over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders areSelling! The selling amount has increased 192.05% over the last month.

Sold

Bought

ESNT News & Events

Events Timeline

No data

News

8.0

2025-12-18NASDAQ.COM

Essent Group (ESNT) Offers February 2026 Options

4.0

2025-12-05NASDAQ.COM

Daily Upgrade Report for Validea's John Neff Strategy - December 5, 2025

3.0

2025-11-06NASDAQ.COM

Earnings Report Ahead of Market Opening for November 7, 2025: CEG, KKR, ENB, DUK, BAM, TU, BIP, CNH, BEN, FLR, ESNT, MKTX

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Frequently Asked Questions

What is Essent Group Ltd (ESNT) stock price today?

The current price of ESNT is 64.12 USD — it has decreased -0.85 % in the last trading day.

What is Essent Group Ltd (ESNT)'s business?

Essent Group Ltd. is a Bermuda-based holding company. The Company, through its wholly owned subsidiaries, offers private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors. The Company, through its wholly owned subsidiary, Essent Guaranty, Inc., offers mortgage insurance. Its Bermuda-based subsidiary, Essent Reinsurance Ltd., is a specialty reinsurer that reinsures the United States (US) mortgage risk and provides underwriting consulting services to third-party reinsurers. Through its subsidiary, CUW Solutions, LLC, it offers mortgage insurance and provides contract underwriting services on a limited basis. Its business segment includes Mortgage Insurance. The Mortgage Insurance segment offers private mortgage insurance and reinsurance for mortgages secured by residential properties located in the US. It also offers other credit risk management solutions, including contract underwriting, to its customers.

What is the price predicton of ESNT Stock?

What is Essent Group Ltd (ESNT)'s revenue for the last quarter?

Essent Group Ltd revenue for the last quarter amounts to 311.83M USD, decreased -1.50 % YoY.

What is Essent Group Ltd (ESNT)'s earnings per share (EPS) for the last quarter?

Essent Group Ltd. EPS for the last quarter amounts to 1.67 USD, increased 1.21 % YoY.

What changes have occurred in the market's expectations for Essent Group Ltd (ESNT)'s fundamentals?

How many employees does Essent Group Ltd (ESNT). have?

Essent Group Ltd (ESNT) has 625 emplpoyees as of January 10 2026.

What is Essent Group Ltd (ESNT) market cap?

Today ESNT has the market capitalization of 6.20B USD.