BFH News & Events

Bread Financial provided a performance update. Reports End-of-period credit card and other loans $18.08B; average credit card and other loans $18.275B; net principal losses $108M ; delinquency rate 5.8%.

Ford (F) announced a new long-term agreement with Bread Financial (BFH) to launch a co-branded credit card and installment loan program. The new financing program provides flexible options to enhance the ownership experience and increase accessibility to subscriptions, parts and services, while rewarding customers along the way. Customers can enjoy compelling rewards on everyday spend and easily finance service and accessories purchases with the co-brand credit card and installment loans integrated into Ford's platforms, simplifying their purchasing experience online and at their local dealership nationwide. Cardholders can use their Ford Rewards Visa and Points toward accessories, service, subscriptions, new Ford vehicle purchases and more. Bread Financial will also collaborate with Ford to leverage data-driven insights to continually enhance the customer experience across channels, reinforcing Ford's commitment to driving exceptional value at every customer touchpoint.

Bread Financial announced that its Board of Directors has approved a $600 million increase to the Company's existing share repurchase authorization. As of December 31, 2025, the Company had $240 million remaining on its open share repurchase authorization. The Company made an additional $75 million of repurchases to-date during 2026, meaning that $165 million of share repurchase capacity was available prior to today's announcement. After today's announcement, the Company's share repurchase authorization is currently $765 million. There is no expiration date for the share repurchase authorization.