Should You Buy American Express Co (AXP) Today? Analysis, Price Targets, and 2026 Outlook.
Analysis Updated At
2026/01/28
Buy for a beginner long-term investor. American Express is showing solid fundamental growth (Q3 2025 revenue +7.9% YoY, EPS +18.6% YoY) and Wall Street price targets have been consistently raised into the upcoming earnings report. While the near-term chart is slightly soft (MACD negative) and Congress trading shows more sells than buys, the overall setup still favors owning AXP for long-term compounding rather than trying to time a perfect entry.
Technical Analysis
AXP is trading around 360, essentially at the pivot (360.361), suggesting a consolidation/indecision zone.
- Momentum: MACD histogram is negative (-0.928) but “negatively contracting,” which often indicates bearish momentum is fading (selling pressure easing).
- RSI: RSI(6) at ~43 is neutral-to-slightly-weak (not oversold), consistent with consolidation rather than a strong uptrend.
- Moving averages: Converging MAs reinforce a sideways phase rather than a clean trend.
- Key levels: Support at S1 ~352.96 (then S2 ~348.38). Resistance at R1 ~367.76 and R2 ~372.34. A move above 367–372 would improve technical confirmation; a break below ~353 would weaken the setup.
Overall: mildly bearish/neutral short-term, but not showing breakdown behavior; more consistent with digestion before the next catalyst (earnings).
Analyst Ratings and Price Target Trends
Recent trend: Price targets have been repeatedly raised through Dec 2025–Jan 2026, with ratings mostly staying the same.
- Bullish/pro side: BofA (Buy, PT 420), Goldman (Buy, PT 420), Truist (Buy, PT 420), Wells Fargo (Overweight, PT 425; Top Pick) argue for improving consumer finance trends, operating leverage, and supportive fundamentals into 2026.
- Cautious/cons side: Morgan Stanley (Equal Weight, PT 395), Barclays (Equal Weight, PT 367), TD Cowen (Hold, PT 375), Evercore (In Line, PT 400) reflect valuation/near-term risk balancing and macro/credit wildcards.
Net view: Wall Street leans constructive with higher targets clustered around ~400+ (implying upside from 360), but there is a notable minority staying neutral, consistent with a quality name that may be priced fairly in the near term.
Wall Street analysts forecast AXP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AXP is 373.63 USD with a low forecast of 280 USD and a high forecast of 425 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast AXP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AXP is 373.63 USD with a low forecast of 280 USD and a high forecast of 425 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 356.990
Current: 356.990
