AXP Earnings Prediction
The chart below shows how AXP performed 10 days before and after its earnings report, based on data from the past quarters. Typically, AXP sees a -3.32% change in stock price 10 days leading up to the earnings, and a -0.16% change 10 days following the report. On the earnings day itself, the stock moves by +0.70%. This data can give you a slight idea of what to expect for the next quarter's release.
AXP Key Earning Data
2024/Q4
Year Over Year
Quarter Over Quarter
Total Revenue
13.46B
8.18%
3.17%
Gross Margin
--
--
--
Operating Margin
23.81%
-5.67%
-4.72%
Net Margin
18.63%
-5.48%
-19.42%
EPS
3.49
5.76%
-15.90%
No Data Available
AXP Earnings Analysis
American Express Co Corporation (AXP.N) Earnings Conference Call
Positive
Record Revenue Growth: Earnings per share in Q3 were $3.49, with revenues of $16.6 billion, marking an 8% increase year-over-year and the 10th consecutive quarter of record revenues.
EPS Guidance Increase: Full year EPS guidance raised to between $13.75 and $14.05, up from $13.30 to $13.80, reflecting strong earnings generation and performance to date.
Card Fees Revenue Growth: Card fees revenue grew by 18% this quarter, driven by the successful product refresh strategy and strong customer engagement.
Loan and Receivables Growth: Total loans and card member receivables grew by 10% year-over-year, with loan growth at 15% this quarter, supported by enhanced lending capabilities.
Shareholder Capital Return: Capital return to shareholders reached $2.4 billion, including $1.9 billion in share repurchases, the highest level in the past two years.
Negative
Earnings Guidance Increase: Earnings per share guidance raised to $13.75-$14.05, indicating a reliance on strong performance despite a stable spending environment, which has been consistently around 6% for the past year.
Operating Expenses vs. Revenue Growth: Total operating expenses increased by 5% year-over-year, while revenue growth was only 8%, indicating a potential strain on margins as expenses grow faster than revenues.
Discount Revenue Challenges: Discount revenue growth was only 4%, lagging behind the overall bill business growth, suggesting challenges in maintaining pricing power in a competitive environment.
Negative Organic Spend Trends: Organic spend among small businesses has turned negative, reflecting broader economic challenges and potentially impacting future revenue growth.
Member Spending Trends: The average spend per member has only increased by 2%, indicating that while new customer acquisition is strong, existing customer spending is not keeping pace.
AXP FAQs
How does AXP typically perform around its earnings report dates?
Is Earnings call transcript: American Express Q3 2024 beats earnings expectations positive or negative?
How can historical earnings data help predict future stock performance?
AXP Earning Call Sentiment
Earnings call transcript: American Express Q3 2024 beats earnings expectations
AXP.N
1.76%Positive
The earnings call highlights strong financial performance with record revenues and increased EPS, despite economic challenges. The company raised its EPS guidance and maintained revenue growth expectations. Shareholder returns through dividends and significant share repurchases add positivity. However, competitive pressures and economic uncertainties pose risks. The Q&A section showed confidence in sustaining growth, although management was evasive on some issues. Overall, the positive financials and shareholder returns outweigh the risks, suggesting a positive stock price movement.
