AXP Earnings Prediction
The chart below shows how AXP performed 10 days before and after its earnings report, based on data from the past quarters. Typically, AXP sees a -2.83% change in stock price 10 days leading up to the earnings, and a +0.87% change 10 days following the report. On the earnings day itself, the stock moves by +0.57%. This data can give you a slight idea of what to expect for the next quarter's release.
AXP Key Earning Data
AXP Earnings Analysis
Positive
Earnings Beat Expectations: American Express Company beats earnings expectations with reported EPS of $3.64, exceeding expectations of $3.47.
Revenue Increase Analysis: Revenues reached $17 billion, up 8% year-over-year on an FX adjusted basis, or 9% excluding the leap year impact.
Card Member Spending Growth: Total card member spending grew 6% in the quarter, or 7% excluding the impact of leap year, indicating strong consumer engagement.
New Cardholder Demographics: The company added 3.4 million new cards in the quarter, with over 60% of new accounts coming from Millennial and Gen-Z consumers.
Card Fee Growth: Card fee growth was up 20% on an FX adjusted basis, reflecting strong demand for premium products.
Strong Credit Performance: Credit performance remained excellent, with delinquency and write-off rates below pre-pandemic levels.
Revenue and EPS Guidance: The company maintained its full year revenue growth guidance of 8% to 10% and EPS of $15 to $15.50, indicating confidence in future performance.
Net Interest Income Growth: Net interest income increased 11% on an FX adjusted basis, growing slightly faster than loans and receivables.
Capital Return and CET1 Ratio: The CET1 ratio was 10.7%, within the target range, and the company returned $1.3 billion of capital to shareholders, including a 17% increase in dividends.
Negative
Card Member Spending Slowdown: Total card member spending grew only 6% in the quarter, which is a slowdown compared to previous growth rates.
Airline Billings Slowdown: There was a sequential slowdown in airline billings growth, indicating potential weakness in travel-related spending.
Commercial Services Stagnation: Commercial Services spend was only up 3% versus last year, which is consistent with the trends seen in 2024, suggesting stagnation in this segment.
Increased Uncertainty in Outlook: The macroeconomic outlook has increased uncertainty, with guidance incorporating a peak unemployment rate of around 5.7%, which is higher than previous expectations.
Airline Spending Deceleration: The company experienced a deceleration in airline spending relative to 2024 trends, which could indicate a potential decline in travel demand.
Rising Rewards Expense: Rewards expense grew 16% year-over-year, which may indicate rising costs associated with customer retention and loyalty programs.
AXP FAQs
How does AXP typically perform around its earnings report dates?
AXP's stock performance around earnings reports can vary, but historical data shows specific patterns, such as a -2.83% change leading up to the report and a +0.87% change in the 10 days following the release.
Is American Express Co (AXP) Q1 2025 Earnings Call Summary positive or negative?
How can historical earnings data help predict future stock performance?
AXP Earning Call Sentiment
American Express Company (NYSE:AXP) Q1 2025 Earnings Call Transcript
AXP.N
1.14%
