Stock Price & Analysis

Based on the provided data and recent market activity, here's a concise analysis of AXP stock:

Technical Analysis

The stock closed at $312.56 on January 17, 2025, with a modest gain of 0.35% during regular trading hours. The stock has shown strong momentum, with analysts noting that American Express has been one of the best performers among Warren Buffett's Dow stock holdings, surging over 70% in the past 12 months.

Fundamental Strength

American Express maintains a forward P/E ratio of 20.5, which is more reasonable compared to many other financial services companies. The company benefits from:

• Strong brand presence in premium credit card segment
• Affluent customer base with higher spending ability
• Consistent profitability and dividend payments

Near-term Catalysts

• Upcoming Q4 earnings report scheduled for January 24, 2025
• Previous quarter showed positive momentum with raised full-year profit outlook
• Strong positioning in credit card industry with rising consumer spending trends

Recommendation Based on the technical strength, reasonable valuation, and upcoming earnings catalyst, AXP presents a buying opportunity at current levels. The stock has maintained its upward momentum while keeping valuations in check, suggesting further upside potential.

Based on the provided data and market analysis, here is the price prediction for American Express (AXP) stock in 2025:

American Express stock is expected to reach $345-355 by end of 2025, driven by strong earnings growth of 15% annually and continued momentum in millennial/Gen Z customer acquisition. The company's robust financial performance with EPS hitting $13.59 (up from $11.21 in 2023) and double-digit growth in card fees and interest income supports this bullish outlook. Technical indicators showing RSI at 62.81 and positive MACD of 3.11 suggest further upside potential from current levels around $312.

The S1 support level for AXP Stock is $294.15 ,The R1 resistant level for AXP Stock is $312.68.

As of the end of day on 2025-01-21, the price of AXP Stock was $317.39.

The target price for AXP Stock according to analyst rating is 319.13, with the highest price target at 371.00 and the lowest at 280.00. Analysts have a Moderate Buy rating on AXP Stock overall.

The market cap of AXP is $220.2B.

Based on the provided data and recent analyst reports, here's a concise analysis of AXP's valuation:

Valuation Analysis AXP appears overvalued based on several key metrics. The stock's forward P/E ratio of 19.95x in Q3 2024 is significantly higher than the industry average of 12.22x, suggesting a premium valuation. The PEG ratio of 1.72 also indicates overvaluation relative to growth prospects.

Growth and Fundamentals Revenue growth has been steady but not exceptional, with Q3 2024 showing $13.46B, representing modest sequential growth. The net margin of 18.63% in Q3 2024 shows a decline from Q2's 23.12%, indicating some pressure on profitability.

Recent Analyst Views UBS recently raised their price target to $320 but maintains a Hold rating, noting that a re-acceleration in spend is needed to achieve the higher end of 2024's 9-11% revenue guidance. Wells Fargo is more bullish with a $340 target, citing improving consumer metrics.

Key Concerns The stock has surged approximately 60% over the past year, pushing valuations above historical averages. The current market price appears to be pricing in future growth that hasn't materialized yet, creating potential downside risk if growth targets aren't met.

American Express Company is a globally integrated payments company. The Company provides its customers with access to products, insights, and experiences that build business. It provides credit and charge cards to consumers, small businesses, mid-sized companies, and corporations. It operates under four segments: U.S. Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), and Global Merchant and Network Services (GMNS). USCS offers travel and lifestyle services as well as banking and non-card financing products. CS offers payment and expense management, banking, and non-card financing products. CS also issues corporate cards and provides services to select global corporate clients. ICS also provides services to international customers, including travel and lifestyle services, and manages certain international joint ventures and its loyalty coalition businesses. GMNS provides multi-channel marketing programs and capabilities, services, and data analytics.

Based on the provided data and market analysis, here's the price prediction for American Express (AXP) stock by 2030:

American Express stock is projected to reach $485-495 by 2030, driven by strong earnings momentum and successful expansion into younger customer segments. The company's consistent growth in card spending (6% YoY), double-digit growth in net card fees and interest income, and successful addition of over 3 million new cards in 2024 support this bullish outlook.

The company's strategic focus on premium customers and successful penetration into millennial and Gen Z segments provides a long runway for sustained growth through 2030. With current P/E ratio of 22.45 and strong earnings growth trajectory of 19.63% annually, AXP demonstrates solid fundamentals to support this price target.

AXP has a total of 74600 employees.