AXP

American Express Co

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Advanced Chart

285.220

-1.960(-0.680%)

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

287.100

Open

281.820

VWAP

285.09

Vol

1.72M

Mkt Cap

199.82B

Low

281.465

Amount

491.56M

EV/EBITDA(TTM)

13.92

Total Shares

719.30M

200.29B

EV/OCF(TTM)

15.10

P/S(TTM)

3.79

American Express Company is a globally integrated payments company. The Company provides its customers with access to products, insights, and experiences that build business. It provides credit and charge cards to consumers, small businesses, mid-sized companies, and corporations. It operates under four segments: U.S. Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), and Global Merchant and Network Services (GMNS). USCS offers travel and lifestyle services as well as banking and non-card financing products. CS offers payment and expense management, banking, and non-card financing products. CS also issues corporate cards and provides services to select global corporate clients. ICS also provides services to international customers, including travel and lifestyle services, and manages certain international joint ventures and its loyalty coalition businesses. GMNS provides multi-channel marketing programs and capabilities, services, and data analytics.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2025Q3

FY2025Q2

18.64B

+8.53%

3.700

+21.7%

17.97B

+8.02%

4.008

+14.85%

17.70B

+8.38%

3.854

+10.42%

Estimates Revision

The market is revising Downward the revenue expectations for American Express Company (AXP) for FY2025, with the revenue forecasts being adjusted by -0.46% over the past three months. During the same period, the stock price has changed by -2.77%.

Revenue Estimates for FY2025

Revise Downward

-0.46%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-0.65%

In Past 3 Month

Stock Price

Go Down

-2.77%

In Past 3 Month

20 Analyst Rating

1.16% Upside

Wall Street analysts forecast AXP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AXP is 288.53 USD with a low forecast of 230.00 USD and a high forecast of 370.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

9 Buy

10 Hold

1 Sell

Moderate Buy

1.16% Upside

Current: 285.220

Low

230.00

Averages

288.53

High

370.00

1.16% Upside

Current: 285.220

Low

230.00

Averages

288.53

High

370.00

Truist Securities

Brian Foran

Strong Buy

Maintains

$315 → $335

2025-05-23

New

Reason

Truist Securities

Brian Foran

Price Target

$315 → $335

2025-05-23

New

Maintains

Strong Buy

Reason

Redburn Atlantic

Harry Bartlett

Strong Sell

Hold

Upgrades

$270 → $255

2025-04-23

Reason

Redburn Atlantic

Harry Bartlett

Price Target

$270 → $255

2025-04-23

Upgrades

Strong Sell

Hold

Reason

Redburn Atlantic upgraded American Express to Neutral from Sell with a price target of $255, down from $270. The shares have fallen over 25% from its January high, and American Express' valuation now more appropriately matches the future returns profile of the business, the analyst tells investors in a research note. Redburn continues to have concerns around Amex's ability to meet its 10% mid-term revenue growth aspiration, which is reflected in its below-consensus estimates.

Truist Securities

Brian Foran

Strong Buy

Maintains

$340 → $315

2025-04-22

Reason

Truist Securities

Brian Foran

Price Target

$340 → $315

2025-04-22

Maintains

Strong Buy

Reason

Notable companies reporting before tomorrow's open, with earnings consensus, include UnitedHealth (UNH), consensus $7.29... American Express (AXP), consensus $3.47... Blackstone (BX), consensus $1.06... Charles Schwab (SCHW), consensus $1.01... Truist Financial (TFC), consensus 86c... D.R. Horton (DHI), consensus $2.65... Fifth Third Bancorp (FITB), consensus 70c... State Street (STT), consensus $2.01... Hungtington Bancshares (HBAN), consensus 31c... Keycorp (KEY), consensus 32c... Ally Financial (ALLY), consensus 42c.

JP Morgan

Richard Shane

Hold

Maintains

$244 → $260

2025-04-21

Reason

JP Morgan

Richard Shane

Price Target

$244 → $260

2025-04-21

Maintains

Hold

Reason

RBC Capital

Jon Arfstrom

Buy

Reiterates

$310

2025-04-21

Reason

RBC Capital

Jon Arfstrom

Price Target

$310

2025-04-21

Reiterates

Buy

Reason

RBC Capital analyst Jon Arfstrom lowered the firm's price target on American Express to $310 from $350 and keeps an Outperform rating on the shares as part of a broader research note previewing Q1 results for Consumer Finance names. The firm anticipates consistent though seasonally-driven fundamental trends, with lower loans and volumes in the quarter, the analyst tells investors in a research note. RBC also expects stable credit trends, with improvement in year over year delinquencies for most names, warning however that Q1 loan loss provisions and reserve levels may reflect the recent more uncertain environment.

BTIG

Ryan Gilbert

Strong Sell

Maintains

$272 → $240

2025-04-21

Reason

BTIG

Ryan Gilbert

Price Target

$272 → $240

2025-04-21

Maintains

Strong Sell

Reason

BTIG lowered the firm's price target on American Express to $240 from $272 and keeps a Sell rating on the shares following the Q1 report. The firm thinks the company can pull expense levers to hits its 2025 earnings targets, but is "increasingly wary" about its 2026 and 2027 earnings. BTIG is surprised American Express shares were not down more on the earnings print and call commentary. The analyst says it is not credible to keep guidance unchanged and is skeptical of Amex calling for improving metrics through the rest of 2025.

See All Ratings

Valuation Metrics

The current forward P/E ratio for American Express Co (AXP.N) is 19.26, compared to its 5-year average forward P/E of 17.14. For a more detailed relative valuation and DCF analysis to assess American Express Co 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

17.14

Current PE

19.26

Overvalued PE

20.13

Undervalued PE

14.14

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Overvalued

5Y Average PS

2.40

Current PS

2.89

Overvalued PS

2.82

Undervalued PS

1.98