Revenue Breakdown
Composition ()

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Revenue Streams
Profitability & Margins
Evaluating the bottom line, Affirm Holdings Inc maintains a gross margin of 92.33%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 18.61%, while the net margin is 8.65%. These profitability ratios, combined with a Return on Equity (ROE) of 7.60%, provide a clear picture of how effectively AFRM converts its operational activities into shareholder value.
Comparative Benchmarking
In the context of the broader market, AFRM competes directly with industry leaders such as AER and SYF. With a market capitalization of $20.50B, it holds a significant position in the sector. When comparing efficiency, AFRM's gross margin of 92.33% stands against AER's 61.65% and SYF's N/A. Such benchmarking helps identify whether Affirm Holdings Inc is trading at a premium or discount relative to its financial performance.