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ACIW Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
42.230
Open
41.310
VWAP
41.61
Vol
808.04K
Mkt Cap
4.24B
Low
40.930
Amount
33.62M
EV/EBITDA(TTM)
11.06
Total Shares
101.66M
EV
4.88B
EV/OCF(TTM)
15.80
P/S(TTM)
2.41
ACI Worldwide, Inc. is a global payments technology company, delivers software solutions that power intelligent payments orchestration in real time to banks, billers, and merchants. The Company's segments include Payment Software and Biller. Its Payment Software segment drives payments orchestration for banks and merchants. It provides payment solutions to large and mid-size banks globally for retail banking, digital, and other payment services. Its support of merchants globally includes Tier 1 and Tier 2 merchants (in-store and online), payment service providers, independent selling organizations, value-added resellers, and acquirers who service them. The Company's Biller segment provides electronic bill presentment and payment services to companies operating in the consumer finance, insurance, healthcare, higher education, utility, government, mortgage, subscription provider, and telecommunications categories. The Company also provides fraud abuse protection to its Biller customers.
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Events Timeline

(ET)
2026-05-07
06:30:00
Sees Q2 Adjusted EBITDA of $85M-$95M
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2026-05-07
06:30:00
ACI Worldwide Q1 Revenue $426M, Exceeds Expectations
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2026-05-07
06:30:00
FY26 Adjusted EBITDA Outlook Raised to $540M-$555M
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2026-02-26 (ET)
2026-02-26
06:50:00
Sees Q1 Adjusted EBITDA of $88M-$93M
select
2026-02-26
06:40:00
ACI Reports Q4 Revenue of $481.6M, Beating Consensus
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2026-02-26
06:40:00
Expects 2026 Adjusted EBITDA of $530M-$550M
select

News

Fool
6.5
05-16Fool
Aristotle Capital Reduces Stake in ACI Worldwide
  • Stake Reduction Details: Aristotle Capital cut its stake in ACI Worldwide by 105,810 shares in Q1 2026, translating to an estimated $4.44 million trade, indicating a cautious outlook on the company's future performance.
  • Market Value Impact: This reduction resulted in a $9.56 million decrease in ACI Worldwide's quarter-end market value, reflecting not only the share sales but also the impact of stock price changes on the investment portfolio.
  • Company Performance Overview: Despite ACI Worldwide's Q1 revenue rising 8% to $426 million and adjusted EBITDA climbing 12% to $105 million, its stock price has fallen 15% over the past year, underperforming the S&P 500's 25% gain.
  • Future Growth Potential: ACI Worldwide's management raised full-year guidance, highlighting strong growth in real-time payments and merchant solutions, yet investors remain cautious about whether the company can consistently outperform traditional payment peers.
Yahoo Finance
6.5
05-16Yahoo Finance
Aristotle Capital Reduces Stake in ACI Worldwide by $4.44 Million
  • Stake Reduction Details: Aristotle Capital sold 105,810 shares of ACI Worldwide in Q1 2026, with an estimated trade value of $4.44 million, indicating a cautious outlook on the company's future performance.
  • Market Value Decline: This reduction resulted in a $9.56 million decrease in ACI Worldwide's quarter-end market value, reflecting the negative impact of stock price fluctuations on the investment portfolio, which may affect investor confidence.
  • Financial Performance Analysis: Despite ACI's Q1 revenue rising 8% to $426 million and adjusted EBITDA climbing 12% to $105 million, its stock price fell 15%, underperforming the S&P 500, which raises concerns about its market competitiveness.
  • Uncertain Future Outlook: Although ACI's underlying business improved and management raised full-year guidance, investors remain cautious about its ability to sustain earnings growth, particularly in the rapidly evolving fintech sector.
Newsfilter
7.5
05-15Newsfilter
ACI and Security Bank Win Best Payment Technology Award
  • Significant Transaction Growth: The collaboration between ACI Worldwide and Security Bank resulted in a 35% year-on-year increase in transaction volumes, reflecting the effectiveness of the new platform and enhancing the bank's position in a competitive market.
  • Enhanced Processing Capacity: The new payment platform has tripled processing capacity while achieving 99.99% uptime, demonstrating exceptional scalability and operational resilience that enables the bank to meet increasing transaction demands.
  • Innovative Platform Development: By consolidating fragmented payment systems, ACI and Security Bank have created a unified payment platform that supports ISO20022 real-time payment processing, improving operational efficiency and simplifying compliance processes, thereby driving business innovation.
  • Rapid Implementation Results: The initiative utilized a phased rollout strategy, with InstaPay going live within 10 months and quickly scaling to over 10 million transactions per month, showcasing strong market responsiveness and customer service capabilities.
Newsfilter
1.0
05-12Newsfilter
ACI Worldwide to Participate in Multiple Investor Conferences
  • Investor Conference Schedule: ACI Worldwide will participate in the J.P. Morgan 2026 Global Technology, Media, and Communications Conference on May 18 in Boston, where company executives will share insights on innovations in global payments technology, likely attracting investor interest and boosting market confidence.
  • Executive Attendance: President and CEO Thomas Warsop, CFO Bobby Leibrock, and SVP John Kraft will attend multiple conferences, showcasing the leadership team's expertise and market insights, thereby enhancing investor trust in the company.
  • Multiple Conference Dates: In addition to the Boston event, ACI will also participate in the Baird 2026 Global Consumer, Technology & Services Conference on June 4 in New York City, and the D.A. Davidson 2026 Technology Conference on June 11 in Nashville, highlighting its business expansion and market strategies across various sectors.
  • Company Background: With nearly 50 years of experience in payments technology, ACI Worldwide provides transformative software solutions for real-time intelligent payments orchestration, enabling banks, billers, and merchants to drive growth while modernizing their payment infrastructures, demonstrating its competitive edge in the rapidly evolving payments market.
Yahoo Finance
9.5
05-09Yahoo Finance
ACI Worldwide Reports Strong Earnings, Optimistic Outlook
  • Strong Earnings Report: ACI Worldwide reported revenue of $426 million, exceeding forecasts by 3.8%, with earnings per share (EPS) at $0.37, surpassing expectations by 28%, indicating robust financial performance.
  • Optimistic Future Outlook: Analysts predict revenues of $1.90 billion in 2026, reflecting a 5.9% increase from the past year, while EPS is expected to rise by 28% to $2.60, showcasing increased confidence in the company's earnings potential.
  • Stable Price Target: Despite the improved earnings outlook, analysts maintained a price target of $64.00, suggesting that expectations for long-term value creation have not significantly changed, indicating confidence in the company's valuation.
  • Industry Growth Comparison: Although ACI Worldwide's projected annual growth rate of 8.0% is favorable, it lags behind the industry average of 17%, highlighting challenges the company may face in a competitive market and necessitating attention to future performance.
seekingalpha
9.5
05-07seekingalpha
ACI Worldwide Reports Strong Q1 2026 Earnings with Raised Guidance
  • Significant Revenue Growth: ACI Worldwide achieved $426 million in revenue for Q1 2026, surpassing analysts' expectations of $410.1 million, demonstrating strong performance in the payment software and billing markets, which is expected to drive future growth.
  • Improved Adjusted EBITDA: The company reported an adjusted EBITDA of $105 million for Q1, with an EBITDA margin increase from 36% last year to 38%, reflecting successful operational efficiency and cost control, thereby enhancing investor confidence.
  • Optimistic Outlook: ACI raised its FY 2026 revenue guidance to $1.89 billion to $1.92 billion, an increase from previous estimates, showcasing management's confidence in market demand and corporate strategy, which is expected to boost shareholder returns.
  • Strong Product Momentum: The launch of the ACI Kinetic platform drove over 20% revenue growth in real-time payments, while new ARR bookings in the billing market grew by 39%, indicating positive progress in innovation and market share expansion.
Wall Street analysts forecast ACIW stock price to rise
3 Analyst Rating
Wall Street analysts forecast ACIW stock price to rise
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
66.00
Averages
66.00
High
66.00
Current: 0.000
sliders
Low
66.00
Averages
66.00
High
66.00
Stephens
Charles Nabhan
Equal Weight -> Overweight
upgrade
$60
AI Analysis
2025-08-07
Reason
Stephens
Charles Nabhan
Price Target
$60
AI Analysis
2025-08-07
upgrade
Equal Weight -> Overweight
Reason
Stephens analyst Charles Nabhan upgraded ACI Worldwide to Overweight from Equal Weight with a $60 price target, citing a combination of valuation, strong revenue visibility, and capital flexibility. While the company's fiscal year guidance was not raised to reflect a Q1 beat, the firm believes continued momentum in expansion, cross-sell and new business "could lead to upside as we move through the year," the analyst tells investors. The firm also believes a premium valuation is warranted given the favorable demand environment and current management's "track record of execution."
Stephens
Equal Weight -> Overweight
upgrade
2025-08-07
Reason
Stephens
Price Target
2025-08-07
upgrade
Equal Weight -> Overweight
Reason
Stephens previously upgraded ACI Worldwide to Overweight from Equal Weight on July 17.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ACIW
Unlock Now

Valuation Metrics

The current forward P/E ratio for ACI Worldwide Inc (ACIW.O) is 14.24, compared to its 5-year average forward P/E of 15.94. For a more detailed relative valuation and DCF analysis to assess ACI Worldwide Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
15.94
Current PE
14.24
Overvalued PE
19.60
Undervalued PE
12.27

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
11.13
Current EV/EBITDA
12.48
Overvalued EV/EBITDA
13.17
Undervalued EV/EBITDA
9.09

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.45
Current PS
2.03
Overvalued PS
3.02
Undervalued PS
1.89

Financials

AI Analysis
Annual
Quarterly

Related Community Screener

in English and potential upswing
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Sector: Financials, Financial Technology (Fintech) & InfrastructureIndustry: Banking Services, Consumer Goods Conglomerates, Financial Technology (Fintech) & InfrastructureRegion: USAnalyst Consensus: Moderate Buy, Strong BuyRsi Category: moderateList Exchange: XNYS, XNAS, XASETarget Price Upside Potential: AbovePrice, MoreAbovePriceMoving Average Relationship: PriceAboveMA20, PriceAboveMA200Macd: positive, bullish
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Whales Holding ACIW

H
Hood River Capital Management LLC
Holding
ACIW
+27.27%
3M Return
R
Reinhart Partners, LLC
Holding
ACIW
+11.62%
3M Return
N
North Star Asset Management, Inc
Holding
ACIW
+6.73%
3M Return
P
Palisade Capital Management, LP
Holding
ACIW
+5.02%
3M Return
G
Global Alpha Capital Management Ltd.
Holding
ACIW
+4.44%
3M Return
R
Rice Hall James & Associates, LLC
Holding
ACIW
+3.52%
3M Return

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Frequently Asked Questions

What is ACI Worldwide Inc (ACIW) stock price today?

The current price of ACIW is 41.66 USD — it has increased 1.93

What is ACI Worldwide Inc (ACIW)'s business?

ACI Worldwide, Inc. is a global payments technology company, delivers software solutions that power intelligent payments orchestration in real time to banks, billers, and merchants. The Company's segments include Payment Software and Biller. Its Payment Software segment drives payments orchestration for banks and merchants. It provides payment solutions to large and mid-size banks globally for retail banking, digital, and other payment services. Its support of merchants globally includes Tier 1 and Tier 2 merchants (in-store and online), payment service providers, independent selling organizations, value-added resellers, and acquirers who service them. The Company's Biller segment provides electronic bill presentment and payment services to companies operating in the consumer finance, insurance, healthcare, higher education, utility, government, mortgage, subscription provider, and telecommunications categories. The Company also provides fraud abuse protection to its Biller customers.

What is the price predicton of ACIW Stock?

Wall Street analysts forecast ACIW stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ACIW is66.00 USD with a low forecast of 66.00 USD and a high forecast of 66.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is ACI Worldwide Inc (ACIW)'s revenue for the last quarter?

ACI Worldwide Inc revenue for the last quarter amounts to 425.75M USD, increased 7.90

What is ACI Worldwide Inc (ACIW)'s earnings per share (EPS) for the last quarter?

ACI Worldwide Inc. EPS for the last quarter amounts to 0.37 USD, decreased -32.73

How many employees does ACI Worldwide Inc (ACIW). have?

ACI Worldwide Inc (ACIW) has 2930 emplpoyees as of May 18 2026.

What is ACI Worldwide Inc (ACIW) market cap?

Today ACIW has the market capitalization of 4.24B USD.