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ACIW Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
41.600
Open
40.640
VWAP
40.91
Vol
739.84K
Mkt Cap
4.20B
Low
39.800
Amount
30.27M
EV/EBITDA(TTM)
10.92
Total Shares
101.72M
EV
4.79B
EV/OCF(TTM)
14.83
P/S(TTM)
2.44
ACI Worldwide, Inc. is a global payments technology company, delivers software solutions that power intelligent payments orchestration in real time to banks, billers, and merchants. The Company's segments include Payment Software and Biller. Its Payment Software segment drives payments orchestration for banks and merchants. It provides payment solutions to large and mid-size banks globally for retail banking, digital, and other payment services. Its support of merchants globally includes Tier 1 and Tier 2 merchants (in-store and online), payment service providers, independent selling organizations, value-added resellers, and acquirers who service them. The Company's Biller segment provides electronic bill presentment and payment services to companies operating in the consumer finance, insurance, healthcare, higher education, utility, government, mortgage, subscription provider, and telecommunications categories. The Company also provides fraud abuse protection to its Biller customers.
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Events Timeline

(ET)
2026-02-26
06:50:00
Sees Q1 Adjusted EBITDA of $88M-$93M
select
2026-02-26
06:40:00
ACI Reports Q4 Revenue of $481.6M, Beating Consensus
select
2026-02-26
06:40:00
Expects 2026 Adjusted EBITDA of $530M-$550M
select
2025-11-06 (ET)
2025-11-06
06:06:56
ACI Worldwide increases FY25 revenue forecast to $1.73B-$1.754B, up from $1.71B-$1.74B
select
2025-11-06
06:05:32
ACI Worldwide unveils $500 million stock buyback initiative
select

News

Newsfilter
8.5
03-26Newsfilter
ACI Report Reveals Tax Trends and Challenges
  • Young Tax Filing Attitudes: The ACI report reveals that 30% of Gen Z adults do not file federal taxes, with another 30% uncertain about filing, indicating a significant gap in tax compliance awareness among younger generations that could impact future tax revenues.
  • Trends in Refund Usage: 44% of American taxpayers plan to deposit their refunds into savings, while 37% intend to use them to pay down debt, illustrating that refunds have become crucial financial lifelines rather than discretionary spending.
  • Rise of Electronic Filing: Paper filing has plummeted to 5%, with 42% of taxpayers now filing electronically through popular software platforms, highlighting a rapid digital transformation, particularly among Millennials, who have a 53% adoption rate.
  • Payment Method Preferences: 64% of respondents would switch to debit to avoid high credit card transaction fees, despite credit cards accounting for 80% of total spending, reflecting a consumer desire for cost control amidst financial pressures.
NASDAQ.COM
9.5
03-26NASDAQ.COM
OptimizeRx Shares Rise 5.9% Amid Strong Demand
  • Stock Price Surge: OptimizeRx shares rose 5.9% to $7.18 in the last trading session, driven by impressive volume and reflecting strong market demand for its Dynamic Audience Activation Platform (DAAP), despite an 11.3% decline over the past four weeks.
  • Customer Base Expansion: The company maintains strong engagement with existing clients while adding new customers, particularly in the mid-tier and long-tail life sciences sector, which management views as highly attractive and likely to drive future revenue growth.
  • AI Opportunities: OptimizeRx positions AI as a tailwind rather than a disruption risk, anticipating that it will free up to 50% of marketing budgets currently allocated to content creation, allowing for reallocation towards marketing execution and audience reach, enhancing competitive advantage.
  • Future Financial Outlook: Management projects 2026 revenue between $109 million and $114 million, with adjusted EBITDA expected in the range of $21 million to $25 million, although the upcoming quarterly earnings are forecasted at $0.02 per share, representing a 75% year-over-year decline.
Newsfilter
8.5
03-19Newsfilter
ACI Worldwide Wins 2026 Central Banking Award for Financial Market Infrastructure Services
  • Transaction Volume Milestone: In just five months, the Bre-B system has processed over 500 million transactions and registered more than 100 million payment keys, establishing itself as a leading real-time payment system in Latin America, demonstrating its profound impact on the financial market.
  • Award Recognition: ACI Worldwide received the 2026 Central Banking Award for Financial Market Infrastructure Services – Retail for the successful implementation of Bre-B, with judges highlighting the collaborative nature and rapid execution of the project, marking the company's innovative capabilities in fintech.
  • Infrastructure Modernization: Bre-B aims to modernize Colombia's payment infrastructure and enhance financial inclusion by enabling instantaneous, interoperable transfers across all participating financial institutions, driving the digital transformation of the national economy.
  • Cross-Border Payment Prospects: ACI Worldwide plans to discuss at Fintech Americas how Bre-B can interoperate with global real-time networks, positioning regional banks to compete in the fast-growing remittances and international payments market, further advancing financial innovation in Latin America.
Newsfilter
7.5
03-12Newsfilter
Bill Payment Industry Faces Critical Transformation
  • Transformation Pressure: According to ACI Worldwide's study, 80% of bill pay organizations view modern bill pay solutions as critical for achieving business priorities, yet only 26% are confident in their current systems' future readiness, indicating a pressing need for investment in more resilient digital platforms.
  • Wave of Modernization: 76% of bill pay organizations plan to evaluate new solutions within the next 12 to 24 months, primarily motivated by the need to improve payment resiliency, a trend that will drive modernization across the industry to meet evolving consumer demands.
  • Security as a Priority: The survey reveals that security emerged as one of the top three attributes of an ideal bill payment technology provider, as rising fraud threats compel billers to rethink transaction protection without introducing friction, utilizing advanced fraud prevention solutions like biometric authentication and real-time transaction verification.
  • Trust and Flexibility: The bill payment industry is navigating an increasingly complex environment where payment flexibility, resiliency, and customer trust are closely intertwined, necessitating a shift from reactive collections to proactive risk strategies to reduce missed payments and enhance long-term revenue stability.
Businesswire
8.5
03-04Businesswire
ACI Worldwide Launches Next-Gen Card Payment Solution
  • Payment Technology Innovation: ACI Worldwide has launched ACI Connetic for Cards, which integrates account-to-account payments, card payments, and AI-driven fraud prevention, marking a modernization of payment infrastructure that is expected to enhance flexibility and innovation in retail payments.
  • Significant Market Potential: Global card transactions reached 776 billion in 2024 and are projected to grow to 1.1 trillion by 2029, a 43% increase, with the launch of ACI Connetic for Cards aimed at meeting this rising demand and helping banks modernize their card platforms.
  • Full Lifecycle Support: The platform supports the complete transaction lifecycle, including data capture, authentication, intelligent routing, and secure clearing, ensuring efficiency and security in payment processing, thereby enhancing customer experience and driving business growth.
  • Cloud-Native Architecture Advantages: ACI Connetic for Cards enhances the integration of card processing and account-to-account payments through a unified cloud-native platform, providing greater resilience and operational efficiency, helping financial institutions maintain competitiveness in a rapidly changing market.
Newsfilter
8.5
03-04Newsfilter
ACI Launches Next-Gen Card Payment Modernization Suite
  • New Payment Platform: ACI Worldwide has launched ACI Connetic for Cards, integrating account-to-account payments, card payments, and AI-driven fraud prevention, marking the industry's first unified cloud-native payments hub that enhances payment processing flexibility and security.
  • Transaction Volume Growth: Global card transactions reached 776 billion in 2024 and are projected to grow to 1.1 trillion by 2029, a 43% increase, with the launch of ACI Connetic for Cards aimed at meeting this rising market demand and assisting banks in modernizing their payment infrastructure.
  • Modular Architecture Benefits: The platform supports the management of the entire payment lifecycle, intelligently routing transactions and securely authorizing them, which enhances operational efficiency and business growth potential, ensuring financial institutions remain competitive in a rapidly changing market.
  • Enhanced Customer Experience: ACI Connetic for Cards provides financial institutions with a future-ready foundation that allows them to quickly launch new services and payment types with low risk, thereby accelerating innovation and improving customer experiences.
Wall Street analysts forecast ACIW stock price to rise
3 Analyst Rating
Wall Street analysts forecast ACIW stock price to rise
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
66.00
Averages
66.00
High
66.00
Current: 0.000
sliders
Low
66.00
Averages
66.00
High
66.00
Stephens
Charles Nabhan
Equal Weight -> Overweight
upgrade
$60
AI Analysis
2025-08-07
Reason
Stephens
Charles Nabhan
Price Target
$60
AI Analysis
2025-08-07
upgrade
Equal Weight -> Overweight
Reason
Stephens analyst Charles Nabhan upgraded ACI Worldwide to Overweight from Equal Weight with a $60 price target, citing a combination of valuation, strong revenue visibility, and capital flexibility. While the company's fiscal year guidance was not raised to reflect a Q1 beat, the firm believes continued momentum in expansion, cross-sell and new business "could lead to upside as we move through the year," the analyst tells investors. The firm also believes a premium valuation is warranted given the favorable demand environment and current management's "track record of execution."
Stephens
Equal Weight -> Overweight
upgrade
2025-08-07
Reason
Stephens
Price Target
2025-08-07
upgrade
Equal Weight -> Overweight
Reason
Stephens previously upgraded ACI Worldwide to Overweight from Equal Weight on July 17.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ACIW
Unlock Now

Valuation Metrics

The current forward P/E ratio for ACI Worldwide Inc (ACIW.O) is 12.80, compared to its 5-year average forward P/E of 16.11. For a more detailed relative valuation and DCF analysis to assess ACI Worldwide Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
16.11
Current PE
12.80
Overvalued PE
19.81
Undervalued PE
12.40

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
11.26
Current EV/EBITDA
8.82
Overvalued EV/EBITDA
13.36
Undervalued EV/EBITDA
9.16

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.48
Current PS
2.08
Overvalued PS
3.07
Undervalued PS
1.90

Financials

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Whales Holding ACIW

H
Hood River Capital Management LLC
Holding
ACIW
+7.75%
3M Return
R
Rice Hall James & Associates, LLC
Holding
ACIW
+4.12%
3M Return
R
Reinhart Partners, LLC
Holding
ACIW
+3.76%
3M Return
A
Aristotle Capital Boston, LLC
Holding
ACIW
+0.79%
3M Return
G
Global Alpha Capital Management Ltd.
Holding
ACIW
-2.89%
3M Return
P
Palisade Capital Management, LP
Holding
ACIW
-2.96%
3M Return

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Frequently Asked Questions

What is ACI Worldwide Inc (ACIW) stock price today?

The current price of ACIW is 41.33 USD — it has increased 0.9

What is ACI Worldwide Inc (ACIW)'s business?

ACI Worldwide, Inc. is a global payments technology company, delivers software solutions that power intelligent payments orchestration in real time to banks, billers, and merchants. The Company's segments include Payment Software and Biller. Its Payment Software segment drives payments orchestration for banks and merchants. It provides payment solutions to large and mid-size banks globally for retail banking, digital, and other payment services. Its support of merchants globally includes Tier 1 and Tier 2 merchants (in-store and online), payment service providers, independent selling organizations, value-added resellers, and acquirers who service them. The Company's Biller segment provides electronic bill presentment and payment services to companies operating in the consumer finance, insurance, healthcare, higher education, utility, government, mortgage, subscription provider, and telecommunications categories. The Company also provides fraud abuse protection to its Biller customers.

What is the price predicton of ACIW Stock?

Wall Street analysts forecast ACIW stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ACIW is66.00 USD with a low forecast of 66.00 USD and a high forecast of 66.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is ACI Worldwide Inc (ACIW)'s revenue for the last quarter?

ACI Worldwide Inc revenue for the last quarter amounts to 481.60M USD, increased 6.30

What is ACI Worldwide Inc (ACIW)'s earnings per share (EPS) for the last quarter?

ACI Worldwide Inc. EPS for the last quarter amounts to 0.62 USD, decreased -33.33

How many employees does ACI Worldwide Inc (ACIW). have?

ACI Worldwide Inc (ACIW) has 2930 emplpoyees as of April 03 2026.

What is ACI Worldwide Inc (ACIW) market cap?

Today ACIW has the market capitalization of 4.20B USD.