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ACIW Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
41.920
Open
40.960
VWAP
40.89
Vol
821.59K
Mkt Cap
4.11B
Low
40.320
Amount
33.59M
EV/EBITDA(TTM)
10.80
Total Shares
101.72M
EV
4.73B
EV/OCF(TTM)
14.66
P/S(TTM)
2.41
ACI Worldwide, Inc. is a global payments technology company, delivers software solutions that power intelligent payments orchestration in real time to banks, billers, and merchants. The Company's segments include Payment Software and Biller. Its Payment Software segment drives payments orchestration for banks and merchants. It provides payment solutions to large and mid-size banks globally for retail banking, digital, and other payment services. Its support of merchants globally includes Tier 1 and Tier 2 merchants (in-store and online), payment service providers, independent selling organizations, value-added resellers, and acquirers who service them. The Company's Biller segment provides electronic bill presentment and payment services to companies operating in the consumer finance, insurance, healthcare, higher education, utility, government, mortgage, subscription provider, and telecommunications categories. The Company also provides fraud abuse protection to its Biller customers.
Show More

Events Timeline

(ET)
2026-02-26
06:50:00
Sees Q1 Adjusted EBITDA of $88M-$93M
select
2026-02-26
06:40:00
Expects 2026 Adjusted EBITDA of $530M-$550M
select
2026-02-26
06:40:00
ACI Reports Q4 Revenue of $481.6M, Beating Consensus
select
2025-11-06 (ET)
2025-11-06
06:06:56
ACI Worldwide increases FY25 revenue forecast to $1.73B-$1.754B, up from $1.71B-$1.74B
select
2025-11-06
06:05:32
ACI Worldwide unveils $500 million stock buyback initiative
select

News

Newsfilter
7.5
03-12Newsfilter
Bill Payment Industry Faces Critical Transformation
  • Transformation Pressure: According to ACI Worldwide's study, 80% of bill pay organizations view modern bill pay solutions as critical for achieving business priorities, yet only 26% are confident in their current systems' future readiness, indicating a pressing need for investment in more resilient digital platforms.
  • Wave of Modernization: 76% of bill pay organizations plan to evaluate new solutions within the next 12 to 24 months, primarily motivated by the need to improve payment resiliency, a trend that will drive modernization across the industry to meet evolving consumer demands.
  • Security as a Priority: The survey reveals that security emerged as one of the top three attributes of an ideal bill payment technology provider, as rising fraud threats compel billers to rethink transaction protection without introducing friction, utilizing advanced fraud prevention solutions like biometric authentication and real-time transaction verification.
  • Trust and Flexibility: The bill payment industry is navigating an increasingly complex environment where payment flexibility, resiliency, and customer trust are closely intertwined, necessitating a shift from reactive collections to proactive risk strategies to reduce missed payments and enhance long-term revenue stability.
Businesswire
8.5
03-04Businesswire
ACI Worldwide Launches Next-Gen Card Payment Solution
  • Payment Technology Innovation: ACI Worldwide has launched ACI Connetic for Cards, which integrates account-to-account payments, card payments, and AI-driven fraud prevention, marking a modernization of payment infrastructure that is expected to enhance flexibility and innovation in retail payments.
  • Significant Market Potential: Global card transactions reached 776 billion in 2024 and are projected to grow to 1.1 trillion by 2029, a 43% increase, with the launch of ACI Connetic for Cards aimed at meeting this rising demand and helping banks modernize their card platforms.
  • Full Lifecycle Support: The platform supports the complete transaction lifecycle, including data capture, authentication, intelligent routing, and secure clearing, ensuring efficiency and security in payment processing, thereby enhancing customer experience and driving business growth.
  • Cloud-Native Architecture Advantages: ACI Connetic for Cards enhances the integration of card processing and account-to-account payments through a unified cloud-native platform, providing greater resilience and operational efficiency, helping financial institutions maintain competitiveness in a rapidly changing market.
Newsfilter
8.5
03-04Newsfilter
ACI Launches Next-Gen Card Payment Modernization Suite
  • New Payment Platform: ACI Worldwide has launched ACI Connetic for Cards, integrating account-to-account payments, card payments, and AI-driven fraud prevention, marking the industry's first unified cloud-native payments hub that enhances payment processing flexibility and security.
  • Transaction Volume Growth: Global card transactions reached 776 billion in 2024 and are projected to grow to 1.1 trillion by 2029, a 43% increase, with the launch of ACI Connetic for Cards aimed at meeting this rising market demand and assisting banks in modernizing their payment infrastructure.
  • Modular Architecture Benefits: The platform supports the management of the entire payment lifecycle, intelligently routing transactions and securely authorizing them, which enhances operational efficiency and business growth potential, ensuring financial institutions remain competitive in a rapidly changing market.
  • Enhanced Customer Experience: ACI Connetic for Cards provides financial institutions with a future-ready foundation that allows them to quickly launch new services and payment types with low risk, thereby accelerating innovation and improving customer experiences.
Yahoo Finance
8.5
03-04Yahoo Finance
ACI Launches Next-Gen Card Payment Modernization Suite
  • Enhanced Payment Processing: ACI Worldwide's launch of ACI Connetic for Cards integrates proven processing capabilities from over 300 billion annual card transactions into a unified cloud-native architecture, significantly improving flexibility and efficiency in payment processing, thereby providing financial institutions with a modern payment solution.
  • Market Demand Response: Global card transactions are projected to reach 1.1 trillion by 2029, a 43% increase from 2024, and ACI Connetic offers banks a modernization framework to ensure their payment platforms can support the growing market demand.
  • Innovation and Security: The new platform not only integrates account-to-account and card payments but also embeds advanced fraud management and digital identity capabilities, enhancing operational efficiency and security, allowing financial institutions to innovate rapidly without increasing risk.
  • Optimized Customer Experience: ACI Connetic for Cards provides banks with a future-ready foundation that supports a low-risk path to new services and payment types, helping financial institutions accelerate transformation and enhance customer experiences to meet rapidly changing market demands.
seekingalpha
9.5
02-26seekingalpha
ACI Worldwide Reports Strong 2025 Earnings Growth and Strategic Developments
  • Strong Financial Performance: ACI Worldwide reported total revenue of $1.76 billion for 2025, a 10% increase year-over-year, with adjusted EBITDA of $506 million and a margin expansion to 42%, demonstrating sustained growth in both revenue and profitability consistent with its long-term financial framework.
  • Effective Business Integration: The unification of the Bank and Merchant businesses into a new Payment Software segment led to a 9% revenue growth and a 10% adjusted EBITDA increase, indicating that the integration strategy has effectively enhanced business synergies.
  • Strategic Partnership Expansion: ACI signed a significant agreement with a large European bank for its Connetic cloud payments hub, along with an expansion deal with PayNet in Malaysia, showcasing the company's strategic positioning and growth potential in global markets.
  • Optimistic Future Outlook: Management projects revenue growth of 7% to 9% for 2026 and plans to allocate 50% to 60% of cash flow from operations to share repurchases, reflecting confidence in future growth and a commitment to shareholder returns.
Newsfilter
9.5
02-26Newsfilter
ACI Worldwide Reports Strong 2025 Financial Results with Double-Digit Growth
  • Significant Revenue Growth: ACI Worldwide reported total revenue of $1.76 billion for 2025, reflecting a 10% increase year-over-year, with recurring revenue reaching $1.21 billion, up 11%, indicating strong demand and a solidified market position in payment technology.
  • Net Income and EBITDA Increase: The company achieved a net income of $227 million, a 12% increase, while adjusted EBITDA rose to $506 million, up 9%, showcasing successful strategies in cost control and operational efficiency.
  • Cash Flow and Shareholder Returns: ACI generated $323 million in cash flow from operating activities and returned $203 million to shareholders through stock buybacks in 2025, demonstrating a commitment to financial health while rewarding investors.
  • Optimistic 2026 Outlook: The company expects revenue growth of 7% to 9% for 2026, with adjusted EBITDA projected between $530 million and $550 million, reflecting confidence in sustained growth and effective strategic planning.
Wall Street analysts forecast ACIW stock price to rise
3 Analyst Rating
Wall Street analysts forecast ACIW stock price to rise
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
66.00
Averages
66.00
High
66.00
Current: 0.000
sliders
Low
66.00
Averages
66.00
High
66.00
Stephens
Charles Nabhan
Equal Weight -> Overweight
upgrade
$60
AI Analysis
2025-08-07
Reason
Stephens
Charles Nabhan
Price Target
$60
AI Analysis
2025-08-07
upgrade
Equal Weight -> Overweight
Reason
Stephens analyst Charles Nabhan upgraded ACI Worldwide to Overweight from Equal Weight with a $60 price target, citing a combination of valuation, strong revenue visibility, and capital flexibility. While the company's fiscal year guidance was not raised to reflect a Q1 beat, the firm believes continued momentum in expansion, cross-sell and new business "could lead to upside as we move through the year," the analyst tells investors. The firm also believes a premium valuation is warranted given the favorable demand environment and current management's "track record of execution."
Stephens
Equal Weight -> Overweight
upgrade
2025-08-07
Reason
Stephens
Price Target
2025-08-07
upgrade
Equal Weight -> Overweight
Reason
Stephens previously upgraded ACI Worldwide to Overweight from Equal Weight on July 17.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ACIW
Unlock Now

Valuation Metrics

The current forward P/E ratio for ACI Worldwide Inc (ACIW.O) is 14.44, compared to its 5-year average forward P/E of 16.33. For a more detailed relative valuation and DCF analysis to assess ACI Worldwide Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
16.33
Current PE
14.44
Overvalued PE
20.06
Undervalued PE
12.60

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
11.37
Current EV/EBITDA
10.51
Overvalued EV/EBITDA
13.51
Undervalued EV/EBITDA
9.23

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.51
Current PS
2.59
Overvalued PS
3.11
Undervalued PS
1.92

Financials

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Whales Holding ACIW

H
Hood River Capital Management LLC
Holding
ACIW
+19.72%
3M Return
R
Rice Hall James & Associates, LLC
Holding
ACIW
+5.43%
3M Return
R
Reinhart Partners, LLC
Holding
ACIW
+4.33%
3M Return
P
Palisade Capital Management, LP
Holding
ACIW
-0.30%
3M Return
A
Aristotle Capital Boston, LLC
Holding
ACIW
-1.13%
3M Return
G
Global Alpha Capital Management Ltd.
Holding
ACIW
-2.69%
3M Return

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Frequently Asked Questions

What is ACI Worldwide Inc (ACIW) stock price today?

The current price of ACIW is 40.43 USD — it has decreased -2.44

What is ACI Worldwide Inc (ACIW)'s business?

ACI Worldwide, Inc. is a global payments technology company, delivers software solutions that power intelligent payments orchestration in real time to banks, billers, and merchants. The Company's segments include Payment Software and Biller. Its Payment Software segment drives payments orchestration for banks and merchants. It provides payment solutions to large and mid-size banks globally for retail banking, digital, and other payment services. Its support of merchants globally includes Tier 1 and Tier 2 merchants (in-store and online), payment service providers, independent selling organizations, value-added resellers, and acquirers who service them. The Company's Biller segment provides electronic bill presentment and payment services to companies operating in the consumer finance, insurance, healthcare, higher education, utility, government, mortgage, subscription provider, and telecommunications categories. The Company also provides fraud abuse protection to its Biller customers.

What is the price predicton of ACIW Stock?

Wall Street analysts forecast ACIW stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ACIW is66.00 USD with a low forecast of 66.00 USD and a high forecast of 66.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is ACI Worldwide Inc (ACIW)'s revenue for the last quarter?

ACI Worldwide Inc revenue for the last quarter amounts to 481.60M USD, increased 6.30

What is ACI Worldwide Inc (ACIW)'s earnings per share (EPS) for the last quarter?

ACI Worldwide Inc. EPS for the last quarter amounts to 0.62 USD, decreased -33.33

How many employees does ACI Worldwide Inc (ACIW). have?

ACI Worldwide Inc (ACIW) has 2930 emplpoyees as of March 13 2026.

What is ACI Worldwide Inc (ACIW) market cap?

Today ACIW has the market capitalization of 4.11B USD.