ACIW PE Ratio & Valuation,Is ACIW Overvalued

ACIW Relative Valuation

ACIW's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, ACIW is overvalued; if below, it's undervalued.

Historical Valuation

ACI Worldwide Inc (ACIW) is now in the Undervalued zone, suggesting that its current forward PE ratio of 15.03 is considered Undervalued compared with the five-year average of 16.58. The fair price of ACI Worldwide Inc (ACIW) is between 56.56 to 75.72 according to relative valuation methord. Compared to the current price of 47.24 USD , ACI Worldwide Inc is Undervalued By 16.48%.

Relative Value

Fair Zone

56.56-75.72

Current Price：47.24

16.48%

Undervalued

15.03

10.88

EV/EBITDA

ACI Worldwide Inc. (ACIW) has a current EV/EBITDA of 10.88. The 5-year average EV/EBITDA is 11.56. The thresholds are as follows: Strongly Undervalued below 7.05, Undervalued between 7.05 and 9.30, Fairly Valued between 13.82 and 9.30, Overvalued between 13.82 and 16.07, and Strongly Overvalued above 16.07. The current Forward EV/EBITDA of 10.88 falls within the Historic Trend Line -Fairly Valued range.

15.84

EV/EBIT

ACI Worldwide Inc. (ACIW) has a current EV/EBIT of 15.84. The 5-year average EV/EBIT is 19.23. The thresholds are as follows: Strongly Undervalued below 11.31, Undervalued between 11.31 and 15.27, Fairly Valued between 23.19 and 15.27, Overvalued between 23.19 and 27.14, and Strongly Overvalued above 27.14. The current Forward EV/EBIT of 15.84 falls within the Historic Trend Line -Fairly Valued range.

2.70

ACI Worldwide Inc. (ACIW) has a current PS of 2.70. The 5-year average PS is 2.55. The thresholds are as follows: Strongly Undervalued below 1.32, Undervalued between 1.32 and 1.94, Fairly Valued between 3.17 and 1.94, Overvalued between 3.17 and 3.78, and Strongly Overvalued above 3.78. The current Forward PS of 2.70 falls within the Historic Trend Line -Fairly Valued range.

12.65

P/OCF

ACI Worldwide Inc. (ACIW) has a current P/OCF of 12.65. The 5-year average P/OCF is 13.22. The thresholds are as follows: Strongly Undervalued below 6.90, Undervalued between 6.90 and 10.06, Fairly Valued between 16.38 and 10.06, Overvalued between 16.38 and 19.54, and Strongly Overvalued above 19.54. The current Forward P/OCF of 12.65 falls within the Historic Trend Line -Fairly Valued range.

14.48

P/FCF

ACI Worldwide Inc. (ACIW) has a current P/FCF of 14.48. The 5-year average P/FCF is 15.27. The thresholds are as follows: Strongly Undervalued below 7.36, Undervalued between 7.36 and 11.31, Fairly Valued between 19.23 and 11.31, Overvalued between 19.23 and 23.18, and Strongly Overvalued above 23.18. The current Forward P/FCF of 14.48 falls within the Historic Trend Line -Fairly Valued range.

ACI Worldwide Inc (ACIW) has a current Price-to-Book (P/B) ratio of 3.32. Compared to its 3-year average P/B ratio of 3.08 , the current P/B ratio is approximately 7.80% higher. Relative to its 5-year average P/B ratio of 3.07, the current P/B ratio is about 8.08% higher. ACI Worldwide Inc (ACIW) has a Forward Free Cash Flow (FCF) yield of approximately 6.39%. Compared to its 3-year average FCF yield of 5.46%, the current FCF yield is approximately 16.98% lower. Relative to its 5-year average FCF yield of 5.76% , the current FCF yield is about 10.78% lower.

3.32

P/B

Median3y

3.08

Median5y

3.07

6.39

FCF Yield

Median3y

5.46

Median5y

5.76

Competitors Valuation Multiple

The average P/S ratio for ACIW's competitors is 7.02, providing a benchmark for relative valuation. ACI Worldwide Inc Corp (ACIW) exhibits a P/S ratio of 2.70, which is -61.57% above the industry average. Given its robust revenue growth of 6.78%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of ACIW decreased by 8.44% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 451.75M to 482.36M.

The secondary factor is the Margin Expansion, contributed 4.99%to the performance.

Overall, the performance of ACIW in the past 1 year is driven by Revenue Growth. Which is more sustainable.

6.78%

451.75M → 482.36M

Revenue Growth

4.99%

18.02 → 18.92

Margin Expansion

-20.21%

24.08 → 19.21

P/E Change

-8.44%

51.91 → 47.53

Mkt Cap Growth

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Frequently Asked Questions

Is ACI Worldwide Inc (ACIW) currently overvalued or undervalued?

What is ACI Worldwide Inc (ACIW) fair value?

ACIW's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of ACI Worldwide Inc (ACIW) is between 56.56 to 75.72 according to relative valuation methord.

How does ACIW's valuation metrics compare to the industry average?

What is the current P/B ratio for ACI Worldwide Inc (ACIW) as of Dec 15 2025?

As of Dec 15 2025, ACI Worldwide Inc (ACIW) has a P/B ratio of 3.32. This indicates that the market values ACIW at 3.32 times its book value.

What is the current FCF Yield for ACI Worldwide Inc (ACIW) as of Dec 15 2025?

As of Dec 15 2025, ACI Worldwide Inc (ACIW) has a FCF Yield of 6.39%. This means that for every dollar of ACI Worldwide Inc’s market capitalization, the company generates 6.39 cents in free cash flow.

What is the current Forward P/E ratio for ACI Worldwide Inc (ACIW) as of Dec 15 2025?

As of Dec 15 2025, ACI Worldwide Inc (ACIW) has a Forward P/E ratio of 15.03. This means the market is willing to pay $15.03 for every dollar of ACI Worldwide Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for ACI Worldwide Inc (ACIW) as of Dec 15 2025?

As of Dec 15 2025, ACI Worldwide Inc (ACIW) has a Forward P/S ratio of 2.70. This means the market is valuing ACIW at $2.70 for every dollar of expected revenue over the next 12 months.

ACIW Valuation