ACIW Relative Valuation
ACIW's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, ACIW is overvalued; if below, it's undervalued.
Historical Valuation
ACI Worldwide Inc (ACIW) is now in the Undervalued zone, suggesting that its current forward PE ratio of 14.65 is considered Undervalued compared with the five-year average of 16.61. The fair price of ACI Worldwide Inc (ACIW) is between 51.89 to 71.23 according to relative valuation methord. Compared to the current price of 46.35 USD , ACI Worldwide Inc is Undervalued By 10.68%.
Relative Value
Fair Zone
51.89-71.23
Current Price：46.35
10.68%
Undervalued
14.65
PE
1Y
3Y
5Y
Trailing
Forward
10.79
EV/EBITDA
ACI Worldwide Inc. (ACIW) has a current EV/EBITDA of 10.79. The 5-year average EV/EBITDA is 11.58. The thresholds are as follows: Strongly Undervalued below 7.03, Undervalued between 7.03 and 9.31, Fairly Valued between 13.86 and 9.31, Overvalued between 13.86 and 16.13, and Strongly Overvalued above 16.13. The current Forward EV/EBITDA of 10.79 falls within the Historic Trend Line -Fairly Valued range.
15.71
EV/EBIT
ACI Worldwide Inc. (ACIW) has a current EV/EBIT of 15.71. The 5-year average EV/EBIT is 19.30. The thresholds are as follows: Strongly Undervalued below 11.26, Undervalued between 11.26 and 15.28, Fairly Valued between 23.32 and 15.28, Overvalued between 23.32 and 27.34, and Strongly Overvalued above 27.34. The current Forward EV/EBIT of 15.71 falls within the Historic Trend Line -Fairly Valued range.
2.67
PS
ACI Worldwide Inc. (ACIW) has a current PS of 2.67. The 5-year average PS is 2.56. The thresholds are as follows: Strongly Undervalued below 1.32, Undervalued between 1.32 and 1.94, Fairly Valued between 3.18 and 1.94, Overvalued between 3.18 and 3.79, and Strongly Overvalued above 3.79. The current Forward PS of 2.67 falls within the Historic Trend Line -Fairly Valued range.
12.53
P/OCF
ACI Worldwide Inc. (ACIW) has a current P/OCF of 12.53. The 5-year average P/OCF is 13.25. The thresholds are as follows: Strongly Undervalued below 6.88, Undervalued between 6.88 and 10.06, Fairly Valued between 16.44 and 10.06, Overvalued between 16.44 and 19.63, and Strongly Overvalued above 19.63. The current Forward P/OCF of 12.53 falls within the Historic Trend Line -Fairly Valued range.
14.34
P/FCF
ACI Worldwide Inc. (ACIW) has a current P/FCF of 14.34. The 5-year average P/FCF is 15.30. The thresholds are as follows: Strongly Undervalued below 7.35, Undervalued between 7.35 and 11.33, Fairly Valued between 19.28 and 11.33, Overvalued between 19.28 and 23.26, and Strongly Overvalued above 23.26. The current Forward P/FCF of 14.34 falls within the Historic Trend Line -Fairly Valued range.
ACI Worldwide Inc (ACIW) has a current Price-to-Book (P/B) ratio of 3.24. Compared to its 3-year average P/B ratio of 3.07 , the current P/B ratio is approximately 5.55% higher. Relative to its 5-year average P/B ratio of 3.07, the current P/B ratio is about 5.24% higher. ACI Worldwide Inc (ACIW) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 5.46%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 5.76% , the current FCF yield is about -100.00% lower.
3.24
P/B
Median3y
3.07
Median5y
3.07
6.45
FCF Yield
Median3y
5.46
Median5y
5.76
Competitors Valuation Multiple
The average P/S ratio for ACIW's competitors is , providing a benchmark for relative valuation. ACI Worldwide Inc Corp (ACIW) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 6.78%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of ACIW decreased by 10.71% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 451.75M to 482.36M.
The secondary factor is the Margin Expansion, contributed 4.99%to the performance.
Overall, the performance of ACIW in the past 1 year is driven by Revenue Growth. Which is more sustainable.
People Also Watch
FAQ
Is ACI Worldwide Inc (ACIW) currently overvalued or undervalued?
What is ACI Worldwide Inc (ACIW) fair value?
How does ACIW's valuation metrics compare to the industry average?
What is the current P/B ratio for ACI Worldwide Inc (ACIW) as of Dec 05 2025?
What is the current FCF Yield for ACI Worldwide Inc (ACIW) as of Dec 05 2025?
What is the current Forward P/E ratio for ACI Worldwide Inc (ACIW) as of Dec 05 2025?