Revenue Breakdown
Composition ()
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Revenue Streams
ACI Worldwide Inc (ACIW) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Bill Payments, accounting for 41.1% of total sales, equivalent to $198.34M. Other significant revenue streams include Issuing and Acquiring and Merchant Payments. Understanding this composition is critical for investors evaluating how ACIW navigates market cycles within the Financial Technology (Fintech) industry.
Profitability & Margins
Evaluating the bottom line, ACI Worldwide Inc maintains a gross margin of 48.74%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 26.74%, while the net margin is 18.92%. These profitability ratios, combined with a Return on Equity (ROE) of 18.58%, provide a clear picture of how effectively ACIW converts its operational activities into shareholder value.
Comparative Benchmarking
In the context of the broader market, ACIW competes directly with industry leaders such as QLYS and YOU. With a market capitalization of $4.42B, it holds a significant position in the sector. When comparing efficiency, ACIW's gross margin of 48.74% stands against QLYS's 83.64% and YOU's 82.94%. Such benchmarking helps identify whether ACI Worldwide Inc is trading at a premium or discount relative to its financial performance.
