Zacks.com Spotlights Interface, Research Solutions, Northrim, and Dave
Stock Highlights: The article discusses four stocks—Interface, Inc. (TILE), Research Solutions Inc. (RSSS), Northrim BanCorp, Inc. (NRIM), and Dave Inc. (DAVE)—noting their solid net profit margins and positive earnings revisions.
Net Profit Margin Importance: A higher net profit margin indicates a company's efficiency in converting sales into profits, attracting investors and skilled employees, while also providing a competitive edge.
Investment Considerations: While net profit margin is a valuable metric, it varies by industry and can be influenced by factors like accounting treatments and debt levels, making comparisons challenging.
Research Tools: The article promotes the Research Wizard stock picking and backtesting software as a resource for investors to analyze stocks and enhance returns.
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- Poor Financial Performance: Northrim BanCorp reported Q4 2025 earnings of $0.54 per share on January 23, 2026, which fell short of analyst expectations, indicating potential issues with the company's profitability that could undermine investor confidence.
- Significant Stock Decline: Following the disappointing earnings report, Northrim's stock price plummeted by $4.44, or 14.95%, closing at $25.25 per share on January 23, 2026, suggesting substantial investor losses and raising questions about the management's effectiveness.
- Legal Investigation Initiated: Pomerantz LLP is investigating Northrim and its executives for potential securities fraud or other unlawful business practices, which could expose the company to legal liabilities and further damage its market reputation and shareholder interests.
- Investor Action Encouraged: Pomerantz LLP is urging affected investors to contact their attorneys to join the class action, indicating that the company may face collective litigation risks that could negatively impact its future financial health and stock performance.
- Earnings Miss: Northrim BanCorp reported fourth-quarter earnings of $0.54 per share on January 23, 2026, which fell short of analyst expectations, leading to a decline in market confidence regarding the company's future performance.
- Stock Price Plunge: Following the disappointing earnings report, Northrim's stock price dropped by $4.44, or 14.95%, closing at $25.25 per share, reflecting investor concerns about the company's financial health.
- Legal Investigation Launched: Pomerantz LLP is investigating whether Northrim and its executives engaged in securities fraud or other unlawful business practices, which could have significant implications for the company's reputation and future legal liabilities.
- Investor Contact Information: Pomerantz LLP advises affected investors to contact attorney Danielle Peyton to explore joining the class action, highlighting the potential impact of legal actions and the firm's commitment to protecting investor rights.
- Investigation Launched: Pomerantz LLP is investigating whether Northrim BanCorp and its executives engaged in securities fraud or other unlawful business practices, aiming to protect investor rights and seek legal remedies.
- Earnings Miss: On January 23, 2026, Northrim reported fourth-quarter earnings of $0.54 per share for 2025, falling short of analyst expectations, indicating potential issues with the company's performance.
- Stock Price Plunge: Following the disappointing earnings report, Northrim's stock price fell by $4.44, or 14.95%, closing at $25.25 per share on January 23, 2026, reflecting market concerns about the company's outlook.
- Legal Context: Pomerantz LLP, a prominent securities class action law firm with over 85 years of experience, is dedicated to fighting for the rights of victims of securities fraud, suggesting that this investigation may lead to broader legal actions.
- Earnings Miss: Northrim reported Q4 earnings of $0.54 per share on January 23, 2026, falling short of analyst expectations, which has raised concerns about the company's financial health.
- Stock Price Plunge: Following the disappointing earnings report, Northrim's stock price dropped by $4.44, or 14.95%, closing at $25.25 per share on January 23, indicating investor anxiety about future performance.
- Legal Investigation Launched: Pomerantz LLP is investigating whether Northrim and its executives engaged in securities fraud or other unlawful practices, which could further impact the company's reputation and shareholder value.
- Historical Context: Pomerantz LLP, a leading firm in securities class action litigation with over 85 years of experience, highlights the significant legal risks Northrim faces, potentially affecting its operational stability and investor confidence.
- Quarterly Dividend Announcement: Northrim BanCorp declares a quarterly dividend of $0.16 per share, consistent with previous distributions, indicating stable cash flow and profitability, which boosts investor confidence.
- Yield Information: The forward yield of 2.53% provides investors with a relatively attractive return, reflecting the company's robust performance in the current market environment.
- Payment Schedule: The dividend will be payable on March 13, with a record date of March 5 and an ex-dividend date also on March 5, ensuring shareholders receive timely returns and enhancing their willingness to hold shares.
- Financial Performance Overview: Northrim BanCorp reports a non-GAAP EPS of $0.54, demonstrating continued growth in profitability, further solidifying its position in the financial services industry.
- Record Net Interest Income: Northrim BanCorp achieved a record net interest income of $35.4 million in Q4 2025, up from $35.3 million in Q3 2025 and $30.8 million in Q4 2024, indicating robust performance in interest revenue generation.
- Declining Deposit Costs: The average cost of interest-bearing deposits fell to 1.91% in Q4 2025, down from 2.00% in Q3 2025 and 2.15% a year ago, reflecting effective strategies in managing funding costs.
- Increased Mortgage Originations: Mortgage loan originations reached $231.2 million in Q4 2025, significantly higher than $185.9 million in the same quarter last year, showcasing strong demand in the housing loan market and an increase in market share.
- Capital Support Initiatives: The company issued $60 million in subordinated debt to bolster regulatory capital ratios, aimed at funding future growth initiatives and enhancing its capital base and competitive position in the market.








