Yuanbao Announces Third Quarter Financial Results

Written by Emily J. Thompson, Senior Investment Analyst

YB-0.8%

Source: SeekingAlpha

Updated: Dec 03 2025

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Source: SeekingAlpha

Q3 Revenue Growth: Yuanbao reported total revenues of RMB1,157.9 million (US$162.6 million) for Q3 2025, marking a 33.6% increase from RMB866.8 million in Q3 2024.
Increase in New Policies: The company issued 8.0 million new policies in Q3 2025, a 41.8% rise compared to 5.7 million in the same quarter of 2024.
Earnings Per Share: Yuanbao's earnings per share (EPADS) for the quarter stood at $0.18.
Valuation Insights: Seeking Alpha’s Quant Rating indicates that Yuanbao still offers good value in the market.

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About YB

Yuanbao Inc is a holding company primarily engaged in technology-driven online insurance distribution. The Company provides insurance products and related system services. The Company’s insurance products include short-term insurance and long-term insurance. The short-term insurance includes medical insurance, critical illness insurance and others. The long-term insurance includes life insurance and others. The Company’s system services include precise marketing services, analytics services and other system services. The Company mainly operates its businesses in the domestic market.

About the author

Emily J. Thompson

Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.

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Top News

Yuanbao Inc. Reports Q3 Revenue of RMB 1.16 Billion, Up 33.6%

Dec 03 2025Globenewswire

Significant Revenue Growth: Yuanbao Inc. reported total revenues of RMB 1.16 billion (approximately $162.6 million) for Q3 2025, reflecting a 33.6% year-over-year increase primarily driven by substantial growth in insurance distribution and system services, indicating a robust recovery in market demand.
Substantial Net Income Increase: The company achieved a net income of RMB 370.4 million (approximately $52.0 million) in Q3, marking a 51.3% year-over-year rise with a net income margin of 32.0%, showcasing successful cost control and operational efficiency that enhance financial stability.
Surge in New Policies: Yuanbao issued 8.0 million new policies in Q3, a 41.8% increase year-over-year, which not only highlights strong consumer demand for insurance products but also lays a solid foundation for future revenue growth.
Increased R&D Investment: The company invested RMB 95.6 million in R&D during Q3, a 56.8% increase from the previous year, demonstrating Yuanbao's commitment to technological innovation aimed at solidifying its leadership position in the online insurance distribution sector.