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YB Overview

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$
0.000
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0.000(0.000%)Aft-market
ET
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0.000
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0.000(0.000%)Aft-market
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Intellectia

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High
16.290
Open
16.140
VWAP
16.13
Vol
6.01K
Mkt Cap
724.38M
Low
16.045
Amount
96.94K
EV/EBITDA(TTM)
0.76
Total Shares
46.08M
EV
141.91M
EV/OCF(TTM)
--
P/S(TTM)
1.17
Yuanbao Inc is a holding company principally engaged in technology-driven online insurance distribution. The Company provides insurance products and related system services. The Company’s insurance products include short-term insurance and long-term insurance. The short-term insurance includes medical insurance, critical illness insurance and others. The long-term insurance includes life insurance and others. The Company’s system services include precise marketing services, analytics services and other system services. The Company mainly operates its businesses in the domestic market.
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Events Timeline

(ET)
2026-03-18
06:20:00
Rui Fang Reports Q4 Revenue of RMB 1.18B in 2025
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News

Newsfilter
9.5
04-30Newsfilter
PinnedYuanbao Inc. Files 2025 Annual Report
  • Annual Report Filing: Yuanbao Inc. filed its annual report for the fiscal year ended December 31, 2025, with the SEC on April 30, 2026, demonstrating the company's ongoing commitment to transparency and compliance.
  • Financial Information Access: The company will provide shareholders and ADS holders with free hard copies of the annual report containing audited consolidated financial statements, enhancing communication and trust with investors.
  • Tech-Driven Insurance Distribution: Leveraging its proprietary consumer service cycle engine and advanced technologies, Yuanbao delivers customized insurance solutions to over ten million consumers, significantly improving customer satisfaction and market competitiveness.
  • Collaboration and Data Insights: Through deep collaboration with insurance carriers, Yuanbao utilizes data-driven insights to help carriers tailor flagship products, thereby driving scalable and efficient distribution models.
NASDAQ.COM
9.5
03-18NASDAQ.COM
Yuanbao Inc Reports Significant Q4 Earnings Growth
  • Profit Growth: Yuanbao Inc reported a net profit of RMB 337.38 million for Q4, translating to an EPS of RMB 6.96, which marks a significant increase from last year's RMB 195.29 million and RMB 6.43 per share, indicating enhanced profitability.
  • Revenue Increase: The company's revenue surged by 32.2% year-over-year to RMB 1.175 billion, compared to RMB 888.76 million last year, reflecting strong market demand and sales performance.
  • Financial Performance Comparison: Yuanbao's substantial improvements in both profit and revenue compared to the previous year highlight its competitive advantage and ongoing growth potential in the market.
  • Future Outlook: With continued revenue and profit growth, Yuanbao Inc is well-positioned to strengthen its market share and provide funding for future expansions and investments.
seekingalpha
9.5
03-18seekingalpha
Yuanbao Reports Q4 2025 Financial Results
  • Earnings Performance: Yuanbao reported a GAAP EPS of $1.00 for Q4 2025, indicating stable profitability despite a decline compared to the same period in 2024, which may raise concerns among investors.
  • Significant Revenue Growth: The company achieved revenue of $168.06 million in Q4, representing a 32.2% year-over-year increase, reflecting strong market demand and enhancing its competitive position in the insurtech sector.
  • Net Income Margin Shift: The net income margin for Q4 2025 was 28.7%, down from 32.9% in Q4 2024, suggesting potential challenges in cost management and profitability that investors should monitor closely.
  • Robust Cash Flow: The net operating cash inflow for Q4 was RMB 290.7 million (approximately $41.6 million), with total net operating cash inflow for 2025 reaching RMB 1,495.1 million (approximately $213.8 million), demonstrating effective cash flow management and financial health.
Globenewswire
9.5
2025-12-03Globenewswire
Yuanbao Inc. Reports Q3 Revenue of RMB 1.16 Billion, Up 33.6%
  • Significant Revenue Growth: Yuanbao Inc. reported total revenues of RMB 1.16 billion (approximately $162.6 million) for Q3 2025, reflecting a 33.6% year-over-year increase primarily driven by substantial growth in insurance distribution and system services, indicating a robust recovery in market demand.
  • Substantial Net Income Increase: The company achieved a net income of RMB 370.4 million (approximately $52.0 million) in Q3, marking a 51.3% year-over-year rise with a net income margin of 32.0%, showcasing successful cost control and operational efficiency that enhance financial stability.
  • Surge in New Policies: Yuanbao issued 8.0 million new policies in Q3, a 41.8% increase year-over-year, which not only highlights strong consumer demand for insurance products but also lays a solid foundation for future revenue growth.
  • Increased R&D Investment: The company invested RMB 95.6 million in R&D during Q3, a 56.8% increase from the previous year, demonstrating Yuanbao's commitment to technological innovation aimed at solidifying its leadership position in the online insurance distribution sector.
SeekingAlpha
9.5
2025-12-03SeekingAlpha
Yuanbao Announces Third Quarter Financial Results
  • Q3 Revenue Growth: Yuanbao reported total revenues of RMB1,157.9 million (US$162.6 million) for Q3 2025, marking a 33.6% increase from RMB866.8 million in Q3 2024.

  • Increase in New Policies: The company issued 8.0 million new policies in Q3 2025, a 41.8% rise compared to 5.7 million in the same quarter of 2024.

  • Earnings Per Share: Yuanbao's earnings per share (EPADS) for the quarter stood at $0.18.

  • Valuation Insights: Seeking Alpha’s Quant Rating indicates that Yuanbao still offers good value in the market.

Benzinga
4.5
2025-08-27Benzinga
Crude Oil Rises More Than 1%; UP Fintech Stock Takes a Dive
  • U.S. Stock Market Performance: U.S. stocks saw gains with the Dow Jones increasing by over 150 points, closing at 45,599.62, while the NASDAQ and S&P 500 also rose slightly.

  • Sector Movements: Energy shares increased by 0.7%, whereas materials stocks experienced a minor decline of 0.1%.

  • Notable Company Performances: MongoDB's shares surged 32% after positive financial results, NovaBay Pharmaceuticals jumped 85% due to a special cash dividend announcement, while UP Fintech and Kindly MD saw significant declines in their stock prices.

  • Global Market Trends: European shares were mixed, with the eurozone's STOXX 600 falling slightly, while Asian markets closed mixed as well, with Japan's Nikkei gaining and China's Shanghai Composite declining.

Valuation Metrics

The current forward P/E ratio for Yuanbao Inc (YB.O) is 0.00, compared to its 5-year average forward P/E of 0.00. For a more detailed relative valuation and DCF analysis to assess Yuanbao Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.00
Current PE
0.00
Overvalued PE
0.00
Undervalued PE
0.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.00
Current PS
0.00
Overvalued PS
0.00
Undervalued PS
0.00

Financials

AI Analysis
Annual
Quarterly

Whales Holding YB

Q
Qiming Weichuang Venture Capital Management (Shanghai) Company Limited
Holding
YB
-3.40%
3M Return

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Frequently Asked Questions

What is Yuanbao Inc (YB) stock price today?

The current price of YB is 16.045 USD — it has increased 2.07

What is Yuanbao Inc (YB)'s business?

Yuanbao Inc is a holding company principally engaged in technology-driven online insurance distribution. The Company provides insurance products and related system services. The Company’s insurance products include short-term insurance and long-term insurance. The short-term insurance includes medical insurance, critical illness insurance and others. The long-term insurance includes life insurance and others. The Company’s system services include precise marketing services, analytics services and other system services. The Company mainly operates its businesses in the domestic market.

What is the price predicton of YB Stock?

Wall Street analysts forecast YB stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for YB is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Yuanbao Inc (YB)'s revenue for the last quarter?

Yuanbao Inc revenue for the last quarter amounts to 1.18B USD, increased 32.24

What is Yuanbao Inc (YB)'s earnings per share (EPS) for the last quarter?

Yuanbao Inc. EPS for the last quarter amounts to 1.16 USD, increased 61.11

How many employees does Yuanbao Inc (YB). have?

Yuanbao Inc (YB) has 497 emplpoyees as of May 02 2026.

What is Yuanbao Inc (YB) market cap?

Today YB has the market capitalization of 724.38M USD.