The Tour Guy Launches Flexible Payment Feature for Travelers
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 6 days ago
0mins
Source: PRnewswire
- New Payment Feature: The Tour Guy has launched a 'Reserve Now, Pay Later' feature powered by PayPal's payment infrastructure, allowing travelers to secure popular tours without immediate payment, enhancing user experience and market competitiveness.
- Market Demand Response: This feature reflects the growing consumer emphasis on flexibility and convenience in travel planning, particularly for booking high-demand attractions like the Colosseum and Vatican, addressing immediate traveler needs.
- No Loan Pressure: Unlike traditional 'buy now, pay later' options, this feature does not involve loans, credit checks, or interest, minimizing financial pressure on users before their trips and enhancing consumer trust.
- Industry Transformation: This move signifies that mid-sized travel companies can now offer sophisticated booking experiences comparable to large online travel agencies, boosting industry competitiveness and promoting diverse development in the travel market.
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Analyst Views on PYPL
Wall Street analysts forecast PYPL stock price to rise
29 Analyst Rating
6 Buy
19 Hold
4 Sell
Hold
Current: 44.750
Low
51.00
Averages
72.86
High
100.00
Current: 44.750
Low
51.00
Averages
72.86
High
100.00
About PYPL
PayPal Holdings, Inc. offers a technology platform. The Company’s products are designed to enable digital payments and simplify commerce experiences for consumers and merchants to make selling, shopping, and sending and receiving money simple, personalized, and secure, online or offline, including mobile. It provides consumers with a digital wallet that enables them to send payments to merchants securely using a variety of funding sources, which include a bank account, a PayPal or Venmo account balance, its consumer credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products. It operates a global, two-sided network at scale that connects consumers and merchants with 434 million active accounts across approximately 200 markets. Its brands include PayPal, Braintree, Venmo, Xoom, Hyperwallet, PayPal Zettle, PayPal Honey, and Paidy. It offers financing products through the PayPal Working Capital (PPWC) and PayPal Business Loan (PPBL).
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Need for Technological Adaptability: He emphasizes that financial services must become more 'machine-ready' to accommodate AI-driven changes, which will affect the operational models and customer service of financial institutions.
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- Credit Card Giants' Response: Visa and Mastercard do not issue cards directly but rely on banks, generating revenue primarily through 1%-3% swipe fees; while stablecoins may pressure these fees, most businesses prefer to accept these widely used cards to maintain their customer base.
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- Market Outlook Analysis: Although PayPal launched its own stablecoin, PayPal USD, to counter competition, this indicates a lowering of market entry barriers, suggesting that more stablecoin-powered payment platforms may emerge, further fragmenting market share.
See More
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- Consumer Protection Advantage: Visa and Mastercard offer robust consumer protection, fraud prevention, and dispute resolution services that stablecoins lack, leading them to test stablecoins for payment settlements within their networks, thereby enhancing their payment systems' efficiency.
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