Stripe Expands Shared Payment Token Support for Multiple Payment Methods
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Mar 03 2026
0mins
Should l Buy V?
Viraj Gupta, Product Manager, Cards Vault, at Stripe announced in a blog post: "Last year, we launched Shared Payment Tokens, a payment primitive for agentic commerce that lets agents initiate payments with a customer's permission and preferred payment method, without exposing the underlying credentials. We've seen widespread adoption of SPTs by leading businesses such as Etsy and URBN, including Anthropologie, Free People, and Urban Outfitters. Since then, sellers have asked us for access to more of the most popular payment methods for agentic transactions. To that end, we're expanding SPT support to enable broader access to network-led agentic payment capabilities, including Mastercard Agent Pay and Visa Intelligent Commerce, as well as buy now, pay later methods such as Affirm and Klarna. This makes Stripe the first and only provider that supports both agentic network tokens and BNPL tokens in agentic commerce through a single primitive. These capabilities are already rolling out: Stripe is using agentic network tokens to process transactions across supported AI agents."
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Analyst Views on V
Wall Street analysts forecast V stock price to rise
25 Analyst Rating
23 Buy
2 Hold
0 Sell
Strong Buy
Current: 295.520
Low
330.00
Averages
406.59
High
450.00
Current: 295.520
Low
330.00
Averages
406.59
High
450.00
About V
Visa Inc. is a global payments technology company. It facilitates global commerce and money movement across more than 200 countries and territories among a global set of consumers, merchants, financial institutions and government entities through technologies. It operates through the Payment Services segment. It provides transaction processing services (primarily authorization, clearing and settlement) to its financial institution and merchant clients through VisaNet, its proprietary advanced transaction processing network. It offers a range of Visa-branded payment products that its clients, including nearly 14,500 financial institutions, use to develop and offer payment solutions or services, including credit, debit, prepaid and cash access programs for individual, business and government account holders. It also provides value-added services to its clients, including issuing solutions, acceptance solutions, risk and identity solutions, open banking solutions and advisory services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Technological Innovation Advantage: Scoring highly in breadth of solutions, customer deployments, innovation, and future business prospects indicates that Thunes is shifting competitive advantage from pure transaction volume to technological advancement.
- Global Network Connectivity: Through its Direct Global Network, Thunes provides members with a single entry point to 12 billion bank accounts and mobile wallets across 140 countries, greatly enhancing the real-time and convenience of global payments.
- Increased Market Trust: Ranking alongside Swift and Visa, Thunes' recognition by industry authority Juniper Research reflects market trust in its innovative capabilities and reliability, laying a solid foundation for future payment system development.
See More
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- Market Entry Opportunity: Visa and Mastercard shares are currently trading 21% and 19% below their historical peaks, with price-to-earnings ratios of 28 and 29.4 respectively, presenting a reasonable entry point for investors looking to acquire stakes in these elite companies.
See More
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- Investment Risk Advisory: While the launch of X Money may create a compelling narrative for Dogecoin, its extreme volatility and limited utility suggest that investors should approach with caution and avoid chasing fleeting market trends.
See More
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- Dogecoin Speculation: With X rolling out a payments feature, Dogecoin has resurfaced as a focal point for speculation; despite trading between $0.09 and $0.15 for the past year, Musk's influence could potentially spark a new price surge.
- Potential Payment Integration: X Money, a fiat-based peer-to-peer payment system in partnership with Visa, initially focuses on traditional payments but may eventually integrate cryptocurrency, enhancing Dogecoin's utility and market enthusiasm.
- Investor Risk Advisory: While the launch of X Money could create a compelling narrative for Dogecoin's resurgence, its extreme volatility and limited real-world application suggest that investors should be cautious and avoid chasing fleeting market trends.
See More
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- Debt Burden Disparity: Visa's debt-to-equity ratio is approximately 55%, significantly lower than Mastercard's 245%, indicating that Visa spends much less on interest payments, allowing more funds to be allocated for business growth and enhancing its resilience against economic pressures.
- Consumer Spending Impact: While both companies may experience slight slowdowns due to reduced consumer spending, Visa's more robust financial position enables it to effectively navigate economic challenges and maintain operational continuity.
- Investment Advisory Note: Despite Visa's superior financial performance, it was not included in Motley Fool's current list of top investment stocks, suggesting that investors should carefully evaluate other potential opportunities before purchasing Visa shares.
See More
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- Debt Burden Difference: With a debt-to-equity ratio of approximately 55%, Visa significantly outperforms Mastercard's 245%, allowing Visa to save on interest payments and allocate more funds towards business growth during economic downturns.
- Operational Stability: While both companies may face a slowdown in consumer spending, Visa's stronger financial structure enables it to maintain operational stability, avoiding drastic business adjustments in challenging economic conditions.
- Competitive Market Advantage: In the digital payments sector, Visa and Mastercard operate as a virtual duopoly, but Visa's financial health positions it more favorably amid economic uncertainty, enhancing its ability to attract customers and gain market share.
See More
