Sees FY26 Revenue of $1.024B-$1.036B
Sees FY26 revenue $1.024B-$1.036B, consensus $975.94M.
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- AWS Premier Partner Certification: Nubity by Evertec has been designated as an AWS Premier Tier Partner, a status achieved by fewer than 5% of partners globally, highlighting its exceptional capabilities and experience in cloud technology solutions.
- Standards of Technical Excellence: This certification requires partners to meet the highest standards of technical excellence and trusted collaboration with AWS, enabling Nubity to deliver deep expertise and proven success in complex cloud transformations, driving innovation and high-impact outcomes.
- Sustained Growth and Acquisition: Founded in 2013, Nubity operates in Argentina and Mexico and was acquired by Evertec in 2024, further strengthening Evertec's capabilities in cloud services and accelerating the expansion of advanced digital solutions across Latin America.
- Evertec's Market Position: Evertec is a leading transaction processor and financial technology provider in Latin America and the Caribbean, processing over 10 billion transactions annually and serving a diverse customer base with mission-critical technology solutions to meet market demands.
- Significant Revenue Growth: EVERTEC reported Q4 2025 revenue of $244.8 million, a 13% year-over-year increase, primarily driven by sustained growth in Latin America and the full-quarter contribution from Tecnobank, demonstrating the company's strong execution in regional markets.
- Strategic Acquisition Expansion: The company completed the acquisition of Tecnobank in Q4 and announced plans to acquire Dimensa to expand its customer base and product offerings in Brazil, which is expected to further drive revenue growth in 2026.
- Stable Profitability: Adjusted EBITDA reached $98.8 million with a margin of 40.3%, showing the company's ability to maintain overall margins while absorbing a 10% discount, despite a slight decline from the previous year.
- Optimistic Future Outlook: EVERTEC expects 2026 revenue to range between $1.024 billion and $1.036 billion, representing growth of 9.9% to 11.2%, with Latin America Payments & Solutions projected to grow in the mid-20s, reflecting the company's confidence in future growth.
- Earnings Beat: EVERTEC reported a Q4 Non-GAAP EPS of $0.93, beating estimates by $0.03, which reflects strong profitability and boosts investor confidence in the company's financial health.
- Significant Revenue Growth: The company achieved Q4 revenue of $244.83 million, a 13.1% year-over-year increase, surpassing market expectations by $8 million, indicating robust growth particularly in the payment processing sector.
- Optimistic Future Outlook: EVERTEC's revised financial outlook for 2026 projects total consolidated revenue between $1.024 billion and $1.036 billion, representing growth of approximately 9.9% to 11.2%, showcasing confidence in future market demand.
- Capital Expenditure Plans: Anticipated capital expenditures of approximately $90 million and an adjusted effective tax rate of 11% to 12% will support future investments and expansion, further solidifying the company's market position.
- Acquisition Overview: Evertec has entered into a definitive agreement to acquire Dimensa for R$950M (approximately US$181M), which will be executed through its wholly owned subsidiary, Evertec Brasil Informática, reflecting the company's commitment to expanding in the Brazilian market.
- Customer Base Expansion: This acquisition will expand Evertec's customer base to over 15,000 financial institutions, further solidifying its leadership position in Brazil's fintech sector and enhancing its competitive edge in the market.
- Product Portfolio Enhancement: The deal will enhance Evertec's product offerings with advanced risk management and insurance technology platforms, increasing its technological capabilities in financial services to meet the growing demands of its clients.
- Regulatory Approval Requirements: The transaction is subject to approval from Brazil's antitrust authority, CADE, and is expected to close in Q2 2026, which, if successful, will provide Evertec with long-term strategic benefits.
- Acquisition Overview: Evertec announced the acquisition of Brazilian B2B technology provider Dimensa through its wholly-owned subsidiary Evertec Brasil Informática S.A., with a transaction valued at R$950 million (approximately USD $181 million), expected to be financed with existing liquidity and anticipated to close in Q2 2026.
- Market Leadership Enhancement: This acquisition will expand Evertec's customer base in Brazil's fintech sector to over 15,000 clients, strengthening its market share in key areas such as Funds, Banking, Risk, and Insurance, thereby solidifying its leadership position in the industry.
- Portfolio Diversification: By integrating Dimensa's technology and talent, Evertec will be able to offer a more comprehensive suite of solutions, including advanced risk management and insurance platforms, accelerating the company's innovation pipeline to meet evolving customer needs.
- Enhanced Customer Value: The integration of Dimensa's capabilities will improve Evertec's ability to deliver seamless end-to-end solutions, enhancing operational efficiency and customer satisfaction, while supporting clients' growth and digital transformation initiatives, further boosting market competitiveness.
Comparison of Evertec and MasterCard: Evertec (EVTC) currently holds a Zacks Rank of #2 (Buy), indicating a stronger earnings outlook compared to MasterCard (MA), which has a Zacks Rank of #3 (Hold).
Valuation Metrics: EVTC has a forward P/E ratio of 8.14 and a PEG ratio of 1.02, while MA has a forward P/E of 34.46 and a PEG ratio of 2.22, suggesting that EVTC is more attractively valued.
Value Grades: Evertec has a Value grade of A based on various financial metrics, while MasterCard has a Value grade of D, further supporting the argument for EVTC as the better investment option.
Investment Recommendations: Zacks Investment Research highlights that EVTC's stronger estimate revisions and valuation metrics make it a superior choice for value investors at this time.







