Reasons Roth IRAs and Roth conversions might not be suitable for you
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Sep 26 2025
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Source: MarketWatch
Roth IRA Conversions: Roth IRA conversions are increasingly popular among retirees seeking to minimize their tax liabilities as they age.
Tax Implications of Traditional Accounts: Contributions to traditional retirement accounts like IRAs and 401(k)s are tax-deferred, meaning taxes are paid only upon withdrawal, which is taxed as regular income.
Analyst Views on SPSM
Wall Street analysts forecast SPSM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SPSM is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
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Current: 50.680
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Current: 50.680
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About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
