MFA Financial Reports Strong Q4 and Full Year 2025 Results
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 hour ago
0mins
Should l Buy MFA?
Source: Businesswire
- Portfolio Growth: In 2025, MFA made approximately $4.8 billion in investments across target asset classes, significantly expanding its Non-QM loan and Agency MBS portfolios, which is expected to drive future earnings growth.
- Enhanced Economic Returns: The company reported an economic return of 3.1% for Q4 and 9.0% for the full year, reflecting effective measures in reducing operating expenses and resolving non-performing loans, thereby boosting investor confidence.
- Stock Repurchase Program: MFA's Board of Directors has authorized a new $200 million stock repurchase program, which will be flexibly implemented based on market conditions and liquidity, aimed at enhancing earnings per share and shareholder returns.
- Financial Conference Arrangement: MFA plans to host an investor conference call on February 18, 2026, to discuss its Q4 2025 financial results, further enhancing communication and transparency with investors.
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Analyst Views on MFA
Wall Street analysts forecast MFA stock price to rise
3 Analyst Rating
1 Buy
2 Hold
0 Sell
Moderate Buy
Current: 9.920
Low
10.00
Averages
10.08
High
10.25
Current: 9.920
Low
10.00
Averages
10.08
High
10.25
About MFA
MFA Financial, Inc. is a specialty finance company that invests in residential mortgage loans, residential mortgage-backed securities and other real estate assets. Its targeted investments primarily include residential whole loans and residential mortgage securities. Its residential whole loans include non-QM loans, business purpose loans, and legacy re-performing loans (RPL)/ non-performing loans (NPL). Its residential mortgage securities include agency mortgage-backed securities (MBS), non-agency MBS, CRT securities and mortgage servicing rights (MSRs)-related assets, which include term notes backed directly or indirectly by MSRs. Its principal business objective is to deliver shareholder value through the generation of distributable income and through asset performance linked to residential mortgage credit fundamentals. The Company, through its wholly owned subsidiary, Lima One Capital (Lima One), also originates and services business purpose loans for real estate investors.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
MFA Financial to Announce Q4 Earnings on February 18
- Earnings Announcement Date: MFA Financial is set to release its Q4 earnings report on February 18 before market open, with market participants keenly awaiting the results, which may impact stock performance in the short term.
- EPS Expectations: The consensus EPS estimate stands at $0.27, reflecting a year-over-year decline of 30.8%, indicating potential profitability challenges that could affect investor sentiment.
- Revenue Forecast: Revenue is projected at $59.74 million, representing a 17.6% year-over-year increase, demonstrating the company's resilience in revenue growth, which may attract growth-focused investors.
- Historical Performance Review: Over the past two years, MFA has beaten EPS estimates 25% of the time and revenue estimates 63% of the time, although recent EPS estimates have seen no upward revisions, reflecting a cautious market outlook on its future performance.
See More
MFA Financial Reports Q4 2025 Earnings with Strong Revenue Growth
- Significant Earnings Growth: MFA Financial reported a non-GAAP EPS of $0.27 for Q4 2025, in line with expectations, while revenue soared to $88.71 million, marking a 103.0% year-over-year increase and beating estimates by $28.97 million, indicating robust market performance.
- Strong Book Value: As of December 31, 2025, GAAP book value stood at $13.20 per share, while the economic book value, a non-GAAP measure, was $13.75 per share, reflecting the company's asset stability and potential shareholder returns.
- Robust Cash Flow: MFA closed the quarter with unrestricted cash of $213.2 million, providing strong financial support for future investments and dividends, thereby enhancing its financial flexibility.
- Dividend Declaration: MFA declared a dividend of $0.36 per share, further demonstrating its commitment to returning value to shareholders while achieving profit growth, which boosts investor confidence.
See More
MFA Financial Reports Strong Q4 and Full Year 2025 Results
- Portfolio Growth: In 2025, MFA made approximately $4.8 billion in investments across target asset classes, significantly expanding its Non-QM loan and Agency MBS portfolios, which is expected to drive future earnings growth.
- Enhanced Economic Returns: The company reported an economic return of 3.1% for Q4 and 9.0% for the full year, reflecting effective measures in reducing operating expenses and resolving non-performing loans, thereby boosting investor confidence.
- Stock Repurchase Program: MFA's Board of Directors has authorized a new $200 million stock repurchase program, which will be flexibly implemented based on market conditions and liquidity, aimed at enhancing earnings per share and shareholder returns.
- Financial Conference Arrangement: MFA plans to host an investor conference call on February 18, 2026, to discuss its Q4 2025 financial results, further enhancing communication and transparency with investors.
See More
MFA Financial Announces 2025 Dividend Distribution Details
- Dividend Overview: MFA Financial has announced its 2025 common stock dividend distributions, with an expected 59.4% classified as ordinary income and 40.6% as return of capital, which will impact shareholders' federal income tax filings, making it crucial for shareholders to understand the tax implications.
- Preferred Stock Dividend Details: The preferred stock dividends for 2025 will be characterized as 100% ordinary income, requiring shareholders to report these distributions on their 2025 federal income tax returns, ensuring compliance to avoid potential tax issues.
- Tax Compliance Reminder: MFA advises shareholders to review their brokerage-provided 2025 tax statements to ensure consistency with the information posted on MFA's website, emphasizing the importance of tax compliance to mitigate risks associated with discrepancies.
- Company Background: Since its IPO in 1998, MFA Financial has distributed over $5 billion in dividends to shareholders, reflecting its strong financial health as a specialty finance company focused on residential mortgage loans and real estate assets, underscoring its commitment to returning value to investors.
See More
MFA Financial Announces 2025 Dividend Distribution Details
- Dividend Overview: MFA Financial has announced its 2025 common stock dividend distributions, with 59.4% classified as ordinary income and 40.6% as return of capital, ensuring shareholders report accurately for tax purposes.
- Preferred Stock Dividends: The preferred stock dividends for 2025 are expected to be 100% ordinary income, which shareholders must report on their 2025 federal tax returns to ensure compliance.
- Tax Compliance Reminder: MFA advises shareholders to verify the tax statements received from their brokerage firms against the information posted on the company's website to avoid potential tax issues.
- Company Background: Since its IPO in 1998, MFA Financial has distributed over $5 billion in dividends to shareholders, positioning itself as a leading real estate investment trust focused on residential mortgage loans and related assets.
See More
SIRI and AGNC Options Volume Surge Significantly
- SIRI Options Volume: As of now, SiriusXM's options volume has reached 47,308 contracts, equivalent to approximately 4.7 million shares, which is 132.3% of its average daily trading volume over the past month, indicating a significant increase in market interest in the stock.
- High Strike Call Options: Within SIRI, the $21.50 strike call option expiring on January 9, 2026, has seen 10,528 contracts traded, representing about 1.1 million shares, suggesting heightened investor expectations for future price increases.
- AGNC Options Volume: AGNC Investment's options volume has surged to 215,030 contracts, approximately 21.5 million shares, which is 131.8% of its average daily trading volume over the past month, reflecting strong market interest in the stock.
- AGNC High Strike Call Options: For AGNC, the $10 strike call option expiring on January 16, 2026, has recorded a trading volume of 100,638 contracts, representing around 10.1 million shares, indicating optimistic sentiment among investors regarding the stock's future performance.
See More
MFA Financial to Announce Q4 Earnings on February 18
- Earnings Announcement Date: MFA Financial is set to release its Q4 earnings report on February 18 before market open, with market participants keenly awaiting the results, which may impact stock performance in the short term.
- EPS Expectations: The consensus EPS estimate stands at $0.27, reflecting a year-over-year decline of 30.8%, indicating potential profitability challenges that could affect investor sentiment.
- Revenue Forecast: Revenue is projected at $59.74 million, representing a 17.6% year-over-year increase, demonstrating the company's resilience in revenue growth, which may attract growth-focused investors.
- Historical Performance Review: Over the past two years, MFA has beaten EPS estimates 25% of the time and revenue estimates 63% of the time, although recent EPS estimates have seen no upward revisions, reflecting a cautious market outlook on its future performance.
See More
MFA Financial Reports Q4 2025 Earnings with Strong Revenue Growth
- Significant Earnings Growth: MFA Financial reported a non-GAAP EPS of $0.27 for Q4 2025, in line with expectations, while revenue soared to $88.71 million, marking a 103.0% year-over-year increase and beating estimates by $28.97 million, indicating robust market performance.
- Strong Book Value: As of December 31, 2025, GAAP book value stood at $13.20 per share, while the economic book value, a non-GAAP measure, was $13.75 per share, reflecting the company's asset stability and potential shareholder returns.
- Robust Cash Flow: MFA closed the quarter with unrestricted cash of $213.2 million, providing strong financial support for future investments and dividends, thereby enhancing its financial flexibility.
- Dividend Declaration: MFA declared a dividend of $0.36 per share, further demonstrating its commitment to returning value to shareholders while achieving profit growth, which boosts investor confidence.
See More
MFA Financial Reports Strong Q4 and Full Year 2025 Results
- Portfolio Growth: In 2025, MFA made approximately $4.8 billion in investments across target asset classes, significantly expanding its Non-QM loan and Agency MBS portfolios, which is expected to drive future earnings growth.
- Enhanced Economic Returns: The company reported an economic return of 3.1% for Q4 and 9.0% for the full year, reflecting effective measures in reducing operating expenses and resolving non-performing loans, thereby boosting investor confidence.
- Stock Repurchase Program: MFA's Board of Directors has authorized a new $200 million stock repurchase program, which will be flexibly implemented based on market conditions and liquidity, aimed at enhancing earnings per share and shareholder returns.
- Financial Conference Arrangement: MFA plans to host an investor conference call on February 18, 2026, to discuss its Q4 2025 financial results, further enhancing communication and transparency with investors.
See More
MFA Financial Announces 2025 Dividend Distribution Details
- Dividend Overview: MFA Financial has announced its 2025 common stock dividend distributions, with an expected 59.4% classified as ordinary income and 40.6% as return of capital, which will impact shareholders' federal income tax filings, making it crucial for shareholders to understand the tax implications.
- Preferred Stock Dividend Details: The preferred stock dividends for 2025 will be characterized as 100% ordinary income, requiring shareholders to report these distributions on their 2025 federal income tax returns, ensuring compliance to avoid potential tax issues.
- Tax Compliance Reminder: MFA advises shareholders to review their brokerage-provided 2025 tax statements to ensure consistency with the information posted on MFA's website, emphasizing the importance of tax compliance to mitigate risks associated with discrepancies.
- Company Background: Since its IPO in 1998, MFA Financial has distributed over $5 billion in dividends to shareholders, reflecting its strong financial health as a specialty finance company focused on residential mortgage loans and real estate assets, underscoring its commitment to returning value to investors.
See More
MFA Financial Announces 2025 Dividend Distribution Details
- Dividend Overview: MFA Financial has announced its 2025 common stock dividend distributions, with 59.4% classified as ordinary income and 40.6% as return of capital, ensuring shareholders report accurately for tax purposes.
- Preferred Stock Dividends: The preferred stock dividends for 2025 are expected to be 100% ordinary income, which shareholders must report on their 2025 federal tax returns to ensure compliance.
- Tax Compliance Reminder: MFA advises shareholders to verify the tax statements received from their brokerage firms against the information posted on the company's website to avoid potential tax issues.
- Company Background: Since its IPO in 1998, MFA Financial has distributed over $5 billion in dividends to shareholders, positioning itself as a leading real estate investment trust focused on residential mortgage loans and related assets.
See More
SIRI and AGNC Options Volume Surge Significantly
- SIRI Options Volume: As of now, SiriusXM's options volume has reached 47,308 contracts, equivalent to approximately 4.7 million shares, which is 132.3% of its average daily trading volume over the past month, indicating a significant increase in market interest in the stock.
- High Strike Call Options: Within SIRI, the $21.50 strike call option expiring on January 9, 2026, has seen 10,528 contracts traded, representing about 1.1 million shares, suggesting heightened investor expectations for future price increases.
- AGNC Options Volume: AGNC Investment's options volume has surged to 215,030 contracts, approximately 21.5 million shares, which is 131.8% of its average daily trading volume over the past month, reflecting strong market interest in the stock.
- AGNC High Strike Call Options: For AGNC, the $10 strike call option expiring on January 16, 2026, has recorded a trading volume of 100,638 contracts, representing around 10.1 million shares, indicating optimistic sentiment among investors regarding the stock's future performance.
See More
