Klarna Group Borrow Rate Increases to 92.88%
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 2 days ago
0mins
Should l Buy KLAR?
Latest data shows the largest indicative borrow rate increases among liquid option names include: Klarna Group PLC (KLAR) 92.88% +5.06, Whirlpool (WHR) 13.19% +2.74, Theravance Biopharma (TBPH) 4.44% +1.54, Tradr 2X Long IREN Daily ETF (IREX) 27.30% +1.46, Sealsq Corp (LAES) 92.88% +1.26, Prospect Capital (PSEC) 4.88% +0.98, Kodiak AI, Inc. Common Stock (KDK) 16.95% +0.80, YIELDMAX MSTR OPTION INCOME STRATEGY ETF (MSTY) 11.55% +0.71, Direxion Junior Gold (JDST) 12.31% +0.68, and DEFIANCE DAILY TARGET 2X LONG SMCI ETF (SMCX) 20.17% +0.47.
Trade with 70% Backtested Accuracy
Stop guessing "Should I Buy KLAR?" and start using high-conviction signals backed by rigorous historical data.
Sign up today to access powerful investing tools and make smarter, data-driven decisions.
Analyst Views on KLAR
Wall Street analysts forecast KLAR stock price to rise
11 Analyst Rating
9 Buy
2 Hold
0 Sell
Strong Buy
Current: 14.140
Low
36.00
Averages
44.36
High
55.00
Current: 14.140
Low
36.00
Averages
44.36
High
55.00
About KLAR
Klarna Group Plc is a United Kingdom-based technology company focused on developing commerce networks. The Company is an artificial intelligence (AI)-powered global payments network and shopping assistant. It provides consumers and merchants with a range of solutions, including payment, advertising and digital retail banking, through several channels. Its online payments solution is designed to bridge uncertainty in the transactions between consumers and merchants by providing short-term credit to consumers interest-free. Its range of payment options allows consumers to purchase what they choose, both online and offline. Its payment solutions include Pay in Full, Pay Later and Fair Financing. Its Pay in Full instantly settles purchases at the time of the transaction. Its Pay Later enables consumers to purchase goods or services at the time of the transaction and pay the full amount at a later date. Its Fair Financing allows consumers to pay for their purchase over a longer duration.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Significant Growth: Klarna's total Gross Merchandise Volume (GMV) reached $127.9 billion in 2025, reflecting a 22% year-over-year increase, which underscores the company's robust growth momentum in the digital payments sector and solidifies its market position.
- Revenue and Profit Improvement: The company reported total revenue of $3.5 billion, up 25% year-over-year, with an adjusted operating profit of $65 million and an operating margin of 1.9%, indicating effective cost control alongside revenue growth.
- User and Merchant Expansion: Klarna's active consumer base grew to 118 million, a 28% increase, while the number of merchants rose to 966,000, up 42%, reflecting the platform's increasing appeal and market penetration.
- Enhanced Market Trust: Klarna has established partnerships with renowned brands such as Uber, H&M, and Nike, which further enhances its credibility and influence in the global market, driving sustained growth in both users and merchants.
See More
- Poor Stock Performance: Since going public in mid-2025, Klarna's shares have plummeted approximately 70% from the IPO price, indicating market concerns about its future growth, which could undermine investor confidence and financing capabilities.
- Consumer Lending Growth: Despite the stock decline, Klarna has achieved significant growth in consumer lending, suggesting that its core business still holds potential, but it needs to address the negative impacts of the stock price drop.
- Analyst Insights: Motley Fool analyst Matt Frankel notes that Klarna's success might be contributing to its stock decline, implying that market expectations for its future profitability are low, which could affect its long-term strategy.
- Market Reaction: Klarna's stock showed poor performance during early trading on February 26, 2026, reflecting investor uncertainty about its future development, potentially leading to increased selling pressure.
See More
- Annual Report Release: Klarna Holding AB published its 2025 Annual Report at 8:30 PM CET, now available on Klarna's Investor Relations website, marking an enhancement in the company's transparency and information disclosure.
- Investor Relations Strengthening: By timely releasing the annual report, Klarna aims to improve communication with investors, providing clearer insights into its financial status and future outlook, thereby boosting market trust and investor confidence.
- Compliance Enhancement: The report's release meets regulatory requirements, demonstrating Klarna's commitment to compliance, which further solidifies its reputation in the fintech industry.
- Future Outlook: The annual report will include strategic planning for future business developments, helping investors better understand the company's positioning and growth direction in a competitive market environment.
See More
- Annual Report Release: Klarna Bank AB published its 2025 Annual Report at 8:30 PM CET, now available on Klarna's Investor Relations website, marking an enhancement in the company's transparency and information disclosure.
- Investor Relations Improvement: By making the annual report available online, Klarna aims to improve communication efficiency with investors, ensuring shareholders can access key information promptly, thereby boosting market confidence.
- Regulatory Compliance: The report's release aligns with regulatory requirements, demonstrating Klarna's commitment to adhering to financial regulatory frameworks, which further solidifies its reputation in the financial services industry.
- Future Outlook: While the report's content was not detailed, its release provides investors with insights into the company's future strategies and financial health, potentially influencing future investment decisions.
See More
- Stock Performance: Since going public in mid-2025, Klarna's shares have plummeted approximately 70% from the IPO price, reflecting market concerns about its future performance, which could undermine investor confidence and financing capabilities.
- Consumer Lending Growth: Despite the stock decline, Klarna has achieved significant growth in consumer lending, indicating the potential of its business model, yet this may raise questions about its profitability in the eyes of the market.
- Analyst Insights: Motley Fool analyst Matt Frankel notes that Klarna's success could be one reason for the stock's decline, suggesting that the market is cautious about the sustainability of its growth.
- Market Reaction: As of February 26, 2026, Klarna's stock showed weak performance during morning trading, with investor confidence in its future prospects shaken, potentially impacting its subsequent financing and expansion plans.
See More
- Significant User Growth: As of the end of 2025, Klarna boasts over 118 million global active users and processes 3.4 million transactions daily, reflecting strong momentum in the digital payment sector and reinforcing its market leadership.
- Retailer Trust Expansion: More than 966,000 retailers, including major brands like Uber, H&M, and Nike, have adopted Klarna's innovative solutions to drive growth and customer loyalty, indicating Klarna's extensive influence in the retail industry.
- Diverse Payment Options: Consumers can utilize Klarna for payments online, in-store, and via Apple Pay and Google Pay, enhancing user flexibility and convenience, which in turn boosts user experience and market competitiveness.
- Global Strategic Positioning: Klarna aims to be an omnipresent payment solution provider, continuously expanding its AI-powered payments and commerce network to meet the growing payment demands of consumers worldwide.
See More









