Jefferson Capital Acquires Bluestem Credit Card Assets for $196.7 Million
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 04 2025
0mins
Source: Globenewswire
- Asset Acquisition: Jefferson Capital has completed the acquisition of credit card assets from affiliates of Bluestem Brands for $196.7 million, with expected remaining collections of $311.4 million, significantly enhancing the company's asset management capabilities.
- Market Expansion: This acquisition will further solidify Jefferson Capital's market position across the U.S., Canada, the U.K., and Latin America, enhancing its competitiveness in the consumer credit sector.
- Client Base Growth: The transaction will expand Jefferson Capital's client base to include more Fortune 500 companies and fintech platforms, driving future revenue growth for the company.
- Risk Management: While the acquisition presents potential benefits, the company faces challenges from economic fluctuations and regulatory risks that could impact future asset recoveries and profitability.
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Analyst Views on JCAP
Wall Street analysts forecast JCAP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for JCAP is 27.25 USD with a low forecast of 26.00 USD and a high forecast of 29.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
4 Analyst Rating
4 Buy
0 Hold
0 Sell
Strong Buy
Current: 21.260
Low
26.00
Averages
27.25
High
29.00
Current: 21.260
Low
26.00
Averages
27.25
High
29.00
About JCAP
Jefferson Capital, Inc. is an analytically driven purchaser and manager of charged-off and insolvency consumer accounts with operations primarily in the United States, Canada, the United Kingdom and Latin America. The Company purchases and services both secured and unsecured assets, and its client base includes creditors, banks, fintech origination platforms, telecommunications providers, credit card issuers and auto finance companies. The Company purchases portfolios of consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. Previously charged-off receivables include receivables subject to bankruptcy proceedings. The Company also provides debt servicing and other portfolio management services to credit originators for non-performing loans.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Jefferson Capital Prices 10M Share Offering at $20.50 Each
- Offering Size: Jefferson Capital announced a public offering of 10 million shares at $20.50 each, potentially raising $205 million to strengthen its capital structure for future acquisitions and investments.
- Additional Purchase Option: Underwriters have a 30-day option to purchase an additional 1.5 million shares, which, if exercised, would further increase total capital and enhance market demand and liquidity for the stock.
- Share Repurchase Plan: Concurrently, Jefferson Capital will repurchase 3 million shares at the same price from underwriters, indicating confidence in its stock and potentially boosting earnings per share.
- Underwriter Lineup: The offering is managed by notable financial institutions including Jefferies and Keefe, Bruyette & Woods, reflecting strong market interest and trust in the transaction.
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Jefferson Capital Plans to Offer 10 Million Shares in Secondary Offering
- Stock Offering Plan: Jefferson Capital intends to sell 10 million shares of common stock in an underwritten secondary offering, which is expected to provide liquidity to existing shareholders and enhance market confidence.
- Additional Purchase Option: Underwriters will have a 30-day option to purchase an additional 1.5 million shares, further increasing market participation and potentially enhancing stock liquidity.
- Share Repurchase Plan: Jefferson Capital plans to concurrently repurchase 3 million shares of common stock at the price paid by underwriters to selling shareholders, which will reduce the number of shares outstanding and may enhance earnings per share.
- Underwriter Lineup: The secondary offering is being managed by Jefferies and Keefe, Bruyette & Woods as joint-lead book-running managers, reflecting strong market confidence and support for the company.
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