HomeTrust Bancshares Reports Q4 EPS of $0.93, 8.3% Increase in Cash Dividends
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 22 2026
0mins
Should l Buy HTB?
Source: seekingalpha
- Financial Performance: HomeTrust Bancshares reported a Q4 GAAP EPS of $0.93 with revenues of $53.61 million, showing stable profitability despite a slight decline in annualized return on assets (ROA) to 1.44%.
- Shareholder Returns: The company increased its quarterly cash dividend from $0.12 to $0.13 per share, an 8.3% rise totaling $2.2 million, reflecting a commitment to shareholder returns and financial health.
- Stock Buyback: During the quarter, 241,201 shares of common stock were repurchased at an average price of $42.19, indicating the company's confidence in its stock value and enhancing earnings per share.
- Credit Loss Provision: The provision for credit losses was $2.1 million, up from $2.0 million in the previous quarter, demonstrating a cautious approach to risk management while maintaining overall financial stability.
Trade with 70% Backtested Accuracy
Stop guessing "Should I Buy HTB?" and start using high-conviction signals backed by rigorous historical data.
Sign up today to access powerful investing tools and make smarter, data-driven decisions.
Analyst Views on HTB
Wall Street analysts forecast HTB stock price to fall
2 Analyst Rating
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 45.550
Low
42.00
Averages
42.50
High
43.00
Current: 45.550
Low
42.00
Averages
42.50
High
43.00
About HTB
HomeTrust Bancshares, Inc. is the bank holding company for HomeTrust Bank (the Bank). The Bank is a state-chartered, community-focused financial institution committed to providing value-added relationship banking with over 30 locations, as well as online/mobile channels. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences, including home equity loans and other consumer loans. It also originates one-to-four family loans, SBA loans and HELOCs to sell to third parties. It invests in debt securities issued by the United States Government agencies and GSEs, municipal bonds, corporate bonds, commercial paper and certificates of deposit insured by the Federal Deposit Insurance Corporation.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
HomeTrust Bank Celebrates Partnership with Asheville Tourists at HomeTrust Park Opening
- Community Partnership: HomeTrust Bank's collaboration with the Asheville Tourists is more than a sponsorship; it reflects a shared commitment to the community, aiming to strengthen ties with local residents by enhancing the ballpark experience, thereby driving long-term growth for both parties in Asheville.
- Historical Legacy: HomeTrust Park, a historic venue, has undergone a $40 million renovation aimed at providing a superior experience for fans and players while preserving its historical character, ensuring its continued significance in future community events.
- Economic Impact: HomeTrust Bank's investment not only enhances the ballpark facilities but is also expected to attract more visitors and events, further stimulating economic growth in the Asheville area and boosting local business vitality.
- Brand Image Enhancement: By partnering with the Asheville Tourists, HomeTrust Bank reinforces its brand image as the only bank headquartered in Asheville, showcasing its deep emotional connection and responsibility to the community, thereby solidifying its market position.
See More
Intel Corp Reports Q4 Earnings, Shares Drop 13.1% on Weak Outlook
- Earnings Beat: Intel reported fourth-quarter revenue expectations between $11.7 billion and $12.7 billion, but shares fell 13.1% to $47.19 in pre-market trading due to a weak outlook, indicating market concerns about future performance.
- Adjusted Earnings Outlook: The company anticipates breakeven adjusted earnings for the first quarter, missing the market estimate of five cents per share, reflecting challenges in the competitive semiconductor market that could undermine investor confidence.
- Other Stocks Movement: In pre-market trading, Ambitions Enterprise Management shares dropped 19.1%, and Korea Electric Power Corp fell 7.1%, highlighting a broader market sentiment decline and reduced investor confidence in tech stocks.
- Capital One Earnings Impact: Capital One Financial Corp's stock declined 3.3% after reporting worse-than-expected fourth-quarter adjusted EPS, further exacerbating market concerns about financial stocks and potentially affecting overall market performance.
See More
HomeTrust Bancshares Reports Q4 EPS of $0.93, 8.3% Increase in Cash Dividends
- Financial Performance: HomeTrust Bancshares reported a Q4 GAAP EPS of $0.93 with revenues of $53.61 million, showing stable profitability despite a slight decline in annualized return on assets (ROA) to 1.44%.
- Shareholder Returns: The company increased its quarterly cash dividend from $0.12 to $0.13 per share, an 8.3% rise totaling $2.2 million, reflecting a commitment to shareholder returns and financial health.
- Stock Buyback: During the quarter, 241,201 shares of common stock were repurchased at an average price of $42.19, indicating the company's confidence in its stock value and enhancing earnings per share.
- Credit Loss Provision: The provision for credit losses was $2.1 million, up from $2.0 million in the previous quarter, demonstrating a cautious approach to risk management while maintaining overall financial stability.
See More
HomeTrust Bancshares (HTB) Declares $0.13 Quarterly Dividend with 1.15% Yield
- Quarterly Dividend Announcement: HomeTrust Bancshares has declared a quarterly dividend of $0.13 per share, consistent with previous payouts, reflecting the company's stable cash flow and profitability, which enhances investor confidence.
- Yield Performance: The forward yield of 1.15% provides relative attractiveness in the current market environment, potentially appealing to income-seeking investors looking for reliable returns.
- Payment Timeline: The dividend is payable on February 26, with a record date of February 18 and an ex-dividend date also on February 18, ensuring shareholders receive their earnings promptly, which boosts shareholder satisfaction.
- Investor Focus: The dividend announcement aligns with HomeTrust Bancshares' historical earnings data, indicating that the company is committed to returning value to shareholders while maintaining robust financial performance, which may positively influence future stock prices.
See More
HomeTrust Bancshares Named 2026 Great Employer in North Carolina and Best Place to Work in Multiple States
- Multiple Awards: HomeTrust Bank has been recognized as a 2026 Great Employer in North Carolina and a Best Place to Work in Georgia, Tennessee, and Virginia, highlighting its success in employee satisfaction and cultural investment.
- Cultural Impact: Since 2023, HomeTrust has been acknowledged by various organizations for successfully creating an engaging workplace culture, further solidifying its position as a high-performing regional community bank.
- Employee Experience Survey: The Great Employers and Best Places to Work awards are based on a two-part survey evaluating workplace policies, practices, and employee experiences, ensuring continuous improvement in employee satisfaction.
- Clear Strategic Goals: HomeTrust aims to maintain its recognition as a high-performing regional community bank while attracting and retaining exceptional talent by being a best place to work, thereby enhancing its financial performance.
See More
HomeTrust Bancshares (HTB) Receives Upgrade to Buy: Key Information You Need to Know
Zacks Rank Upgrade: HomeTrust Bancshares (HTB) has been upgraded to a Zacks Rank #2 (Buy), indicating a positive outlook on its earnings estimates, which could lead to an increase in stock price.
Earnings Estimate Revisions: The Zacks Consensus Estimate for HTB has risen by 0.3% over the past three months, reflecting analysts' growing confidence in the company's earnings potential.
Correlation with Stock Movement: There is a strong correlation between earnings estimate revisions and stock price movements, suggesting that tracking these revisions can be beneficial for investors.
Market Positioning: The upgrade places HTB in the top 20% of Zacks-covered stocks, highlighting its potential for market-beating returns in the near term.
See More
HomeTrust Bank Celebrates Partnership with Asheville Tourists at HomeTrust Park Opening
- Community Partnership: HomeTrust Bank's collaboration with the Asheville Tourists is more than a sponsorship; it reflects a shared commitment to the community, aiming to strengthen ties with local residents by enhancing the ballpark experience, thereby driving long-term growth for both parties in Asheville.
- Historical Legacy: HomeTrust Park, a historic venue, has undergone a $40 million renovation aimed at providing a superior experience for fans and players while preserving its historical character, ensuring its continued significance in future community events.
- Economic Impact: HomeTrust Bank's investment not only enhances the ballpark facilities but is also expected to attract more visitors and events, further stimulating economic growth in the Asheville area and boosting local business vitality.
- Brand Image Enhancement: By partnering with the Asheville Tourists, HomeTrust Bank reinforces its brand image as the only bank headquartered in Asheville, showcasing its deep emotional connection and responsibility to the community, thereby solidifying its market position.
See More
Intel Corp Reports Q4 Earnings, Shares Drop 13.1% on Weak Outlook
- Earnings Beat: Intel reported fourth-quarter revenue expectations between $11.7 billion and $12.7 billion, but shares fell 13.1% to $47.19 in pre-market trading due to a weak outlook, indicating market concerns about future performance.
- Adjusted Earnings Outlook: The company anticipates breakeven adjusted earnings for the first quarter, missing the market estimate of five cents per share, reflecting challenges in the competitive semiconductor market that could undermine investor confidence.
- Other Stocks Movement: In pre-market trading, Ambitions Enterprise Management shares dropped 19.1%, and Korea Electric Power Corp fell 7.1%, highlighting a broader market sentiment decline and reduced investor confidence in tech stocks.
- Capital One Earnings Impact: Capital One Financial Corp's stock declined 3.3% after reporting worse-than-expected fourth-quarter adjusted EPS, further exacerbating market concerns about financial stocks and potentially affecting overall market performance.
See More
HomeTrust Bancshares Reports Q4 EPS of $0.93, 8.3% Increase in Cash Dividends
- Financial Performance: HomeTrust Bancshares reported a Q4 GAAP EPS of $0.93 with revenues of $53.61 million, showing stable profitability despite a slight decline in annualized return on assets (ROA) to 1.44%.
- Shareholder Returns: The company increased its quarterly cash dividend from $0.12 to $0.13 per share, an 8.3% rise totaling $2.2 million, reflecting a commitment to shareholder returns and financial health.
- Stock Buyback: During the quarter, 241,201 shares of common stock were repurchased at an average price of $42.19, indicating the company's confidence in its stock value and enhancing earnings per share.
- Credit Loss Provision: The provision for credit losses was $2.1 million, up from $2.0 million in the previous quarter, demonstrating a cautious approach to risk management while maintaining overall financial stability.
See More
HomeTrust Bancshares (HTB) Declares $0.13 Quarterly Dividend with 1.15% Yield
- Quarterly Dividend Announcement: HomeTrust Bancshares has declared a quarterly dividend of $0.13 per share, consistent with previous payouts, reflecting the company's stable cash flow and profitability, which enhances investor confidence.
- Yield Performance: The forward yield of 1.15% provides relative attractiveness in the current market environment, potentially appealing to income-seeking investors looking for reliable returns.
- Payment Timeline: The dividend is payable on February 26, with a record date of February 18 and an ex-dividend date also on February 18, ensuring shareholders receive their earnings promptly, which boosts shareholder satisfaction.
- Investor Focus: The dividend announcement aligns with HomeTrust Bancshares' historical earnings data, indicating that the company is committed to returning value to shareholders while maintaining robust financial performance, which may positively influence future stock prices.
See More
HomeTrust Bancshares Named 2026 Great Employer in North Carolina and Best Place to Work in Multiple States
- Multiple Awards: HomeTrust Bank has been recognized as a 2026 Great Employer in North Carolina and a Best Place to Work in Georgia, Tennessee, and Virginia, highlighting its success in employee satisfaction and cultural investment.
- Cultural Impact: Since 2023, HomeTrust has been acknowledged by various organizations for successfully creating an engaging workplace culture, further solidifying its position as a high-performing regional community bank.
- Employee Experience Survey: The Great Employers and Best Places to Work awards are based on a two-part survey evaluating workplace policies, practices, and employee experiences, ensuring continuous improvement in employee satisfaction.
- Clear Strategic Goals: HomeTrust aims to maintain its recognition as a high-performing regional community bank while attracting and retaining exceptional talent by being a best place to work, thereby enhancing its financial performance.
See More
HomeTrust Bancshares (HTB) Receives Upgrade to Buy: Key Information You Need to Know
Zacks Rank Upgrade: HomeTrust Bancshares (HTB) has been upgraded to a Zacks Rank #2 (Buy), indicating a positive outlook on its earnings estimates, which could lead to an increase in stock price.
Earnings Estimate Revisions: The Zacks Consensus Estimate for HTB has risen by 0.3% over the past three months, reflecting analysts' growing confidence in the company's earnings potential.
Correlation with Stock Movement: There is a strong correlation between earnings estimate revisions and stock price movements, suggesting that tracking these revisions can be beneficial for investors.
Market Positioning: The upgrade places HTB in the top 20% of Zacks-covered stocks, highlighting its potential for market-beating returns in the near term.
See More
