Hamilton Insurance Group Reports Strong Q4 Earnings
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 16 hours ago
0mins
Should l Buy HG?
Source: seekingalpha
- Net Income Growth: Hamilton Insurance Group reported a Q4 net income of $172.2 million, or $1.69 per diluted share, indicating a significant improvement in profitability that reflects robust business operations and strong market demand.
- Operating Income Performance: The company achieved an operating income of $168.2 million in Q4, with a diluted operating income per share of $1.65, demonstrating sustained growth in its core business and enhanced profitability, which further solidifies investor confidence.
- Premium Revenue Increase: Gross premiums written reached $669.0 million in Q4, a 23.0% increase year-over-year, showcasing the company's expansion in market share and the increasing competitiveness of its products and services.
- Net Premium Revenue Growth: Net premiums earned totaled $576.7 million, reflecting a 19.7% year-over-year increase, which highlights the company's successful strategies in customer acquisition and retention, thereby strengthening its market position in the insurance industry.
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Analyst Views on HG
Wall Street analysts forecast HG stock price to fall
5 Analyst Rating
3 Buy
2 Hold
0 Sell
Moderate Buy
Current: 30.500
Low
24.00
Averages
29.20
High
32.00
Current: 30.500
Low
24.00
Averages
29.20
High
32.00
About HG
Hamilton Insurance Group, Ltd. is a Bermuda-based company, which underwrites specialty insurance and reinsurance risks on a global basis through its wholly owned subsidiaries. Its products include Hamilton Re, Hamilton Global Specialty and Hamilton Select. Hamilton Re products include Casualty Reinsurance, US Casualty Reinsurance, Property Treaty Reinsurance, Specialty Reinsurance, Casualty Insurance, Financial Lines Insurance, Property D&F Insurance, General Liability Reinsurance, Healthcare Reinsurance, Aviation Reinsurance, and others. Hamilton Global Specialty products include Accident & Health Insurance, Cyber Insurance, Excess Energy Insurance (Americas), Environmental Insurance (Americas), Environmental Insurance, Financial Institutions Insurance, Fine Art & Specie Insurance, Kidnap & Ransom Insurance, Political Risk Insurance, and others. Hamilton Select products include Allied Medical Insurance, General Casualty Insurance, Medical Professionals Insurance, and others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Hamilton Insurance Group Reports Strong Q4 Earnings
- Net Income Growth: Hamilton Insurance Group reported a Q4 net income of $172.2 million, or $1.69 per diluted share, indicating a significant improvement in profitability that reflects robust business operations and strong market demand.
- Operating Income Performance: The company achieved an operating income of $168.2 million in Q4, with a diluted operating income per share of $1.65, demonstrating sustained growth in its core business and enhanced profitability, which further solidifies investor confidence.
- Premium Revenue Increase: Gross premiums written reached $669.0 million in Q4, a 23.0% increase year-over-year, showcasing the company's expansion in market share and the increasing competitiveness of its products and services.
- Net Premium Revenue Growth: Net premiums earned totaled $576.7 million, reflecting a 19.7% year-over-year increase, which highlights the company's successful strategies in customer acquisition and retention, thereby strengthening its market position in the insurance industry.
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- Sector Resilience: This group within the financial sector is demonstrating its strength and resilience compared to the broader market.
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Hamilton Insurance Group Appoints New Head of Compliance
- New Compliance Head Appointment: Hamilton Insurance Group has announced the promotion of Moussa Thiam to Group Head of Compliance effective January 1, 2026, reflecting the company's ongoing commitment to strengthening governance and regulatory oversight as a publicly listed entity.
- Coordination of Compliance Activities: Thiam will lead and coordinate compliance efforts across Hamilton's global operations, ensuring consistent standards across underwriting platforms and supporting the company's strategic ambitions by embedding compliance into daily decision-making.
- Extensive Compliance Experience: Since joining Hamilton in December 2024, Thiam has made significant contributions to compliance and regulatory initiatives, previously serving as Head of Cross-Border & International Compliance at Beazley, bringing a wealth of industry experience.
- Building a Global Compliance Culture: This appointment underscores the importance of maintaining high compliance standards in an increasingly complex regulatory landscape, as Hamilton is committed to promoting sustainable and responsible growth globally.
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Hamilton Insurance Group Appoints New Chief Underwriting Officer Effective January 1, 2026
- Executive Appointment: Hamilton Insurance Group has appointed Susan Steinhoff as Chief Underwriting Officer at Hamilton Re, effective January 1, 2026, bringing over 25 years of insurance experience to lead underwriting activities and report to CEO Adrian Daws.
- Leadership Transition: Steinhoff succeeds Tim Duffin, who became Group Chief Underwriting Officer on January 1, 2026, with this leadership change aimed at strengthening the company's underwriting capabilities and delivering exceptional value to clients and partners.
- Industry Recognition: Daws noted that Steinhoff has been with Hamilton since its early days and has excelled in leading the property reinsurance team, earning respect across the industry for her expertise and client-centric approach.
- Continuity in Leadership: The appointment is accompanied by promotions for Peter Riihiluoma and Sergio Lottimore, with Riihiluoma succeeding Steinhoff as SVP of Property Reinsurance and Lottimore succeeding Riihiluoma as SVP of Specialty Reinsurance, highlighting the company's commitment to strong leadership and continuity across its underwriting teams.
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Hamilton Insurance Projects 115.63% EPS Growth to $0.69
- Stock Performance: Hamilton Insurance's stock closed at $27.27, down 2.26% from the previous day, yet it has gained 5.44% over the past month, outperforming the Finance sector's 2.08% increase, indicating strong relative market performance.
- Earnings Expectations: The company is projected to report earnings per share (EPS) of $0.69, reflecting a remarkable 115.63% increase from the same quarter last year, suggesting a significant enhancement in profitability that may attract more investor interest.
- Revenue Forecast: The latest consensus estimates anticipate revenue of $637.31 million, representing an 11.71% year-over-year increase, which underscores the company's robust growth potential in the market and may further bolster investor confidence.
- Analyst Ratings: Hamilton Insurance currently holds a Zacks Rank of #1 (Strong Buy), indicating analyst optimism about its future performance, with a 7.22% rise in EPS estimates over the past month, potentially driving stock price appreciation.
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MetLife Raises 2025 Earnings Estimate to $8.71 per Share
- Earnings Estimate Increase: MetLife has raised its 2025 earnings estimate to $8.71 per share, reflecting a 7.4% year-over-year growth, indicating robust growth potential in its insurance and investment product offerings.
- Revenue Growth Outlook: The projected revenue for 2025 is $79.1 billion, representing an 8.3% year-over-year increase, which highlights strong performance in Group Benefits and the Asia-Pacific market, further solidifying its market position.
- Liquidity Advantage: As of September 30, 2025, the company reported $20.2 billion in cash and cash equivalents, significantly exceeding its short-term debt of $378 million, showcasing strong financial health that supports shareholder returns.
- Cost Control Strategy: Under the New Frontier strategy, MetLife aims to achieve a 100-basis point reduction in unit costs over five years by streamlining operations and expanding high-growth segments to ensure sustainable growth.
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Hamilton Insurance Group Reports Strong Q4 Earnings
- Net Income Growth: Hamilton Insurance Group reported a Q4 net income of $172.2 million, or $1.69 per diluted share, indicating a significant improvement in profitability that reflects robust business operations and strong market demand.
- Operating Income Performance: The company achieved an operating income of $168.2 million in Q4, with a diluted operating income per share of $1.65, demonstrating sustained growth in its core business and enhanced profitability, which further solidifies investor confidence.
- Premium Revenue Increase: Gross premiums written reached $669.0 million in Q4, a 23.0% increase year-over-year, showcasing the company's expansion in market share and the increasing competitiveness of its products and services.
- Net Premium Revenue Growth: Net premiums earned totaled $576.7 million, reflecting a 19.7% year-over-year increase, which highlights the company's successful strategies in customer acquisition and retention, thereby strengthening its market position in the insurance industry.
See More
Insurance Stocks Thrive Amid Market Volatility; Stability Could Be the Key.
- Insurance Stocks Performance: Insurance stocks are showing strong performance, achieving steady gains amidst market volatility.
- Sector Resilience: This group within the financial sector is demonstrating its strength and resilience compared to the broader market.
See More
Hamilton Insurance Group Appoints New Head of Compliance
- New Compliance Head Appointment: Hamilton Insurance Group has announced the promotion of Moussa Thiam to Group Head of Compliance effective January 1, 2026, reflecting the company's ongoing commitment to strengthening governance and regulatory oversight as a publicly listed entity.
- Coordination of Compliance Activities: Thiam will lead and coordinate compliance efforts across Hamilton's global operations, ensuring consistent standards across underwriting platforms and supporting the company's strategic ambitions by embedding compliance into daily decision-making.
- Extensive Compliance Experience: Since joining Hamilton in December 2024, Thiam has made significant contributions to compliance and regulatory initiatives, previously serving as Head of Cross-Border & International Compliance at Beazley, bringing a wealth of industry experience.
- Building a Global Compliance Culture: This appointment underscores the importance of maintaining high compliance standards in an increasingly complex regulatory landscape, as Hamilton is committed to promoting sustainable and responsible growth globally.
See More
Hamilton Insurance Group Appoints New Chief Underwriting Officer Effective January 1, 2026
- Executive Appointment: Hamilton Insurance Group has appointed Susan Steinhoff as Chief Underwriting Officer at Hamilton Re, effective January 1, 2026, bringing over 25 years of insurance experience to lead underwriting activities and report to CEO Adrian Daws.
- Leadership Transition: Steinhoff succeeds Tim Duffin, who became Group Chief Underwriting Officer on January 1, 2026, with this leadership change aimed at strengthening the company's underwriting capabilities and delivering exceptional value to clients and partners.
- Industry Recognition: Daws noted that Steinhoff has been with Hamilton since its early days and has excelled in leading the property reinsurance team, earning respect across the industry for her expertise and client-centric approach.
- Continuity in Leadership: The appointment is accompanied by promotions for Peter Riihiluoma and Sergio Lottimore, with Riihiluoma succeeding Steinhoff as SVP of Property Reinsurance and Lottimore succeeding Riihiluoma as SVP of Specialty Reinsurance, highlighting the company's commitment to strong leadership and continuity across its underwriting teams.
See More
Hamilton Insurance Projects 115.63% EPS Growth to $0.69
- Stock Performance: Hamilton Insurance's stock closed at $27.27, down 2.26% from the previous day, yet it has gained 5.44% over the past month, outperforming the Finance sector's 2.08% increase, indicating strong relative market performance.
- Earnings Expectations: The company is projected to report earnings per share (EPS) of $0.69, reflecting a remarkable 115.63% increase from the same quarter last year, suggesting a significant enhancement in profitability that may attract more investor interest.
- Revenue Forecast: The latest consensus estimates anticipate revenue of $637.31 million, representing an 11.71% year-over-year increase, which underscores the company's robust growth potential in the market and may further bolster investor confidence.
- Analyst Ratings: Hamilton Insurance currently holds a Zacks Rank of #1 (Strong Buy), indicating analyst optimism about its future performance, with a 7.22% rise in EPS estimates over the past month, potentially driving stock price appreciation.
See More
MetLife Raises 2025 Earnings Estimate to $8.71 per Share
- Earnings Estimate Increase: MetLife has raised its 2025 earnings estimate to $8.71 per share, reflecting a 7.4% year-over-year growth, indicating robust growth potential in its insurance and investment product offerings.
- Revenue Growth Outlook: The projected revenue for 2025 is $79.1 billion, representing an 8.3% year-over-year increase, which highlights strong performance in Group Benefits and the Asia-Pacific market, further solidifying its market position.
- Liquidity Advantage: As of September 30, 2025, the company reported $20.2 billion in cash and cash equivalents, significantly exceeding its short-term debt of $378 million, showcasing strong financial health that supports shareholder returns.
- Cost Control Strategy: Under the New Frontier strategy, MetLife aims to achieve a 100-basis point reduction in unit costs over five years by streamlining operations and expanding high-growth segments to ensure sustainable growth.
See More
