Great Southern Q4 Net Interest Margin at 3.70%

Reports Q4 net interest margin was 3.70% vs. 3.49% a year ago. Q4 common Equity Tier 1 Capital Ratio was 13.6% vs. 12.3% a year ago. CEO Joseph Turner commented, "Our Q4 and full year 2025 results reflect the sustained success of our core banking operations and our commitment to long-term tangible book value appreciation, despite a volatile economic environment. Throughout the year, we remained focused on preserving net interest margin, protecting credit quality, controlling non-interest expense, and opportunistically repurchasing our stock. That discipline translated into solid profitability in Q4, with net income of $16.3M, or $1.45 per diluted common share, compared to $14.9M, or $1.27 per diluted common share, in the prior year period. For the full year, net income was $71.0M, or $6.19 per diluted common share, compared to $61.8M, or $5.26 per diluted common share, in the prior year. As we begin 2026, we remain focused on maintaining strong capital and liquidity positions, deploying capital thoughtfully, maintaining strong credit metrics, and supporting our customers and communities. At December 31, 2025, our tangible common equity ratio was 11.2%, and book value per common share was approximately $57.50...While economic conditions and market interest rate levels may fluctuate throughout 2026, we believe our conservative approach, sound balance sheet, and dedicated associates position Great Southern to continue delivering long-term value for our stockholders".