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GSBC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
60.930
Open
60.000
VWAP
60.54
Vol
35.11K
Mkt Cap
668.09M
Low
59.760
Amount
2.13M
EV/EBITDA(TTM)
10.10
Total Shares
10.96M
EV
963.43M
EV/OCF(TTM)
--
P/S(TTM)
3.12
Great Southern Bancorp, Inc. is a bank holding company of Great Southern Bank (the Bank). The Company conducts its business as a financial holding company. Through the Bank and subsidiaries of the Bank, the Company primarily offers a variety of banking and banking-related services. The Company operates through a single segment, banking operation. The banking operation segment is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans by attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others. The Bank offers a range of banking services through its 89 banking centers located in southern and central Missouri; the Kansas City, Missouri area; the St. Louis area; eastern Kansas; northwestern Arkansas; the Minneapolis area and eastern, western and central Iowa.
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Events Timeline

(ET)
2026-01-21
18:10:00
Great Southern Q4 Net Interest Margin at 3.70%
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2025-10-15 (ET)
2025-10-15
18:05:30
Great Southern Bancorp announces preliminary Q3 earnings per share of $1.56, exceeding consensus estimate of $1.50.
select
2025-07-16 (ET)
2025-07-16
19:04:17
Great Southern Bancorp reports preliminary Q2 EPS $1.72, two estimates $1.33
select
2025-04-16 (ET)
2025-04-16
18:35:33
Great Southern Bancorp sees Q1 EPS $1.47, consensus $1.27
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News

seekingalpha
9.5
01-22seekingalpha
Great Southern Bancorp Reports $16.3M Net Income in Q4 2025, Equity Rises to $636.1M
  • Net Income Growth: In Q4 2025, Great Southern Bancorp reported net income of $16.3 million or $1.45 per diluted share, significantly up from $14.9 million and $1.27 per share in the same quarter last year, reflecting sustained success in core banking operations.
  • Interest Income Dynamics: Although net interest income totaled $49.2 million, down 0.7% year-over-year, effective funding cost management led to an expansion in net interest margin from 3.49% to 3.70%, demonstrating resilience in a volatile economic environment.
  • Loan Quality Maintenance: At year-end 2025, net loans receivable stood at $4.36 billion, a 7.1% decline from the previous year, yet nonperforming assets accounted for only 0.15% of total assets, showcasing strong credit quality.
  • Expense Control Effectiveness: Noninterest expenses for Q4 were $36 million, down 2.6% year-over-year, as the company enhanced its capital base through cost control and stock repurchase strategies, increasing stockholders' equity by $36.6 million to $636.1 million.
seekingalpha
9.5
01-22seekingalpha
Great Southern Bancorp Q4 EPS Beats Expectations with Slight Revenue Decline
  • Earnings Beat: Great Southern Bancorp reported a Q4 GAAP EPS of $1.45, exceeding expectations by $0.11, indicating sustained profitability despite market challenges.
  • Slight Revenue Decline: The quarter's revenue was $56.35 million, down 0.2% year-over-year, yet it surpassed market expectations by $1.32 million, demonstrating resilience in revenue stability.
  • Improved Return on Equity: As of December 31, 2025, the annualized return on average common equity was 10.16%, significantly up from 9.76% in 2024, reflecting improved capital efficiency.
  • Increased Net Interest Margin: The annualized net interest margin rose to 3.70%, compared to 3.49% a year earlier, showcasing the company's adaptability and enhanced profitability in changing interest rate environments.
Globenewswire
9.5
01-21Globenewswire
Great Southern Bancorp Reports Q4 2025 EPS of $1.45 and Net Income of $16.3 Million
  • Earnings Growth: In Q4 2025, Great Southern Bancorp reported earnings per share of $1.45 and net income of $16.3 million, significantly up from $1.27 and $14.9 million in Q4 2024, reflecting the sustained success of the company's core banking operations.
  • Asset Quality Improvement: As of December 31, 2025, non-performing assets decreased to $8.1 million, representing 0.15% of total assets, down from $9.6 million and 0.16% a year earlier, indicating effective credit quality management by the company.
  • Net Interest Income Changes: The net interest income for Q4 2025 was $49.2 million, slightly down from $49.5 million in Q4 2024, primarily due to the end of accounting recognition for an interest rate swap, yet the net interest margin improved to 3.70%, showcasing successful cost control.
  • Loan Portfolio Adjustment: Total net loans stood at $4.36 billion as of December 31, 2025, a 7.1% decrease from 2024, driven by significant repayments in multi-family, construction, and commercial loans, reflecting a cautious approach to loan origination.
Newsfilter
9.5
01-05Newsfilter
Great Southern Bancorp to Report Q4 2025 Earnings on January 21, 2026
  • Earnings Release Schedule: Great Southern Bancorp plans to report preliminary Q4 2025 earnings after market close on January 21, 2026, and will host a conference call on January 22 at 2:00 PM Central Time, ensuring timely financial information for investors.
  • Investor Participation: The conference call will be available live and in recorded format, with a recommendation for participants to join 10 minutes early to ensure smooth downloading and installation of necessary audio applications, enhancing the overall experience.
  • Information Transparency: The company will notify the public of the earnings release through a news release and post results on its Investor Relations website, ensuring timely and transparent communication in compliance with SEC requirements.
  • Business Coverage: Great Southern Bank operates 89 retail banking centers across Missouri, Iowa, Kansas, and other states, showcasing its extensive market reach and diversified financial services, which further solidifies its competitive position in the regional market.
Globenewswire
8.0
2025-12-17Globenewswire
Great Southern Bancorp Declares $0.43 Quarterly Dividend for Q4 2025
  • Dividend Declaration: Great Southern Bancorp's Board of Directors has declared a $0.43 per common share dividend for Q4 2025, payable on January 13, 2026, which underscores the company's ongoing profitability and commitment to shareholder returns.
  • Consecutive Payment Record: This dividend marks the 144th consecutive quarterly dividend paid to common stockholders, reflecting the company's stable financial performance and long-term strategy for shareholder value creation.
  • Broad Business Coverage: Great Southern Bank operates 89 retail banking centers across Missouri, Iowa, Kansas, and other states, enhancing its competitive position in the Midwest market while providing a diverse range of banking services to customers.
  • Market Positioning: As a publicly traded company on the Nasdaq Global Select Market, GSBC's stable dividend policy not only attracts investor interest but also strengthens its market position within the financial services industry.
Newsfilter
8.0
2025-12-17Newsfilter
Great Southern Bancorp Declares $0.43 Quarterly Dividend for Q4 2025
  • Consistent Dividend Record: Great Southern Bancorp has declared a $0.43 quarterly dividend payable on January 13, 2026, to shareholders of record as of December 29, 2025, marking the 144th consecutive quarterly dividend, which underscores the company's stable profitability and commitment to shareholders.
  • Shareholder Return Strategy: This dividend payment not only reflects the company's strong financial performance but also demonstrates its strategic determination to consistently return value to shareholders, thereby enhancing investor confidence in the company's future growth.
  • Broad Business Coverage: Great Southern Bank operates 89 retail banking centers across Missouri, Iowa, Kansas, and other states, showcasing its market penetration in the Midwest and further solidifying its position as a regional bank.
  • Market Positioning: As a Nasdaq-listed company, GSBC's stable dividends and extensive service network provide it with a favorable market position in the competitive banking industry, enabling it to attract greater investor attention and trust.
Wall Street analysts forecast GSBC stock price to rise
1 Analyst Rating
Wall Street analysts forecast GSBC stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
61.00
Averages
61.00
High
61.00
Current: 0.000
sliders
Low
61.00
Averages
61.00
High
61.00
Keefe Bruyette
Market Perform
maintain
$61 -> $63
AI Analysis
2026-01-23
Reason
Keefe Bruyette
Price Target
$61 -> $63
AI Analysis
2026-01-23
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Great Southern Bancorp to $63 from $61 and keeps a Market Perform rating on the shares.
Keefe Bruyette
Market Perform
downgrade
$63 -> $61
2025-10-17
Reason
Keefe Bruyette
Price Target
$63 -> $61
2025-10-17
downgrade
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on Great Southern Bancorp to $61 from $63 and keeps a Market Perform rating on the shares. The firm's outlook for loan growth remains subdued, the analyst tells investors in a research note.
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Valuation Metrics

The current forward P/E ratio for Great Southern Bancorp Inc (GSBC.O) is 11.68, compared to its 5-year average forward P/E of 10.80. For a more detailed relative valuation and DCF analysis to assess Great Southern Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.80
Current PE
11.68
Overvalued PE
11.75
Undervalued PE
9.85

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.13
Current PS
3.12
Overvalued PS
3.44
Undervalued PS
2.82

Financials

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Frequently Asked Questions

What is Great Southern Bancorp Inc (GSBC) stock price today?

The current price of GSBC is 60.93 USD — it has decreased -0.02

What is Great Southern Bancorp Inc (GSBC)'s business?

Great Southern Bancorp, Inc. is a bank holding company of Great Southern Bank (the Bank). The Company conducts its business as a financial holding company. Through the Bank and subsidiaries of the Bank, the Company primarily offers a variety of banking and banking-related services. The Company operates through a single segment, banking operation. The banking operation segment is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans by attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others. The Bank offers a range of banking services through its 89 banking centers located in southern and central Missouri; the Kansas City, Missouri area; the St. Louis area; eastern Kansas; northwestern Arkansas; the Minneapolis area and eastern, western and central Iowa.

What is the price predicton of GSBC Stock?

Wall Street analysts forecast GSBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for GSBC is61.00 USD with a low forecast of 61.00 USD and a high forecast of 61.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Great Southern Bancorp Inc (GSBC)'s revenue for the last quarter?

Great Southern Bancorp Inc revenue for the last quarter amounts to 54.97M USD, decreased -0.61

What is Great Southern Bancorp Inc (GSBC)'s earnings per share (EPS) for the last quarter?

Great Southern Bancorp Inc. EPS for the last quarter amounts to 1.45 USD, increased 14.17

How many employees does Great Southern Bancorp Inc (GSBC). have?

Great Southern Bancorp Inc (GSBC) has 1075 emplpoyees as of March 12 2026.

What is Great Southern Bancorp Inc (GSBC) market cap?

Today GSBC has the market capitalization of 668.09M USD.