Goosehead Insurance Q4 Earnings Exceed Expectations
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 day ago
0mins
Should l Buy GSHD?
Source: seekingalpha
- Strong Earnings Performance: Goosehead Insurance reported a Q4 GAAP EPS of $0.48, beating expectations by $0.11, which highlights the company's robust profitability and boosts investor confidence.
- Significant Revenue Growth: The fourth quarter revenue reached $105.26 million, a 12.1% year-over-year increase, surpassing market expectations by $5.59 million, reflecting the company's competitive position and sustained customer demand.
- Premiums and Policies Growth: Total written premiums for Q4 amounted to $1.1 billion, up 13% year-over-year, while policies in force grew 14% to approximately 1.9 million, indicating successful market share expansion.
- Optimistic Future Outlook: The company projects total revenues to grow organically between 10% and 19% and written premiums to increase between 12% and 20% in 2026, demonstrating management's confidence in future business development and strategic planning.
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Analyst Views on GSHD
Wall Street analysts forecast GSHD stock price to rise
11 Analyst Rating
5 Buy
5 Hold
1 Sell
Moderate Buy
Current: 50.630
Low
43.00
Averages
91.70
High
140.00
Current: 50.630
Low
43.00
Averages
91.70
High
140.00
About GSHD
Goosehead Insurance, Inc. is an independent personal lines insurance agency. The Company is engaged in distributing personal line policies throughout the United States. It offers Digital Agent, an online quoting platform, that allows clients to shop their home and auto insurance rates with top carriers. The Digital Agent combines millions of data points, which includes its quoting data over hundreds of thousands of transactions, to bring clients actual quotes specific to their needs. Clients can then bind these quotes through a short call with one of its local licensed agents with expertise in the client's specific market. It distributes insurance policies for a range of primarily personal lines of business, including homeowner’s insurance, automotive, dwelling property insurance, flood, wind and earthquake insurance, excess liability or umbrella insurance, specialty lines insurance (motorcycle, recreational vehicle, and other insurance), commercial lines insurance and life insurance.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Significant Revenue Growth: Goosehead Insurance reported total revenue of $365.3 million for 2025, reflecting a 16% year-over-year increase, with Q4 revenue reaching $105.3 million, up 12% from the previous year, indicating strong performance in client retention and new business production.
- Technology-Driven Strategy: The launch of the Digital Agent 2.0 platform in Texas has enabled true end-to-end binding capabilities with multiple auto carriers, highlighting the central role of technology in the company's operations and expected to drive future growth and efficiency improvements.
- Improved Client Retention: Client retention rates increased from 84% in Q2 to 85% in Q3, with a 14% rise in policies in force, demonstrating ongoing improvements in customer satisfaction and market competitiveness.
- Optimistic Future Outlook: Management projects organic revenue growth for 2026 to be between 10% and 19%, with written premium growth expected between 12% and 20%, indicating strong long-term growth potential despite anticipated short-term margin compression.
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- Strong Earnings Performance: Goosehead Insurance reported a Q4 GAAP EPS of $0.48, beating expectations by $0.11, which highlights the company's robust profitability and boosts investor confidence.
- Significant Revenue Growth: The fourth quarter revenue reached $105.26 million, a 12.1% year-over-year increase, surpassing market expectations by $5.59 million, reflecting the company's competitive position and sustained customer demand.
- Premiums and Policies Growth: Total written premiums for Q4 amounted to $1.1 billion, up 13% year-over-year, while policies in force grew 14% to approximately 1.9 million, indicating successful market share expansion.
- Optimistic Future Outlook: The company projects total revenues to grow organically between 10% and 19% and written premiums to increase between 12% and 20% in 2026, demonstrating management's confidence in future business development and strategic planning.
See More
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