Goosehead Insurance Q4 2025 Earnings Highlights
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 hour ago
0mins
Should l Buy GSHD?
Source: seekingalpha
- Significant Revenue Growth: Goosehead Insurance reported total revenue of $365.3 million for 2025, reflecting a 16% year-over-year increase, with Q4 revenue reaching $105.3 million, up 12% from the previous year, indicating strong performance in client retention and new business production.
- Technology-Driven Strategy: The launch of the Digital Agent 2.0 platform in Texas has enabled true end-to-end binding capabilities with multiple auto carriers, highlighting the central role of technology in the company's operations and expected to drive future growth and efficiency improvements.
- Improved Client Retention: Client retention rates increased from 84% in Q2 to 85% in Q3, with a 14% rise in policies in force, demonstrating ongoing improvements in customer satisfaction and market competitiveness.
- Optimistic Future Outlook: Management projects organic revenue growth for 2026 to be between 10% and 19%, with written premium growth expected between 12% and 20%, indicating strong long-term growth potential despite anticipated short-term margin compression.
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Analyst Views on GSHD
Wall Street analysts forecast GSHD stock price to rise
11 Analyst Rating
5 Buy
5 Hold
1 Sell
Moderate Buy
Current: 48.690
Low
43.00
Averages
91.70
High
140.00
Current: 48.690
Low
43.00
Averages
91.70
High
140.00
About GSHD
Goosehead Insurance, Inc. is an independent personal lines insurance agency. The Company is engaged in distributing personal line policies throughout the United States. It offers Digital Agent, an online quoting platform, that allows clients to shop their home and auto insurance rates with top carriers. The Digital Agent combines millions of data points, which includes its quoting data over hundreds of thousands of transactions, to bring clients actual quotes specific to their needs. Clients can then bind these quotes through a short call with one of its local licensed agents with expertise in the client's specific market. It distributes insurance policies for a range of primarily personal lines of business, including homeowner’s insurance, automotive, dwelling property insurance, flood, wind and earthquake insurance, excess liability or umbrella insurance, specialty lines insurance (motorcycle, recreational vehicle, and other insurance), commercial lines insurance and life insurance.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Goosehead Insurance Q4 2025 Earnings Highlights
- Significant Revenue Growth: Goosehead Insurance reported total revenue of $365.3 million for 2025, reflecting a 16% year-over-year increase, with Q4 revenue reaching $105.3 million, up 12% from the previous year, indicating strong performance in client retention and new business production.
- Technology-Driven Strategy: The launch of the Digital Agent 2.0 platform in Texas has enabled true end-to-end binding capabilities with multiple auto carriers, highlighting the central role of technology in the company's operations and expected to drive future growth and efficiency improvements.
- Improved Client Retention: Client retention rates increased from 84% in Q2 to 85% in Q3, with a 14% rise in policies in force, demonstrating ongoing improvements in customer satisfaction and market competitiveness.
- Optimistic Future Outlook: Management projects organic revenue growth for 2026 to be between 10% and 19%, with written premium growth expected between 12% and 20%, indicating strong long-term growth potential despite anticipated short-term margin compression.
See More
Goosehead Insurance Q4 Earnings Exceed Expectations
- Strong Earnings Performance: Goosehead Insurance reported a Q4 GAAP EPS of $0.48, beating expectations by $0.11, which highlights the company's robust profitability and boosts investor confidence.
- Significant Revenue Growth: The fourth quarter revenue reached $105.26 million, a 12.1% year-over-year increase, surpassing market expectations by $5.59 million, reflecting the company's competitive position and sustained customer demand.
- Premiums and Policies Growth: Total written premiums for Q4 amounted to $1.1 billion, up 13% year-over-year, while policies in force grew 14% to approximately 1.9 million, indicating successful market share expansion.
- Optimistic Future Outlook: The company projects total revenues to grow organically between 10% and 19% and written premiums to increase between 12% and 20% in 2026, demonstrating management's confidence in future business development and strategic planning.
See More
The Battle Between Insurance Agents and AI Superagents
Insurance Brokerage Stocks Decline: Insurance brokerage stocks experienced a decline on Thursday, reflecting a broader trend in the stock market.
Impact of AI on the Sector: The drop in stock prices is attributed to investors' concerns about potential disruptions caused by emerging AI applications, referred to as superagents.
See More
Recent Decline in AI Stocks: Insurance Brokers
Insurance Broker Shares Decline: Shares of major insurance brokers fell this week following the announcement of a new ChatGPT-based app designed to assist homeowners in selecting and purchasing insurance.
Introduction of ChatGPT App: The app aims to streamline the insurance buying process for homeowners, potentially disrupting traditional insurance brokerage practices.
See More
Planet Insurance Partners with Goosehead for Enhanced Home Insurance Solutions
- Strategic Partnership: Planet Insurance has formed a strategic franchise partnership with Goosehead Insurance to deliver a customer-centric insurance solution focused on choice, speed, and service, enhancing the overall customer experience.
- Insurance Choice Platform: Through this collaboration, customers can compare policy options from over 200 top-tier carriers, aiding them in understanding coverage options during the home buying process to ensure selections that meet their needs and budget.
- Addressing Market Challenges: With rising homeowners' insurance costs in most states in 2025, the establishment of a choice platform is crucial, as the partnership aims to simplify the insurance process and help customers consider coverage options earlier in their purchasing journey.
- Supporting Real Estate Sector: This collaboration not only provides a simpler insurance choice for new and existing homeowners but also supports real estate agents, builders, and Planet teams, ensuring timelines are met and enhancing the overall customer experience.
See More
Goosehead Insurance Executive Offloads Shares Valued at $5,130,522, Per Recent SEC Disclosure
Sale of Shares: Thomas McConnon, Director, sold 69,686 shares in Goosehead Insurance (GSHD) on December 01, 2025.
Company Overview: Goosehead Insurance is a company that operates in the insurance sector, providing various insurance products and services.
Market Impact: The sale of a significant number of shares by a director may influence investor perception and the stock's market performance.
Regulatory Compliance: Such transactions are typically reported to regulatory bodies to ensure transparency and compliance with securities laws.
See More
Goosehead Insurance Q4 2025 Earnings Highlights
- Significant Revenue Growth: Goosehead Insurance reported total revenue of $365.3 million for 2025, reflecting a 16% year-over-year increase, with Q4 revenue reaching $105.3 million, up 12% from the previous year, indicating strong performance in client retention and new business production.
- Technology-Driven Strategy: The launch of the Digital Agent 2.0 platform in Texas has enabled true end-to-end binding capabilities with multiple auto carriers, highlighting the central role of technology in the company's operations and expected to drive future growth and efficiency improvements.
- Improved Client Retention: Client retention rates increased from 84% in Q2 to 85% in Q3, with a 14% rise in policies in force, demonstrating ongoing improvements in customer satisfaction and market competitiveness.
- Optimistic Future Outlook: Management projects organic revenue growth for 2026 to be between 10% and 19%, with written premium growth expected between 12% and 20%, indicating strong long-term growth potential despite anticipated short-term margin compression.
See More
Goosehead Insurance Q4 Earnings Exceed Expectations
- Strong Earnings Performance: Goosehead Insurance reported a Q4 GAAP EPS of $0.48, beating expectations by $0.11, which highlights the company's robust profitability and boosts investor confidence.
- Significant Revenue Growth: The fourth quarter revenue reached $105.26 million, a 12.1% year-over-year increase, surpassing market expectations by $5.59 million, reflecting the company's competitive position and sustained customer demand.
- Premiums and Policies Growth: Total written premiums for Q4 amounted to $1.1 billion, up 13% year-over-year, while policies in force grew 14% to approximately 1.9 million, indicating successful market share expansion.
- Optimistic Future Outlook: The company projects total revenues to grow organically between 10% and 19% and written premiums to increase between 12% and 20% in 2026, demonstrating management's confidence in future business development and strategic planning.
See More
The Battle Between Insurance Agents and AI Superagents
Insurance Brokerage Stocks Decline: Insurance brokerage stocks experienced a decline on Thursday, reflecting a broader trend in the stock market.
Impact of AI on the Sector: The drop in stock prices is attributed to investors' concerns about potential disruptions caused by emerging AI applications, referred to as superagents.
See More
Recent Decline in AI Stocks: Insurance Brokers
Insurance Broker Shares Decline: Shares of major insurance brokers fell this week following the announcement of a new ChatGPT-based app designed to assist homeowners in selecting and purchasing insurance.
Introduction of ChatGPT App: The app aims to streamline the insurance buying process for homeowners, potentially disrupting traditional insurance brokerage practices.
See More
Planet Insurance Partners with Goosehead for Enhanced Home Insurance Solutions
- Strategic Partnership: Planet Insurance has formed a strategic franchise partnership with Goosehead Insurance to deliver a customer-centric insurance solution focused on choice, speed, and service, enhancing the overall customer experience.
- Insurance Choice Platform: Through this collaboration, customers can compare policy options from over 200 top-tier carriers, aiding them in understanding coverage options during the home buying process to ensure selections that meet their needs and budget.
- Addressing Market Challenges: With rising homeowners' insurance costs in most states in 2025, the establishment of a choice platform is crucial, as the partnership aims to simplify the insurance process and help customers consider coverage options earlier in their purchasing journey.
- Supporting Real Estate Sector: This collaboration not only provides a simpler insurance choice for new and existing homeowners but also supports real estate agents, builders, and Planet teams, ensuring timelines are met and enhancing the overall customer experience.
See More
Goosehead Insurance Executive Offloads Shares Valued at $5,130,522, Per Recent SEC Disclosure
Sale of Shares: Thomas McConnon, Director, sold 69,686 shares in Goosehead Insurance (GSHD) on December 01, 2025.
Company Overview: Goosehead Insurance is a company that operates in the insurance sector, providing various insurance products and services.
Market Impact: The sale of a significant number of shares by a director may influence investor perception and the stock's market performance.
Regulatory Compliance: Such transactions are typically reported to regulatory bodies to ensure transparency and compliance with securities laws.
See More
