FICO World to Feature Mentalist Oz Pearlman Demonstrating Customer Insight

Written by Emily J. Thompson, Senior Investment Analyst

Source: Businesswire

Updated: 5d ago

0mins

FICO+2.48%

Should l Buy FICO?

Source: Businesswire

Event Highlights: FICO World will take place from May 19-22, 2026, in Orlando, Florida, expected to attract over 1,500 business leaders from more than 50 countries to explore the latest breakthroughs in AI and applied intelligence, driving customer management and digital transformation.
Psychology Meets Business: Oz Pearlman will demonstrate how reading customer signals can enhance authentic connections between businesses and customers, emphasizing the importance of psychology in customer management to improve satisfaction and loyalty.
AI-Driven Decision Making: Nikhil Behl, President of FICO, noted that AI is reshaping the rules in financial services, with FICO World providing a platform for global leaders to learn from each other and discover new strategies, advancing what is termed the

Trade with 70% Backtested Accuracy

Stop guessing "Should I Buy FICO?" and start using high-conviction signals backed by rigorous historical data.

FICO

$1391+Infinity%1D

Analyst Views on FICO

Wall Street analysts forecast FICO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FICO is 2070 USD with a low forecast of 1700 USD and a high forecast of 2400 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

11 Analyst Rating

8 Buy

3 Hold

0 Sell

Moderate Buy

Current: 1357.340

Low

1700

Averages

2070

High

2400

Current: 1357.340

Low

1700

Averages

2070

High

2400

Goldman Sachs

George Tong

Buy

downgrade

2026-02-02

Reason

Goldman Sachs

George Tong

Price Target

AI Analysis

2026-02-02

downgrade

Buy

Reason

Goldman Sachs analyst George Tong lowered the firm's price target on FICO to $1,777 from $2,070 and keeps a Buy rating on the shares. FICO delivered strong Q1 results with revenue, margins, and EPS beating expectations and reaffirmed full-year guidance, driven by 60% year over year mortgage origination revenue growth from pricing, the analyst tells investors in a research note. With further pricing increases coming in CY26, broader adoption of FICO 10T, and continued market share leadership, the company is positioned for 20%+ EPS growth and potential upside to estimates and valuation, Goldman argues.

Jefferies

Buy

maintain

$2,200

2026-02-02

Reason

Jefferies

Price Target

$2,200

2026-02-02

maintain

Buy

Reason

Jefferies reiterated a Buy rating and $2,200 price target on FICO, saying that while regulatory concerns continue, underlying fundamentals are showing strong improvement. On Scores, volumes continue to be much better than expected, and for Software, Platform saw meaningful growth and annual contract value bookings reached a new record, the analyst tells investors in a research note. The firm added that FY26 guidance was reiterated, which was expected, even as management again signaled it as highly conservative.

Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for FICO

Unlock Now

About FICO

Fair Isaac Corporation is an applied analytics software company. The Company is focused on using predictive analytics and data science to improve operational decisions. The Company operates through two segments: Scores and Software. The Scores segment includes the Company's business-to-business scoring solutions and services which give its clients access to predictive credit and other scores. This segment includes its business-to-consumer scoring solutions, including its myFICO.com subscription offerings. The Company’s Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process, such as account origination, customer management, customer engagement, fraud detection and marketing as well as associated professional services. This segment includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases as well as stand-alone analytic and decisioning software.

About the author

Emily J. Thompson

Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.

Analysis of the 'SaaSpocalypse' for Tech Stocks

1 day agoNASDAQ.COM

Market Trend Analysis: The video discusses the phenomenon termed 'SaaSpocalypse' concerning technology and software stocks, highlighting its potential impact on investors, particularly in the context of rapid advancements in AI.
Investment Recommendations: The analyst team has identified ten stocks deemed the best for current investment, notably excluding Shopify, which indicates a cautious outlook on its future performance.
Historical Return Comparison: It references the investment returns of Netflix and Nvidia at the time of their recommendations, yielding $436,126 and $1,053,659 respectively, showcasing Stock Advisor's strategy's significant historical market outperformance.
Investor Community Value: The emphasis is placed on the value of the Stock Advisor investor community, encouraging individual investors to engage and leverage the platform for the latest investment advice and market insights.

The SaaSpocalypse Moment for Tech Stocks

1 day agoFool

Market Dynamics Analysis: On February 5, 2026, technology and software stocks are experiencing what is termed the 'SaaSpocalypse' moment, indicating market concerns about future growth in these sectors, which may lead investors to reassess their portfolios.
Investor Reactions: Following the video's release, investors are reminded to consider the potential risks associated with tech stocks, which could prompt them to adjust their holdings in the short term to mitigate market volatility.
Industry Outlook: The mention of the DeepSeek moment in the video suggests that the tech sector may be at a significant turning point, necessitating close monitoring of the financial health and market performance of relevant companies.
Subscription and Promotion: The video encourages viewers to subscribe and click on a special offer link, indicating the content creator's intent to enhance audience engagement and increase platform influence and revenue.

Grab Finance Leverages FICO Platform to Enhance Credit Accessibility

3 days agoBusinesswire

Increased Credit Accessibility: Grab Finance has implemented over 22 decision workflows, resulting in nearly a 50% increase in credit eligibility rates for users, enabling 46 million consumers and millions of merchants and drivers to access formal credit more rapidly, significantly improving credit access in Southeast Asia.
Innovative Technology Application: The solution leverages user behavioral data, such as ride frequency and merchant revenues, combined with the advanced capabilities of the FICO Platform to enable automated pre-approved credit offers, aligning with regional laws and Grab's privacy commitments, thereby promoting financial inclusion.
Rapid Implementation Results: In less than eight months, FICO successfully delivered phase one of the project across six countries where Grab operates, automating key processes like credit eligibility assessment, showcasing Grab's innovative capabilities in regional credit services.
Economic Transformation Impact: The success of Grab Finance allows previously 'invisible' drivers and merchants to obtain credit based on their everyday digital behaviors, driving economic transformation, and earning recognition with the 2026 FICO Decision Award for its achievements in financial inclusion.

Grab Finance Enhances Financial Inclusion for Millions

3 days agoNewsfilter

Credit Eligibility Boost: Grab Finance has increased credit offer eligibility rates by nearly 50% through the implementation of 22 decision workflows, providing faster credit access for over 46 million consumers and millions of merchants and drivers, significantly enhancing financial service accessibility.
Rapid Transformation Implementation: In less than eight months, Grab Finance successfully deployed the FICO platform across six Southeast Asian countries, automating key processes such as credit eligibility assessment, showcasing its ability to respond quickly in complex markets.
Innovative Credit Assessment: By leveraging user behavioral data, such as ride frequency and merchant revenues, Grab Finance developed alternative risk models that enable credit access for users previously invisible to traditional banks, driving economic transformation.
Industry Recognition: Grab Finance received the 2026 FICO® Decision Award for its achievements in financial inclusion, highlighting its capability to effectively integrate compliance requirements at a regional scale, further solidifying its leadership position in the fintech sector.

Equifax Exceeds Q4 Earnings, Raises Annual Profit Forecast

4 days agoNewsfilter

Upgraded Profit Forecast: Equifax anticipates annual revenue between $6.66 billion and $6.78 billion for 2023, surpassing Wall Street's expectation of $6.59 billion, indicating robust performance amid high interest rates.
Mortgage Segment Growth: The company reported a 20% increase in U.S. mortgage revenue for Q4, reflecting a rebound in loan demand supported by a resilient labor market and economy, which boosts the need for credit scores and risk assessments.
Competitive Strategy: Equifax plans to expand its VantageScore mortgage credit score offerings to counter FICO's strategy of selling credit scores directly to lenders, aiming to enhance market share and achieve margin expansion.
Quarterly Performance Exceeds Expectations: The company posted an adjusted earnings per share of $2.09 for Q4, beating analyst expectations of $2.05, with quarterly revenue reaching $1.55 billion, also above the projected $1.53 billion, showcasing strong financial performance.