Enterprise Financial Services Corp Reports Strong 2025 Financial Results
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1h ago
0mins
Source: Businesswire
- Profitability Improvement: In Q4 2025, diluted earnings per share reached $1.45, with a full-year figure of $5.31, resulting in net income of $201.4 million, a 15.5% increase from 2024, indicating strong performance and sustained profitability in the market.
- Asset Quality Enhancement: As of year-end 2025, nonperforming assets represented 0.95% of total assets, up from 0.30% at the end of 2024, although the company successfully resolved most nonperforming loans, demonstrating effective asset quality management strategies.
- Deposit and Loan Growth: Total deposits reached $14.6 billion at the end of 2025, an increase of $1.5 billion from 2024, while total loans amounted to $11.8 billion, reflecting a 2.0% growth from the previous quarter, showcasing organic growth and market expansion post-branch acquisition.
- Increased Shareholder Returns: The company raised its common stock dividend by 15% in 2025 and repurchased $14.1 million of common stock, emphasizing its commitment to shareholder returns while achieving an 11% growth in tangible book value, thereby enhancing shareholder confidence.
Analyst Views on EFSC
Wall Street analysts forecast EFSC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for EFSC is 64.00 USD with a low forecast of 62.00 USD and a high forecast of 66.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Analyst Rating
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 55.610
Low
62.00
Averages
64.00
High
66.00
Current: 55.610
Low
62.00
Averages
64.00
High
66.00
About EFSC
Enterprise Financial Services Corp is a financial holding company for Enterprise Bank & Trust (the Bank), which is a full-service financial institution, which offers banking and wealth management services to individuals and corporate customers primarily located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. The Bank offers a range of business and personal banking services and wealth management services. Its lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate, specialty, small business administration, consumer and other loan products. The Company's lending services include a variety of deposit products, including property management and community associations, along with a complete suite of treasury management and international trade services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
