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EFSC Overview

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$
0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
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Intellectia

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High
60.270
Open
59.530
VWAP
59.73
Vol
398.69K
Mkt Cap
2.18B
Low
59.350
Amount
23.81M
EV/EBITDA(TTM)
7.99
Total Shares
36.59M
EV
2.40B
EV/OCF(TTM)
2.27
P/S(TTM)
3.27
Enterprise Financial Services Corp is a financial holding company for Enterprise Bank & Trust (the Bank), which is a full-service financial institution which offers banking and wealth management services to individuals and corporate customers primarily located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. The Bank offers a range of business and personal banking services and wealth management services. Its lending services include commercial and industrial (C&I), commercial real estate (CRE), real estate construction and development, residential real estate, specialty, small business administration (SBA), consumer and other loan products. Its C&I loans consist of loans to small and medium-sized businesses in a variety of industries. The Company's lending services include a variety of deposit products, including property management and community associations, along with a complete suite of treasury management and international trade services.
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Events Timeline

(ET)
2026-04-22
16:10:00
Company Reports Q1 Revenue of $188.9M Exceeding Expectations
select
2026-03-04 (ET)
2026-03-04
16:40:00
Enterprise Financial Files Automatic Mixed Securities Shelf
select
2026-01-26 (ET)
2026-01-26
19:50:00
U.S. Markets Rebound Monday, Alphabet and Meta Propel Communication Services
select
2026-01-26
17:30:00
Enterprise Financial Services Reports Q4 Revenue of $190.95M
select

News

seekingalpha
9.5
04-23seekingalpha
Enterprise Financial Services Corp Q1 2026 Earnings Call Insights
  • Stable Financial Performance: In Q1 2026, Enterprise Financial Services Corp reported earnings per share of $1.30, slightly down from $1.31 in Q1 2025, indicating the company's ability to maintain profitability in a stable market environment, reflecting ongoing financial health.
  • Net Interest Income Steady: The net interest income for the first quarter was $166 million, with a net interest margin expanding to 4.28%, demonstrating effective asset-liability management in the current interest rate environment, despite a slight dip in loans.
  • Increased Loan Loss Reserves: The provision for loan losses was $7.2 million in Q1, primarily due to qualitative adjustments recognizing potential impacts from the Iran conflict, indicating a cautious approach to future credit risks that may affect loan growth.
  • Capital Return Strategy: Management confirmed ongoing stock buybacks and expects to complete three real estate sales in Q2, reflecting an active strategy in capital management and asset disposal aimed at enhancing shareholder value.
seekingalpha
8.0
04-23seekingalpha
Enterprise Financial Services Announces Dividend Increase
  • Quarterly Dividend Increase: Enterprise Financial Services Corp (EFSC) declares a quarterly dividend of $0.34 per share, marking a 3% increase from the previous $0.33, indicating ongoing improvements in cash flow and profitability, which bolsters investor confidence.
  • Forward Yield: The forward yield stands at 2.36%, reflecting the company's attractiveness in the current market environment, potentially drawing in more investors seeking stable returns and enhancing shareholder value.
  • Dividend Payment Schedule: The dividend is payable on June 30, with a record date of June 15 and an ex-dividend date also on June 15, ensuring shareholders receive timely returns and strengthening trust between the company and its investors.
  • Future Growth Outlook: EFSC outlines a target of 6% to 8% balance sheet growth and improved asset quality for 2026, indicating a commitment to sustainable development and financial health, which enhances its competitive position in the market.
seekingalpha
9.5
04-22seekingalpha
Enterprise Financial Services Q1 Earnings Beat Expectations
  • Earnings Performance: Enterprise Financial Services Corp (EFSC) reported a Q1 GAAP EPS of $1.30, beating expectations by $0.01, indicating the company's stable profitability and growth potential.
  • Significant Revenue Growth: The company achieved revenue of $185.2 million in Q1, reflecting an 11.6% year-over-year increase, surpassing market expectations by $15.51 million, showcasing its competitive position and strong customer demand.
  • Asset Quality Improvement Plan: EFSC outlines a strategy for 6% to 8% balance sheet growth and improved asset quality by 2026, demonstrating confidence in future growth and a focus on risk management.
  • Positive Market Evaluation: Seeking Alpha's Quant Rating indicates that EFSC's historical earnings data and current performance reflect a strong position in the financial services industry, potentially attracting more investor interest.
Yahoo Finance
9.5
02-08Yahoo Finance
Enterprise Financial Services Corp. Reports Q4 2025 Results with Strong Dividends
  • Net Interest Income Growth: Enterprise Financial Services Corp. reported a net interest income of $168.17 million for Q4 2025, indicating stable revenue growth that enhances investor confidence in the company's core banking operations.
  • Shareholder Return Policy: The Board approved a quarterly common dividend of $0.33 per share and a Series A preferred dividend of $12.50 per share, reflecting the company's commitment to shareholder returns while providing flexibility for future capital allocation.
  • Completion of Share Buyback Program: The company has completed a $43.56 million share repurchase program since 2022, which not only boosts earnings per share but also demonstrates management's determination to optimize capital structure, further enhancing market recognition of the company's value.
  • Future Growth Outlook: Despite challenges related to credit quality and funding costs, the management's commitment to sustainable earnings growth and ongoing shareholder return strategies may attract more investor attention to its long-term investment potential.
seekingalpha
9.5
01-27seekingalpha
Enterprise Financial Services Corp Q4 2025 Earnings Highlights
  • Earnings Growth: In Q4 2025, earnings per share reached $1.45, an increase from $1.19 in the previous quarter and $1.28 in Q4 2024, indicating sustained profitability improvements for the company.
  • Net Interest Income Increase: The quarter's net interest income hit $168 million, up $10 million from the prior quarter, primarily driven by branch acquisitions in Arizona and Kansas, which accelerated the company's strategic expansion in high-growth markets.
  • Asset Quality Improvement Outlook: Management anticipates a significant reduction in nonperforming assets over the next two quarters, targeting a decrease from 95 basis points to a historically normalized level of 35 to 40 basis points, reflecting confidence in asset quality recovery.
  • Increased Shareholder Returns: The quarterly dividend was raised to $0.32 per share, alongside an 11% growth in the balance sheet, demonstrating the company's commitment to creating value while returning capital to shareholders.
seekingalpha
8.0
01-27seekingalpha
Enterprise Financial Services Declares Quarterly Dividend Increase
  • Quarterly Dividend Increase: Enterprise Financial Services (EFSC) declares a quarterly dividend of $0.33 per share, reflecting a 3.1% increase from the previous $0.32, indicating sustained profitability and potentially attracting more investor interest.
  • Forward Yield: The forward yield of 2.36% not only provides shareholders with stable cash returns but also enhances the company's appeal in the capital markets, likely contributing to stock price stability.
  • Dividend Payment Schedule: The dividend is payable on March 31, with a record date of March 13 and an ex-dividend date also on March 13, ensuring timely returns for shareholders and bolstering investor confidence.
  • Historical Performance Support: The dividend growth aligns with EFSC's historical earnings data, demonstrating robust financial management and profitability, further solidifying its position in the financial services industry.
Wall Street analysts forecast EFSC stock price to rise
2 Analyst Rating
Wall Street analysts forecast EFSC stock price to rise
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
64.00
Averages
64.00
High
64.00
Current: 0.000
sliders
Low
64.00
Averages
64.00
High
64.00
Raymond James
NULL
to
Outperform
initiated
$65
AI Analysis
2026-04-27
Reason
Raymond James
Price Target
$65
AI Analysis
2026-04-27
initiated
NULL
to
Outperform
Reason
Raymond James resumed coverage of Enterprise Financial with an Outperform rating and $65 price target following the Q1 report. Enterprise is approaching a final resolution for its Southern California other real estate owned credits in the coming quarters, the analyst tells investors in a research note. The firm likes the bank's "unique profile" and long-term growth prospects and says the shares should trade at higher multiples compared to peers.
Keefe Bruyette
Damon DelMonte
Outperform
maintain
$66 -> $67
2026-04-24
Reason
Keefe Bruyette
Damon DelMonte
Price Target
$66 -> $67
2026-04-24
maintain
Outperform
Reason
Keefe Bruyette analyst Damon DelMonte raised the firm's price target on Enterprise Financial to $67 from $66 and keeps an Outperform rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for EFSC
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Valuation Metrics

The current forward P/E ratio for Enterprise Financial Services Corp (EFSC.O) is 13.28, compared to its 5-year average forward P/E of 10.14. For a more detailed relative valuation and DCF analysis to assess Enterprise Financial Services Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.14
Current PE
13.28
Overvalued PE
11.61
Undervalued PE
8.67

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.73
Current EV/EBITDA
7.94
Overvalued EV/EBITDA
3.47
Undervalued EV/EBITDA
-2.02

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.96
Current PS
2.74
Overvalued PS
3.43
Undervalued PS
2.48

Financials

AI Analysis
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Quarterly

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Frequently Asked Questions

What is Enterprise Financial Services Corp (EFSC) stock price today?

The current price of EFSC is 59.56 USD — it has increased 0.13

What is Enterprise Financial Services Corp (EFSC)'s business?

Enterprise Financial Services Corp is a financial holding company for Enterprise Bank & Trust (the Bank), which is a full-service financial institution which offers banking and wealth management services to individuals and corporate customers primarily located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. The Bank offers a range of business and personal banking services and wealth management services. Its lending services include commercial and industrial (C&I), commercial real estate (CRE), real estate construction and development, residential real estate, specialty, small business administration (SBA), consumer and other loan products. Its C&I loans consist of loans to small and medium-sized businesses in a variety of industries. The Company's lending services include a variety of deposit products, including property management and community associations, along with a complete suite of treasury management and international trade services.

What is the price predicton of EFSC Stock?

Wall Street analysts forecast EFSC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for EFSC is64.00 USD with a low forecast of 64.00 USD and a high forecast of 64.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Enterprise Financial Services Corp (EFSC)'s revenue for the last quarter?

Enterprise Financial Services Corp revenue for the last quarter amounts to 176.65M USD, increased 13.78

What is Enterprise Financial Services Corp (EFSC)'s earnings per share (EPS) for the last quarter?

Enterprise Financial Services Corp. EPS for the last quarter amounts to 1.30 USD, decreased -0.76

How many employees does Enterprise Financial Services Corp (EFSC). have?

Enterprise Financial Services Corp (EFSC) has 1370 emplpoyees as of May 08 2026.

What is Enterprise Financial Services Corp (EFSC) market cap?

Today EFSC has the market capitalization of 2.18B USD.