EFSC Valuation

Enterprise Financial Services Corp

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57.500

+0.25(0.437%)1D

Overview
Forecast
Valuation
Earnings

EFSC Relative Valuation

EFSC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, EFSC is overvalued; if below, it's undervalued.

Historical Valuation

Enterprise Financial Services Corp (EFSC) is now in the Fair zone, suggesting that its current forward PE ratio of 10.80 is considered Fairly compared with the five-year average of 9.91. The fair price of Enterprise Financial Services Corp (EFSC) is between 51.93 to 63.85 according to relative valuation methord.

Relative Value

Fair Zone

51.93-63.85

Current Price：57.16

Fair

10.86

Trailing

Forward

0.00

EV/EBITDA

Enterprise Financial Services Corp. (EFSC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Enterprise Financial Services Corp. (EFSC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.92

Enterprise Financial Services Corp. (EFSC) has a current PS of 2.92. The 5-year average PS is 2.96. The thresholds are as follows: Strongly Undervalued below 1.94, Undervalued between 1.94 and 2.45, Fairly Valued between 3.47 and 2.45, Overvalued between 3.47 and 3.98, and Strongly Overvalued above 3.98. The current Forward PS of 2.92 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Enterprise Financial Services Corp. (EFSC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Enterprise Financial Services Corp. (EFSC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Enterprise Financial Services Corp (EFSC) has a current Price-to-Book (P/B) ratio of 1.14. Compared to its 3-year average P/B ratio of 1.10 , the current P/B ratio is approximately 3.70% higher. Relative to its 5-year average P/B ratio of 1.14, the current P/B ratio is about -0.25% higher. Enterprise Financial Services Corp (EFSC) has a Forward Free Cash Flow (FCF) yield of approximately 11.04%. Compared to its 3-year average FCF yield of 13.07%, the current FCF yield is approximately -15.56% lower. Relative to its 5-year average FCF yield of 12.02% , the current FCF yield is about -8.20% lower.

1.14

P/B

Median3y

1.10

Median5y

1.14

11.05

FCF Yield

Median3y

13.07

Median5y

12.02

Competitors Valuation Multiple

The average P/S ratio for EFSC's competitors is 3.37, providing a benchmark for relative valuation. Enterprise Financial Services Corp Corp (EFSC) exhibits a P/S ratio of 2.92, which is -13.32% above the industry average. Given its robust revenue growth of 7.95%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

EFSC.O

Enterprise Financial Services Corp

Customers Bancorp Inc

First Bancorp (North Carolina)

Stock Yards Bancorp Inc

5.54

13.65%

2.27B

Performance Decomposition

Market capitalization of EFSC increased by 9.77% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 148.86M to 160.70M.

The secondary factor is the Margin Expansion, contributed 4.72%to the performance.

Overall, the performance of EFSC in the past 1 year is driven by Revenue Growth. Which is more sustainable.

7.95%

148.86M → 160.70M

Revenue Growth

4.72%

30.53 → 31.97

Margin Expansion

-2.90%

11.21 → 10.88

P/E Change

9.77%