CarMax Faces Growing Credit Concerns: November Data Reveals Weak Trends and Increasing Defaults
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 17 2025
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Source: Benzinga
CarMax's November Trends: CarMax's CAF securitization data indicates soft trends in November, with a sequential increase in delinquency rates, consistent with historical averages, as noted by analyst Scott Devitt.
Analyst Rating: Scott Devitt maintains a Neutral rating for CarMax with a price target of $40, suggesting that delinquencies may continue to rise until the tax refund period.
Investor Concerns: There are growing concerns among investors regarding CarMax's credit exposure and management's ability to maintain market leadership.
Stock Performance: CarMax shares saw a slight increase of 0.87%, trading at $40.98, with potential investment exposure available through various ETFs.
Analyst Views on XRT
Wall Street analysts forecast XRT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for XRT is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
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Current: 90.390
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Current: 90.390
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About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
