Strategic Partnership: Banco Bilbao Vizcaya Argentaria (BBVA) has formed a strategic partnership with OpenAI to enhance AI applications in banking, focusing on customer service, internal operations, and employee productivity.
AI Integration: The collaboration aims to create an intelligent conversational assistant for customer financial activities, streamline risk analysis, and develop tools for personalized support, while also extending the use of ChatGPT Enterprise to BBVA's workforce.
Customer Experience Enhancement: BBVA's chairman emphasized the ambition to integrate AI deeply into banking operations, aiming for a more proactive and personalized customer experience.
Industry Benchmark: The partnership is set to establish a new standard for AI-driven transformation in financial services, with OpenAI's CEO highlighting BBVA as a model for rapid AI adoption in large financial institutions.
Wall Street analysts forecast BBVA stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for BBVA is 23.00 USD with a low forecast of 23.00 USD and a high forecast of 23.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
Wall Street analysts forecast BBVA stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for BBVA is 23.00 USD with a low forecast of 23.00 USD and a high forecast of 23.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 25.020
Low
23.00
Averages
23.00
High
23.00
Current: 25.020
Low
23.00
Averages
23.00
High
23.00
Citi
Buy
upgrade
2026-01-21
New
Reason
Citi
Price Target
AI Analysis
2026-01-21
New
upgrade
Buy
Reason
Citi raised the firm's price target on BBVA to EUR 23.50 from EUR 21.50 and keeps a Buy rating on the shares.
Citi
Buy
upgrade
2026-01-20
New
Reason
Citi
Price Target
2026-01-20
New
upgrade
Buy
Reason
Citi raised the firm's price target on BBVA to EUR 23.50 from EUR 21.50 and keeps a Buy rating on the shares.
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JPMorgan
NULL
to
Overweight
initiated
€23.50
2026-01-19
New
Reason
JPMorgan
Price Target
€23.50
2026-01-19
New
initiated
NULL
to
Overweight
Reason
JPMorgan reinstated coverage of BBVA with an Overweight rating and EUR 23.50 price target. The firm believes the company can return EUR 30B of capital to shareholders over the next three years. It cites BBVA's growth, optionality, and "attractive" shareholder returns for the Overweight rating.
Goldman Sachs
Goldman Sachs analysts
initiated
2026-01-05
Reason
Goldman Sachs
Goldman Sachs analysts
Price Target
2026-01-05
initiated
Reason
Goldman Sachs analysts added BBVA to the firm's European Conviction List as part of its monthly update. Goldman expects BBVA to post double the sales growth of the sector in 2026 given its exposure to high growth markets like Mexico and South America.
About BBVA
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) is a Spain - based bank. It is a diversified financial company engaged in retail banking, wholesale banking, asset management and private banking. Its segments are: Spain, the United States, Turkey, Mexico, South America and Rest of Eurasia. The activities in Spain are banking activity and Insurance. In the United States it offers services through, BBVA USA and the BBVA New York branch. The Turkey segment is represented by the group Garanti BBVA, an integrated financial services group, that also operate in Holland and Romania. The Mexico segment activities include banking and insurance businesses. In South America, it provides banking and insurance businesses. The Rest of Eurasia segment includes business activity in the rest of Europe and Asia
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
