ABN AMRO to Transfer Alfam to Rabobank
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Nov 25 2025
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Source: Yahoo Finance
Sale of Alfam: ABN AMRO has agreed to sell its personal loan subsidiary, Alfam, to Rabobank, while continuing to offer personal loans through a partnership with Rabobank.
Strategic Focus: The sale aligns with ABN AMRO's strategy to simplify its organization and improve operational performance in a competitive personal loans market.
Financial Impact: The transaction is expected to positively affect ABN AMRO’s CET1 capital ratio by approximately 5 basis points, with a reduction of around €1.2 billion in risk-weighted assets and an anticipated book loss of about €100 million.
Regulatory Approval: The closing of the transaction is anticipated in Q3 2026, pending regulatory approvals and consultation with the works council.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
