Visa stock declines amid credit card interest rate cap proposal
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 13 Jan 26
Source: Benzinga
Visa Inc (V) saw a decline of 3.00% as it hit a 20-day low, influenced by President Trump's proposal for a 10% cap on credit card interest rates, which is expected to negatively impact the credit card industry. This proposal has raised concerns among investors about the profitability of credit card companies, including Visa, as it could lead to reduced credit availability and consumer spending. Despite the broader market showing slight gains, Visa's stock was affected by these industry-specific concerns.
Analyst Views on V
Wall Street analysts forecast V stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for V is 406.59 USD with a low forecast of 330.00 USD and a high forecast of 450.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
25 Analyst Rating
23 Buy
2 Hold
0 Sell
Strong Buy
Current: 328.490
Low
330.00
Averages
406.59
High
450.00
Current: 328.490
Low
330.00
Averages
406.59
High
450.00
About V
Visa Inc. is a global payments technology company. It facilitates global commerce and money movement across more than 200 countries and territories among a global set of consumers, merchants, financial institutions and government entities through technologies. It operates through the Payment Services segment. It provides transaction processing services (primarily authorization, clearing and settlement) to its financial institution and merchant clients through VisaNet, its proprietary advanced transaction processing network. It offers a range of Visa-branded payment products that its clients, including nearly 14,500 financial institutions, use to develop and offer payment solutions or services, including credit, debit, prepaid and cash access programs for individual, business and government account holders. It also provides value-added services to its clients, including issuing solutions, acceptance solutions, risk and identity solutions, open banking solutions and advisory services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
