PNC Financial Services Group Inc. saw its stock rise by 4.63% as it reached a 52-week high, reflecting positive investor sentiment following its recent earnings report.
The company reported a net income of $2 billion for Q4 2025, with revenues hitting $6.071 billion, a 3% increase from the previous quarter. This growth was driven by strong performance in net interest income and noninterest income. Additionally, PNC completed its acquisition of FirstBank, which is expected to enhance its market share and customer base. The company also announced plans to repurchase $600 million to $700 million in shares in Q1 2026, indicating confidence in future cash flows and shareholder returns.
These developments suggest a robust financial outlook for PNC, bolstered by strategic acquisitions and a commitment to returning value to shareholders.
Wall Street analysts forecast PNC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PNC is 234.40 USD with a low forecast of 201.00 USD and a high forecast of 271.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
17 Analyst Rating
Wall Street analysts forecast PNC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PNC is 234.40 USD with a low forecast of 201.00 USD and a high forecast of 271.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
12 Buy
4 Hold
1 Sell
Moderate Buy
Current: 224.460
Low
201.00
Averages
234.40
High
271.00
Current: 224.460
Low
201.00
Averages
234.40
High
271.00
RBC Capital
Outperform
maintain
$222 -> $235
2026-01-20
Reason
RBC Capital
Price Target
$222 -> $235
AI Analysis
2026-01-20
maintain
Outperform
Reason
RBC Capital raised the firm's price target on PNC Financial to $235 from $222 and keeps an Outperform rating on the shares. The company's business model focuses on commercial banking that is supported by an attractive consumer deposit franchise, the analyst tells investors in a research note. Fee-based businesses such as wealth management, mortgage, and investment banking round out its product set, while PNC has also enhanced its organic growth with accretive tangible book value acquisitions, and as a result, over the last 10-years, PNC's tangible book value and dividends per share growth has been in the top quintile of the top 20 banks, the firm added.
TD Cowen
Buy
maintain
$250 -> $260
2026-01-20
Reason
TD Cowen
Price Target
$250 -> $260
2026-01-20
maintain
Buy
Reason
TD Cowen raised the firm's price target on PNC Financial to $260 from $250 and keeps a Buy rating on the shares. The firm said they delievered a Q4 beat driven by higher fees and lower provisioning/taxes. The company unveiled a positive 2026 guide calling for a strong top and bottom-line outlook supporting an impressive roughly 400 bps of positive operating leverage.
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Truist
John McDonald
Hold
maintain
$229 -> $240
2026-01-20
Reason
Truist
John McDonald
Price Target
$229 -> $240
2026-01-20
maintain
Hold
Reason
Truist analyst John McDonald raised the firm's price target on PNC Financial to $240 from $229 and keeps a Hold rating on the shares after its Q4 earnings beat. The firm is updating its model to reflect Q4 results and the management's latest guidance for the FirstBank acquisition that closed on January 5th, the analyst tells investors in a research note.
Morgan Stanley
Underweight
maintain
$211 -> $221
2026-01-20
Reason
Morgan Stanley
Price Target
$211 -> $221
2026-01-20
maintain
Underweight
Reason
Morgan Stanley raised the firm's price target on PNC Financial to $221 from $211 and keeps an Underweight rating on the shares. Q4 was "a solid beat," even after adjusting for a favorable tax rate, says the analyst, who also notes that FY26 guidance exceeded both the firm and Street estimates as FirstBank adds to "an already strong organic growth story." The firm cites valuation for its continued Underweight rating.
About PNC
The PNC Financial Services Group, Inc. is a diversified financial services company in the United States. It is engaged in the delivery of retail and business banking, including a full range of lending products; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. Its Retail Banking segment provides deposit, lending, brokerage, insurance services, investment management and cash management products and services to consumer and small business customers. Its Corporate & Institutional Banking segment provides lending, treasury management, capital markets and advisory products and services to mid-sized and large corporations and government and not-for-profit entities. Its Asset Management Group segment provides private banking for high-net worth and ultra-high net worth clients and institutional asset management. The Company's bank subsidiary is PNC Bank.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
