Pagaya Technologies Ltd's stock fell by 5.01% as it crossed below the 5-day SMA, reflecting a challenging trading environment.
The company is set to announce its Q4 and full year 2025 earnings on February 9, 2026, with a conference call aimed at providing detailed insights into its financial performance. This upcoming earnings report is expected to be a significant event for investors, as it will shed light on Pagaya's operational progress and future outlook, particularly following a year of strong performance and raised guidance.
Investors are keenly awaiting the earnings announcement, as it will provide crucial information on Pagaya's financial health and strategic direction, especially in light of its recent operational improvements and market performance.
Wall Street analysts forecast PGY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PGY is 43.33 USD with a low forecast of 35.00 USD and a high forecast of 54.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
6 Analyst Rating
Wall Street analysts forecast PGY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PGY is 43.33 USD with a low forecast of 35.00 USD and a high forecast of 54.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
6 Buy
0 Hold
0 Sell
Strong Buy
Current: 21.070
Low
35.00
Averages
43.33
High
54.00
Current: 21.070
Low
35.00
Averages
43.33
High
54.00
Keefe Bruyette
Outperform
to
NULL
downgrade
$38 -> $35
2026-01-02
Reason
Keefe Bruyette
Price Target
$38 -> $35
AI Analysis
2026-01-02
downgrade
Outperform
to
NULL
Reason
Keefe Bruyette lowered the firm's price target on Pagaya to $35 from $38 and keeps an Outperform rating on the shares. The firm adjusted price targets in consumer finance and payments groups.
Canaccord
Buy
maintain
$36 -> $39
2025-11-11
Reason
Canaccord
Price Target
$36 -> $39
2025-11-11
maintain
Buy
Reason
Canaccord raised the firm's price target on Pagaya to $39 from $36 and keeps a Buy rating on the shares. The firm believes Pagaya sits near a real inflection point as more big lenders are joining the platform, monetization of network volume expands, loan portfolios improve in credit performance, and lending sources diversify.
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Citizens JMP
David Scharf
Outperform
maintain
$26 -> $35
2025-08-11
Reason
Citizens JMP
David Scharf
Price Target
$26 -> $35
2025-08-11
maintain
Outperform
Reason
Citizens JMP analyst David Scharf raised the firm's price target on Pagaya to $35 from $26 and keeps an Outperform rating on the shares post the Q2 report. The company raised 2025 guidance for all metrics and is seeing material growth outside of its core personal loan business, the analyst tells investors in a research note. The firm continues believe Pagaya has reached an inflection point.
B. Riley
Buy
maintain
$46 -> $54
2025-08-11
Reason
B. Riley
Price Target
$46 -> $54
2025-08-11
maintain
Buy
Reason
B. Riley raised the firm's price target on Pagaya to $54 from $46 and keeps a Buy rating on the shares. The firm is raising EPS estimates for 2025 and 2026 to account for the company's Q2 beat and the guide-up by management.
About PGY
Pagaya Technologies Ltd is an Israel-based company. It is primarily engaged in financial technology (FinTech) industry. The Company develops data science, machine learning and AI technology (Artificial Intelligence) analytics, enabling accurate, real-time customer credit assessments. Company's customers are lending companies that, by connecting to the AI Pagaya network, have the opportunity to discover and approve new customers that meet their credit criteria. Thanks to the Company's solutions, its customers gains a customer without undue risk. Pagaya Technologies Ltd delivers technology that provides loan assistance such as personal, car and credit card loans. The Company serves its clients all over the world.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
