Kinsale Capital Reports Strong Q4 Earnings, Beats Expectations
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Feb 03 2026
0mins
Should l Buy KNSL?
Source: Benzinga
Kinsale Capital's stock fell 12.34% as it hit a 20-day low amid broader market weakness, with the Nasdaq-100 down 0.29% and the S&P 500 down 0.05%.
Despite the stock's decline, Kinsale Capital reported a Q4 Non-GAAP EPS of $5.81, exceeding expectations by $0.50, and a revenue of $483.27 million, reflecting a 17.3% year-over-year increase. The company also announced a $250 million share repurchase program, demonstrating confidence in its value and commitment to shareholder returns.
The strong earnings performance and share repurchase program indicate Kinsale's robust profitability and growth potential in the insurance market, which may attract increased investor interest despite the current market conditions.
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Analyst Views on KNSL
Wall Street analysts forecast KNSL stock price to rise
11 Analyst Rating
3 Buy
8 Hold
0 Sell
Moderate Buy
Current: 358.080
Low
415.00
Averages
465.89
High
510.00
Current: 358.080
Low
415.00
Averages
465.89
High
510.00
About KNSL
Kinsale Capital Group, Inc. is a specialty insurance company that focuses on the excess and surplus lines (E&S) market in the United States. It writes E&S insurance on a non-admitted basis through its insurance subsidiary, Kinsale Insurance Company, which is authorized to write business in 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the United States Virgin Islands. It also markets certain products through its subsidiary, Aspera Insurance Services, Inc., an insurance broker. Its core client focus is small- to medium-sized accounts. Its commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, entertainment, products liability, small business property, products liability, energy, environmental, management liability, inland marine, aviation, and all other commercial lines. Its personal lines offerings include high value homeowners and personal insurance.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Strong Earnings Performance: Kinsale Capital reported a Q4 Non-GAAP EPS of $5.81, beating expectations by $0.50, which highlights the company's robust profitability in the insurance market and boosts investor confidence.
- Significant Revenue Growth: The company achieved Q4 revenue of $483.27 million, reflecting a 17.3% year-over-year increase and surpassing market expectations by $15.89 million, indicating sustained growth momentum and strong market demand in its insurance business.
- Share Repurchase Program: Kinsale Capital authorized a $250 million share repurchase program aimed at enhancing EPS by reducing the number of outstanding shares, demonstrating the company's confidence in its value and commitment to shareholder returns.
- Solid Market Position: Kinsale Capital is recognized as a quality player in the E&S insurance sector, with its ongoing profitability and growth potential allowing it to maintain a leading position in a competitive market, attracting increased investor interest.
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