Customers Bancorp Reports Strong Q4 Earnings Despite Stock Decline
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 23 Jan 26
Source: seekingalpha
Customers Bancorp's stock fell by 8.71% as it crossed below the 5-day SMA, reflecting a challenging market environment.
Despite the stock's decline, Customers Bancorp reported a strong Q4 2025 net income of $70.1 million and core earnings of $72.9 million, indicating effective strategies in cost control and revenue enhancement. The company also achieved a significant 35.9% year-over-year increase in core earnings, showcasing its robust growth momentum in a competitive market.
The strong earnings report, coupled with a solid capital structure and growth in deposits and loans, positions Customers Bancorp favorably for future expansion, even as the stock experiences volatility.
Analyst Views on CUBI
Wall Street analysts forecast CUBI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CUBI is 84.23 USD with a low forecast of 68.00 USD and a high forecast of 95.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
8 Analyst Rating
5 Buy
3 Hold
0 Sell
Moderate Buy
Current: 76.510
Low
68.00
Averages
84.23
High
95.00
Current: 76.510
Low
68.00
Averages
84.23
High
95.00
About CUBI
Customers Bancorp, Inc. is a bank holding company engaged in banking activities through its wholly owned subsidiary, Customers Bank (the Bank). The Bank provides banking products, primarily loans and deposits, to businesses and consumers through its branches, limited production offices and administrative offices in Berks County and Southeastern Pennsylvania, New York, Hamilton, New Jersey, Massachusetts, and other locations. It also administratively supports loans and other financial products, including equipment finance leases, to customers. It also serves specialized businesses nationwide, including its mortgage finance loans, commercial equipment financing, SBA lending, specialized lending and consumer loans through relationships with fintech companies. It also offers digital banking to commercial and consumer businesses nationwide. Its specialized lending includes fund finance, real estate specialty finance, technology and venture, healthcare and financial institutions groups.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
