TBBK

Bancorp Inc

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Advanced Chart

62.780

+0.23(0.368%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

63.195

Open

63.070

VWAP

62.44

Vol

448.07K

Mkt Cap

2.90B

Low

61.830

Amount

27.98M

EV/EBITDA(TTM)

9.66

Total Shares

51.76M

3.01B

EV/OCF(TTM)

P/S(TTM)

4.93

The Bancorp, Inc. is a financial holding company. Its primary, wholly owned subsidiary is The Bancorp Bank, National Association (the Bank). The Bank is a nationally chartered commercial bank located in Sioux Falls, South Dakota and is a Federal Deposit Insurance Corporation insured institution. Its segments include fintech, specialty finance and corporate. Fintech segment includes the deposit balances and non-interest income generated by prepaid, debit and other card access accounts, ACH processing and other payments-related processing. It also includes loan balances and interest and non-interest income from credit products generated through payment relationships. Specialty finance includes real estate bridge lending, comprised of apartment building rehabilitation loans; institutional banking, comprised of security-backed lines of credit, cash value insurance policy-backed lines of credit and advisor financing and commercial loans, comprised of SBA loans and direct lease financing.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

104.40M

+13.8%

105.10M

+11.46%

102.00M

+8.82%

Estimates Revision

The market is revising Upward the revenue expectations for The Bancorp, Inc. (TBBK) for FY2025, with the revenue forecasts being adjusted by 3.02% over the past three months. During the same period, the stock price has changed by 22.05%.

Revenue Estimates for FY2025

Revise Upward

+3.02%

In Past 3 Month

Stock Price

Go Up

+22.05%

In Past 3 Month

3 Analyst Rating

0.88% Upside

Wall Street analysts forecast TBBK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TBBK is 63.33 USD with a low forecast of 57.00 USD and a high forecast of 68.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

1 Hold

0 Sell

Moderate Buy

0.88% Upside

Current: 62.780

Low

57.00

Averages

63.33

High

68.00

0.88% Upside

Current: 62.780

Low

57.00

Averages

63.33

High

68.00

Keefe Bruyette

Outperform -> Market Perform

downgrade

$70 -> $65

2025-06-11

Reason

Keefe Bruyette

Price Target

$70 -> $65

2025-06-11

downgrade

Outperform -> Market Perform

Reason

Keefe Bruyette downgraded The Bancorp to Market Perform from Outperform with a price target of $65, down from $70. The stock's strong outperformance has captured much of the upside to the price target, which was revised lower due to greater near-term uncertainty, the analyst tells investors in a research note. The firm says that given the potential for further credit migration in the commercial real estate bridge loan book as $1.4B of loans mature over the next year and a volatile near-term earnings outlook, the shares could be range-bound until The Bancorp moves past "this transitional period."

Keefe Bruyette

Outperform

maintain

$70

2025-06-01

Reason

Keefe Bruyette

Price Target

$70

2025-06-01

maintain

Outperform

Reason

Keefe Bruyette says The Bancorp's sale of the Aubrey building falling through is "concerning and raises questions" about the collateral value of the property. The buyer is walking away from $3M of earnest money and has up to $2.4M of sunk costs from required rehabilitation investments, the analyst tells investors in a research note. Keefe's investigation indicates that the ultimate purchaser was a revenue-less biotech company that possibly couldn't obtain reasonable financing terms. It has an Outperform rating on The Bancorp with a $70 price target.

Keefe, Bruyette & Woods

Timothy Switzer

Buy

Maintains

$66 → $72

2025-02-03

Reason

Keefe, Bruyette & Woods

Timothy Switzer

Price Target

$66 → $72

2025-02-03

Maintains

Buy

Reason

Raymond James

David Feaster

Buy

Reiterates

$60 → $67

2025-02-03

Reason

Raymond James

David Feaster

Price Target

$60 → $67

2025-02-03

Reiterates

Buy

Reason

Piper Sandler

Frank Schiraldi

Buy

Maintains

$61 → $64

2024-12-23

Reason

Piper Sandler

Frank Schiraldi

Price Target

$61 → $64

2024-12-23

Maintains

Buy

Reason

Piper Sandler raised the firm's price target on The Bancorp (TBBK) to $64 from $61 and keeps an Overweight rating on the shares. The firm continues to see Pathward Financial (CASH) and The Bancorp as very attractive over the long term, given business models that generate better profitability and a better growth trajectory than traditional banks, while still largely trading in-line with the group. BaaS pipelines for both should remain strong especially as regulatory pressures force smaller peers out of the business, Piper adds.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Bancorp Inc (TBBK.O) is 10.54, compared to its 5-year average forward P/E of 9.85. For a more detailed relative valuation and DCF analysis to assess Bancorp Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

9.85

Current PE

10.54

Overvalued PE

12.01

Undervalued PE

7.68

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Overvalued

5Y Average PS

5.27

Current PS

7.51

Overvalued PS

6.41

Undervalued PS

4.13

Financials

Annual

Quarterly

FY2025Q2

YoY :

+46.95%

176.42M

Total Revenue

FY2025Q2

YoY :

+12.50%

81.51M

Operating Profit

FY2025Q2

YoY :

+11.43%

59.82M

Net Income after Tax

FY2025Q2

YoY :

+20.95%

1.27

EPS - Diluted

FY2025Q1

YoY :

+164.67%

750.27M

Free Cash Flow

FY2025Q2

YoY :

-100.00%

N/A

FCF Margin - %

FY2025Q2

YoY :

-24.17%

33.91

Net Margin - %

FY2025Q2

YoY :

+3.20%

23.52

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

24.2M

USD

3-6

Months

0.0

USD

6-9

Months

2.5M

USD

0-12

Months

4.3M

USD

Bought

0-3

157.8K

USD

Months

3-6

0.0

USD

Months

6-9

228.8K

USD

Months

0-12

530.6K

USD

Months

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

0.0

Volume

6-9

Months

0.0

Volume

0-12

Months

0.0

Volume

Bought

0-3

0.0

Volume

Months

3-6

0.0

Volume

Months

6-9

0.0

Volume

Months

0-12

0.0

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

24.2M

USD

3-6

Months

0.0

USD

6-9

Months

2.5M

USD

0-12

Months

4.3M

USD

Bought

0-3

157.8K

USD

Months

3-6

0.0

USD

Months

6-9

228.8K

USD

Months

0-12

530.6K

USD

Months

TBBK News & Events

Events Timeline

2025-07-28 (ET)

2025-07-28

09:40:39

The Bancorp maintains FY25 EPS guidance of $5.25, consensus $5.34

2025-07-28

09:40:30

Correction: The Bancorp maintains FY25 EPS guidance of $5.25, consensus $5.34

2025-07-24 (ET)

2025-07-24

16:10:57

The Bancorp maintains FY25 EPS guidance of $5.25, consensus $5.25

News

7.0

08-06Globenewswire

Johnson Fistel, PLLP Investigates Telephone and Data Systems, Fluence Energy, The Bancorp, and Zynex on Behalf of Long-Term Shareholders

4.0

08-04Newsfilter

The Bancorp, Inc. and The Bancorp Bank, N.A. Receive Upgraded Ratings from KBRA

7.0

08-01Globenewswire

Johnson Fistel, PLLP Investigates Telephone and Data Systems, Fluence Energy, The Bancorp, and Zynex on Behalf of Long-Term Shareholders

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FAQ

What is Bancorp Inc (TBBK) stock price today?

The current price of TBBK is 62.78 USD — it has increased 0.37 % in the last trading day.

TBBK

Market Estimates

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Trading Trends

TBBK News & Events

Events Timeline

News

People Also Watch

FAQ

What is Bancorp Inc (TBBK) stock price today?

What is Bancorp Inc (TBBK)'s business?

What is the price predicton of TBBK Stock?

What is Bancorp Inc (TBBK)'s revenue for the last quarter?

What is Bancorp Inc (TBBK)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for Bancorp Inc (TBBK)'s fundamentals?

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