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TBBK Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
59.700
Open
59.700
VWAP
57.79
Vol
770.38K
Mkt Cap
2.37B
Low
56.670
Amount
44.52M
EV/EBITDA(TTM)
9.63
Total Shares
41.63M
EV
3.06B
EV/OCF(TTM)
10.80
P/S(TTM)
3.87
The Bancorp, Inc. is a financial holding company. The Company is engaged in fintech solutions, credit solutions, and account services. Fintech Solutions business partners with fintech companies and other technology-focused payment-based providers to deliver payment, deposit, and sponsored lending products. Its fintech services are provided to organizations with a pre-existing customer base, and the products are tailored to support or complement the services provided by the organizations to the customers. Its fintech products include program sponsorship, payment services, and sponsored lending, or fintech loans. Its Credit Solutions business offers flexible, specialty credit solutions, focused on developing customized products and programs to meet the needs of clients. Its Account Services include data processing services, check imaging, loan processing, electronic bill payment and statement rendering. It offers data processing services, electronic bill payment and statement rendering.
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Events Timeline

(ET)
2026-04-23
16:10:00
The Bancorp Maintains 2026 EPS Guidance at $5.90
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2026-04-23
16:10:00
The Bancorp Sees FY27 EPS of $8.10-$8.30
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2026-04-23
16:10:00
The Bancorp Maintains FY26 EPS View at $5.90
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2026-01-29 (ET)
2026-01-29
16:30:00
The Bancorp Sees FY26 EPS at $5.90
select
2026-01-29
16:30:00
The Bancorp Initiates 2026 EPS Guidance at $5.90
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2025-11-03 (ET)
2025-11-03
09:08:52
Dominic Canuso Named Chief Financial Officer of The Bancorp
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2025-10-30 (ET)
2025-10-30
16:20:34
The Bancorp Announces Q3 EPS of $1.18, Below Consensus Estimate of $1.33
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2025-07-28 (ET)
2025-07-28
09:40:39
The Bancorp maintains FY25 EPS guidance of $5.25, consensus $5.34
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News

Yahoo Finance
8.5
05-07Yahoo Finance
Thread Bank Celebrates 120 Years of Community Banking Milestone
  • Legacy and Innovation: Founded in 1906, Thread Bank has provided continuous service for 120 years to families and small businesses in East Tennessee, with a 2021 recapitalization marking its transformation into a modern embedded bank, blending traditional banking with digital solutions.
  • Capital Raising Success: Since the 2021 recapitalization, Thread has raised over $100 million across three successful funding rounds, which has supported investments in personnel, technology, and risk management infrastructure, ensuring its operational capabilities at the intersection of community banking and embedded finance.
  • Digital Transformation Strategy: Thread offers a full suite of digital banking services, including deposits, lending, acquiring, and card issuance through an API-first platform, leveraging diverse embedded partnerships nationwide to extend beyond physical branches and enhance customer service flexibility.
  • Vision for the Future: Chairman Joe Maxwell emphasizes that Thread is committed to challenging outdated banking paradigms without compromising safety and soundness, aiming to meet the evolving needs of businesses and consumers, thus showcasing the vision for the future of community banking.
seekingalpha
9.5
04-24seekingalpha
The Bancorp, Inc. Q1 2026 Earnings Call Insights
  • Stable Earnings Guidance: The Bancorp maintains its 2026 EPS guidance at $5.90, with a Q4 EPS target of $1.75, slightly above analysts' estimates, indicating confidence in future profitability despite market uncertainties.
  • Significant Loan Growth: Total loans reached $7.75 billion for the quarter, reflecting a 9% linked quarter growth and 22% year-over-year increase, showcasing the company's strong performance in the credit market and sustained demand.
  • Fintech Progress: The fintech segment grew at an 18% year-over-year rate, with plans to launch at least two significant initiatives in 2026, expected to drive future revenue growth, although immediate contributions are limited.
  • Capital Return Strategy: The company forecasts $200 million in total buybacks for 2026, with $50 million per quarter, demonstrating a proactive approach to enhancing shareholder returns while reflecting confidence in future cash flows.
NASDAQ.COM
2.0
04-24NASDAQ.COM
Bancorp (TBBK) Q1 2026 Earnings Transcript
seekingalpha
9.5
04-23seekingalpha
Bancorp Q1 Earnings Beat Expectations with Strong Loan Growth
  • Strong Earnings Performance: Bancorp reported a Q1 GAAP EPS of $1.41, beating expectations by $0.07, indicating sustained profitability despite a 28.2% year-over-year revenue decline to $126 million.
  • Significant Loan Growth: The net loan balance reached $7.75 billion in Q1, a 22% increase year-over-year, reflecting strong performance in the lending market, particularly with fintech loans, which surged by 187%.
  • Increase in Non-Interest Income: Total non-interest income amounted to $72.5 million, representing 45% of total revenue, showcasing the company's success in diversifying its income sources, although it saw a slight decline compared to the previous year.
  • Share Buyback Program: The company repurchased $50 million worth of shares, totaling 843,061 shares, indicating management's confidence in future growth while providing additional returns to shareholders.
Newsfilter
9.5
04-10Newsfilter
Bancorp to Release Q1 2026 Financial Results and Host Conference Call
  • Earnings Release Schedule: Bancorp will announce its Q1 2026 financial results after market close on April 23, 2026, highlighting its ongoing innovation and development in the fintech sector.
  • Conference Call Invitation: The company invites investors to join the earnings conference call on April 24, 2026, at 8:00 a.m. Eastern Time, to further discuss financial data and future outlook.
  • Live Webcast Access: Investors can access the live conference call via Bancorp's website, ensuring timely updates on financial information and enhancing engagement with stakeholders.
  • Replay Services Offered: For those unable to attend the live session, Bancorp provides both telephonic and web replay options, ensuring all interested parties can access critical information.
Fool
8.5
03-09Fool
Fintech Companies Show Promising Long-Term Growth Potential
  • Affirm's Business Growth: Affirm's BNPL services have attracted 25.8 million active consumers, a 19% increase from last year, with each consumer averaging 6.4 transactions, indicating strong demand among younger and lower-income demographics; analysts project revenue and adjusted EBITDA to grow at CAGRs of 26% and 132%, respectively, by fiscal 2028.
  • Market Valuation Advantage: Despite Affirm's enterprise value reaching $18 billion, its current price-to-earnings ratio stands at 16 times, suggesting it remains an attractive investment in the rapidly growing BNPL market, potentially yielding substantial returns for investors.
  • Chime's Market Positioning: Chime offers fee-free checking and savings accounts, attracting 9.5 million active users with a year-over-year growth rate of 19%; its early pay tools and low-limit credit cards help low-income users gradually build credit, addressing the urgent market demand for financial services.
  • Revenue Growth Potential: Analysts expect Chime's revenue and adjusted EBITDA to grow at CAGRs of 19% and 92%, respectively, from 2025 to 2028; although its enterprise value is $7.6 billion, it appears relatively cheap at 19 times adjusted EBITDA, likely drawing increased investor interest.

Valuation Metrics

The current forward P/E ratio for Bancorp Inc (TBBK.O) is 14.60, compared to its 5-year average forward P/E of 10.57. For a more detailed relative valuation and DCF analysis to assess Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.57
Current PE
14.60
Overvalued PE
13.01
Undervalued PE
8.13

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.66
Current EV/EBITDA
14.65
Overvalued EV/EBITDA
8.01
Undervalued EV/EBITDA
-4.69

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
5.79
Current PS
6.84
Overvalued PS
6.97
Undervalued PS
4.60

Financials

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Whales Holding TBBK

B
Brevan Howard Capital Management LP
Holding
TBBK
+16.14%
3M Return
N
Nantahala Capital Management, LLC
Holding
TBBK
+12.24%
3M Return
E
Emerald Advisers, LLC
Holding
TBBK
+8.79%
3M Return

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Frequently Asked Questions

What is Bancorp Inc (TBBK) stock price today?

The current price of TBBK is 57 USD — it has decreased -4.2

What is Bancorp Inc (TBBK)'s business?

The Bancorp, Inc. is a financial holding company. The Company is engaged in fintech solutions, credit solutions, and account services. Fintech Solutions business partners with fintech companies and other technology-focused payment-based providers to deliver payment, deposit, and sponsored lending products. Its fintech services are provided to organizations with a pre-existing customer base, and the products are tailored to support or complement the services provided by the organizations to the customers. Its fintech products include program sponsorship, payment services, and sponsored lending, or fintech loans. Its Credit Solutions business offers flexible, specialty credit solutions, focused on developing customized products and programs to meet the needs of clients. Its Account Services include data processing services, check imaging, loan processing, electronic bill payment and statement rendering. It offers data processing services, electronic bill payment and statement rendering.

What is the price predicton of TBBK Stock?

Wall Street analysts forecast TBBK stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for TBBK is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Bancorp Inc (TBBK)'s revenue for the last quarter?

Bancorp Inc revenue for the last quarter amounts to 153.89M USD, decreased -9.94

What is Bancorp Inc (TBBK)'s earnings per share (EPS) for the last quarter?

Bancorp Inc. EPS for the last quarter amounts to 1.41 USD, increased 18.49

How many employees does Bancorp Inc (TBBK). have?

Bancorp Inc (TBBK) has 733 emplpoyees as of May 11 2026.

What is Bancorp Inc (TBBK) market cap?

Today TBBK has the market capitalization of 2.37B USD.