TBBK Relative Valuation
TBBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, TBBK is overvalued; if below, it's undervalued.
Historical Valuation
Bancorp Inc (TBBK) is now in the Fair zone, suggesting that its current forward PE ratio of 11.10 is considered Fairly compared with the five-year average of 10.26. The fair price of Bancorp Inc (TBBK) is between 56.42 to 76.51 according to relative valuation methord.
Relative Value
Fair Zone
56.42-76.51
Current Price：69.49
Fair
11.10
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Bancorp Inc. (TBBK) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Bancorp Inc. (TBBK) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
7.28
PS
Bancorp Inc. (TBBK) has a current PS of 7.28. The 5-year average PS is 5.68. The thresholds are as follows: Strongly Undervalued below 3.39, Undervalued between 3.39 and 4.54, Fairly Valued between 6.82 and 4.54, Overvalued between 6.82 and 7.96, and Strongly Overvalued above 7.96. The current Forward PS of 7.28 falls within the Overvalued range.
0.00
P/OCF
Bancorp Inc. (TBBK) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Bancorp Inc. (TBBK) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Bancorp Inc (TBBK) has a current Price-to-Book (P/B) ratio of 3.87. Compared to its 3-year average P/B ratio of 2.94 , the current P/B ratio is approximately 31.78% higher. Relative to its 5-year average P/B ratio of 2.65, the current P/B ratio is about 46.17% higher. Bancorp Inc (TBBK) has a Forward Free Cash Flow (FCF) yield of approximately 12.74%. Compared to its 3-year average FCF yield of 8.67%, the current FCF yield is approximately 46.82% lower. Relative to its 5-year average FCF yield of 12.28% , the current FCF yield is about 3.74% lower.
3.87
P/B
Median3y
2.94
Median5y
2.65
12.74
FCF Yield
Median3y
8.67
Median5y
12.28
Competitors Valuation Multiple
The average P/S ratio for TBBK's competitors is 3.45, providing a benchmark for relative valuation. Bancorp Inc Corp (TBBK) exhibits a P/S ratio of 7.28, which is 111% above the industry average. Given its robust revenue growth of 38.65%, this premium appears sustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of TBBK increased by 13.76% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 121.25M to 168.11M.
The secondary factor is the P/E Change, contributed -1.78%to the performance.
Overall, the performance of TBBK in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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Frequently Asked Questions
Is Bancorp Inc (TBBK) currently overvalued or undervalued?
Bancorp Inc (TBBK) is now in the Fair zone, suggesting that its current forward PE ratio of 11.10 is considered Fairly compared with the five-year average of 10.26. The fair price of Bancorp Inc (TBBK) is between 56.42 to 76.51 according to relative valuation methord.
What is Bancorp Inc (TBBK) fair value?
TBBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Bancorp Inc (TBBK) is between 56.42 to 76.51 according to relative valuation methord.
How does TBBK's valuation metrics compare to the industry average?
The average P/S ratio for TBBK's competitors is 3.45, providing a benchmark for relative valuation. Bancorp Inc Corp (TBBK) exhibits a P/S ratio of 7.28, which is 111.00% above the industry average. Given its robust revenue growth of 38.65%, this premium appears sustainable.
What is the current P/B ratio for Bancorp Inc (TBBK) as of Jan 07 2026?
As of Jan 07 2026, Bancorp Inc (TBBK) has a P/B ratio of 3.87. This indicates that the market values TBBK at 3.87 times its book value.
What is the current FCF Yield for Bancorp Inc (TBBK) as of Jan 07 2026?
As of Jan 07 2026, Bancorp Inc (TBBK) has a FCF Yield of 12.74%. This means that for every dollar of Bancorp Inc’s market capitalization, the company generates 12.74 cents in free cash flow.
What is the current Forward P/E ratio for Bancorp Inc (TBBK) as of Jan 07 2026?
As of Jan 07 2026, Bancorp Inc (TBBK) has a Forward P/E ratio of 11.10. This means the market is willing to pay $11.10 for every dollar of Bancorp Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Bancorp Inc (TBBK) as of Jan 07 2026?
As of Jan 07 2026, Bancorp Inc (TBBK) has a Forward P/S ratio of 7.28. This means the market is valuing TBBK at $7.28 for every dollar of expected revenue over the next 12 months.