Should You Buy Bancorp Inc (TBBK) Today? Analysis, Price Targets, and 2026 Outlook.
Conclusion
Hold
Latest Price
70.530
1 Day change
5.05%
52 Week Range
81.650
Analysis Updated At
2026/01/26
Based on the provided data, Bancorp Inc (TBBK) does not present a compelling buy opportunity for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The technical indicators are neutral to slightly bearish, options data suggests bearish sentiment, and there are no significant positive catalysts or recent news to drive immediate upside. While the company's financial performance in Q3 2025 shows growth, the lack of strong trading signals or influential buying activity suggests holding off on this stock for now.
Technical Analysis
The MACD is negative and expanding downward (-0.207), indicating bearish momentum. RSI is neutral at 39.521, and moving averages are converging, suggesting no clear trend. The stock is trading near its S1 support level of 67.021, with resistance at 69.517. Overall, the technical outlook is neutral to slightly bearish.
Options Data
Bullish
Open Interest Put-Call Ratio
Bearish
Option Volume Put-Call Ratio
Technical Summary
Sell
1
Buy
11
Positive Catalysts
The company's Q3 2025 financials show strong revenue growth of 38.65% YoY and EPS growth of 13.46% YoY, which is a positive indicator for long-term fundamentals.
Neutral/Negative Catalysts
Technical indicators are neutral to bearish, and there is no AI Stock Picker or SwingMax signal to suggest a strong buy opportunity.
Financial Performance
In Q3 2025, Bancorp Inc reported revenue of $168.11M (up 38.65% YoY), net income of $54.93M (up 6.62% YoY), and EPS of 1.18 (up 13.46% YoY). Gross margin remained flat at 0%.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
No recent analyst rating or price target changes were provided in the data.
Wall Street analysts forecast TBBK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TBBK is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Analyst Rating
0
Wall Street analysts forecast TBBK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TBBK is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Buy
Hold
Sell
0
Current: 67.140
Low
0
Averages
0
High
0
0
Current: 67.140
Low
0
Averages
0
High
0
Raymond James
Outperform -> Strong Buy
upgrade
$71 -> $76
AI Analysis
2025-08-11
Reason
Raymond James
Price Target
$71 -> $76
AI Analysis
2025-08-11
upgrade
Outperform -> Strong Buy
Reason
Raymond James upgraded The Bancorp to Strong Buy from Outperform with a price target of $76, up from $71, after meeting with management. The company's strategy to gain a greater share of wallet from its fintech partners will ultimately improve its "already best-in-class" profitability profile, the analyst tells investors in a research note. The firm also sees The Bancorp's balance sheet de-risking as it remixes its loan portfolio toward more credit sponsorship fintech loans.
Keefe Bruyette
Outperform -> Market Perform
downgrade
$70 -> $65
2025-06-11
Reason
Keefe Bruyette
Price Target
$70 -> $65
2025-06-11
downgrade
Outperform -> Market Perform
Reason
Keefe Bruyette downgraded The Bancorp to Market Perform from Outperform with a price target of $65, down from $70. The stock's strong outperformance has captured much of the upside to the price target, which was revised lower due to greater near-term uncertainty, the analyst tells investors in a research note. The firm says that given the potential for further credit migration in the commercial real estate bridge loan book as $1.4B of loans mature over the next year and a volatile near-term earnings outlook, the shares could be range-bound until The Bancorp moves past "this transitional period."
Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for TBBK
