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MCY Overview

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$
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ET
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Intellectia

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High
102.925
Open
101.850
VWAP
101.66
Vol
745.29K
Mkt Cap
5.69B
Low
99.370
Amount
75.76M
EV/EBITDA(TTM)
4.28
Total Shares
55.39M
EV
4.91B
EV/OCF(TTM)
3.31
P/S(TTM)
0.93
Mercury General Corporation is an insurance holding company. The Company is primarily engaged in writing personal automobile insurance and provides related property and casualty insurance products to its customers through 12 subsidiaries in approximately 11 states, principally in California. It writes about homeowners, commercial automobiles, commercial property, mechanical protection, and umbrella insurance. Its automobile coverage includes collision, property damage, bodily injury (BI), comprehensive, personal injury protection (PIP), underinsured, and uninsured motorists, and other hazards. Its homeowner's coverage includes dwelling, liability, personal property, and other coverage. It offers standard, non-standard, and preferred private passenger automobile insurance in over 11 states. The Company also offers homeowners insurance in 10 states, commercial automobile insurance in 4 states, and mechanical protection insurance in most states.
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Events Timeline

(ET)
2026-05-12
09:10:00
Mercury Insurance Makes Strategic Investment in BurnBot
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2026-05-07 (ET)
2026-05-07
09:10:00
Mercury Insurance Partners with Olympus Insurance to Expand Coverage
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2025-07-29 (ET)
2025-07-29
16:24:29
Mercury General reports Q2 operating EPS $2.67 vs. $1.09 last year
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2025-02-12 (ET)
2025-02-12
11:02:13
Mercury General rises 14.5%
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2025-02-11 (ET)
2025-02-11
15:20:21
Mercury General reports Q4 operating EPS $2.78 vs. $1.15 last year
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News

PRnewswire
2.0
06-18PRnewswire
Mercury Insurance Warns of Summer Battery Fire Risks
  • Increased Fire Risk: As summer temperatures rise and rechargeable devices become more common, the fire risk associated with lithium-ion batteries charging in homes and garages significantly escalates, especially during high temperatures and frequent equipment use, potentially leading to rapidly spreading fires.
  • Safety Charging Recommendations: Mercury Insurance advises homeowners to follow five lithium-ion battery safety tips to mitigate fire risks, including proper charging, storage, and maintenance of batteries, emphasizing that simple precautions can greatly reduce the likelihood of fire incidents.
  • Technology and Fire Prevention: Holly Sacks, Director of Portfolio Underwriting and CAT Management at Mercury Insurance, highlights that as technology becomes increasingly integral to daily life, homeowners must pay more attention to technology-related fire prevention to ensure the safe use of battery-powered devices.
  • Insurance Service Background: Since its establishment in 1962, Mercury Insurance has offered a variety of insurance services, including personal auto, homeowners, and commercial insurance, and has earned an
Newsfilter
2.0
06-11Newsfilter
Mercury Insurance Advises Homeowners on Power Outage Preparedness
  • Impact of Outages: According to the U.S. Energy Information Administration, the average American electricity customer experiences over seven hours of power interruptions annually, with weather-related incidents being the leading cause, affecting millions of households and posing safety and property risks.
  • Emergency Preparedness: Mercury Insurance advises homeowners to prepare a basic emergency kit that includes flashlights, a first-aid kit, and non-perishable food to mitigate inconveniences and potential safety hazards during outages.
  • Protecting Electronics: Power surges can occur when electricity is restored, so homeowners should consider using surge protectors and unplugging sensitive equipment during extended outages to prevent damage.
  • Rising Weather Risks: With the increase in extreme weather events, the risk of power outages is also rising, and Mercury emphasizes the importance of homeowners understanding their risks and taking preventive measures to minimize the impact of outages.
PRnewswire
2.0
06-09PRnewswire
Mercury Insurance Highlights Common Vehicle Maintenance Oversights for Summer
  • Risk of Maintenance Neglect: Mercury Insurance highlights that many drivers continue to operate their vehicles after dashboard warning lights appear, which can lead to serious mechanical issues and increased repair costs, underscoring the importance of timely inspections.
  • Tire Pressure Checks: Regular tire pressure checks are crucial, especially during the summer heat, as neglecting this can lead to faster tire wear and reduced fuel efficiency, ultimately impacting driving safety.
  • Importance of Scheduled Maintenance: Delaying oil changes and brake services can shorten vehicle lifespan and increase future repair costs, with Mercury advising adherence to manufacturer maintenance schedules.
  • Maintenance as an Investment: Mercury emphasizes that maintenance should not be viewed as a cost but as a means of protecting one's investment, where timely small service bills can prevent larger repair expenses down the line.
Newsfilter
2.0
06-09Newsfilter
Mercury Insurance Highlights Key Vehicle Maintenance Tips for Summer
  • Importance of Maintenance: Mercury Insurance emphasizes that ignoring dashboard warning lights can lead to vehicle breakdowns and increased repair costs, advising drivers to check them promptly to avoid larger expenses.
  • Tire Checks: Regular tire pressure checks are crucial, especially in summer heat, as underinflated tires can wear out faster and reduce fuel efficiency; drivers are advised to check at least once a month.
  • Scheduled Maintenance: Delaying oil changes and brake services can lead to mechanical failures and shorten vehicle lifespan, so owners should adhere to the manufacturer's maintenance schedule.
  • Pre-Trip Inspections: Conducting vehicle inspections before long trips can help identify issues early, preventing roadside problems; it is recommended to schedule checks several weeks in advance for safe travel.
PRnewswire
8.5
06-04PRnewswire
Mercury Insurance Earns Multiple Consumer Recognitions
  • Consumer Recognition: Mercury Insurance has been named the Best Automobile Insurance Provider in the Newsweek Readers' Choice Awards, reflecting its ongoing commitment to delivering reliable coverage and competitive pricing, thereby enhancing consumer trust in the brand.
  • Competitive Awards: In the 2026 Kiplinger Readers' Choice Awards, Mercury earned honors for 'Outstanding for Competitive Rates' in both Auto and Homeowners Insurance, further solidifying its value proposition in the insurance market.
  • Parental Trust: Mercury was recognized in USA TODAY's 2026 Brands Most Trusted by Parents study, showcasing its strong performance in trust, credibility, and reliability, particularly among family consumers.
  • Commitment to Service: Since 1962, Mercury Insurance has focused on providing affordable coverage and personalized support, ensuring effective protection for customers facing unexpected events through a network of over 4,200 employees and more than 6,340 independent agents.
Newsfilter
8.5
06-04Newsfilter
Mercury Insurance Earns Multiple Consumer Recognitions
  • Consumer Recognition: Mercury Insurance has been named the Best Automobile Insurance Provider in the Newsweek Readers' Choice Awards, reflecting the company's ongoing commitment to delivering trusted coverage and competitive rates, thereby enhancing its brand image among consumers.
  • Competitive Edge: In the 2026 Kiplinger Readers' Choice Awards, Mercury earned honors for 'Outstanding for Competitive Rates' in both Auto and Homeowners Insurance, further solidifying its value proposition in the insurance market and attracting more customers.
  • Parental Trust: Mercury was recognized in USA TODAY's 'Most Trusted Brands by Parents 2026', showcasing its credibility and reliability among parents, which strengthens its competitive position in the market.
  • Sustained Growth: Since 1962, Mercury has focused on providing affordable insurance coverage and personalized support, leveraging a network of over 4,200 employees and 6,340 independent agents to ensure high-quality service for customers in uncertain markets.

Valuation Metrics

The current forward P/E ratio for Mercury General Corp (MCY.N) is 19.76, compared to its 5-year average forward P/E of 18.66. For a more detailed relative valuation and DCF analysis to assess Mercury General Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
18.66
Current PE
19.76
Overvalued PE
106.47
Undervalued PE
-69.14

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.44
Current EV/EBITDA
4.44
Overvalued EV/EBITDA
1.82
Undervalued EV/EBITDA
-0.94

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.60
Current PS
0.87
Overvalued PS
0.77
Undervalued PS
0.44

Financials

AI Analysis
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Quarterly

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Whales Holding MCY

A
Accident Compensation Corporation
Holding
MCY
+19.69%
3M Return
R
Rubric Capital Management LP
Holding
MCY
+16.33%
3M Return
N
New Zealand
Holding
MCY
+13.99%
3M Return
M
Milford Asset Management, LTD
Holding
MCY
+7.28%
3M Return
A
Alphinity Investment Management Pty Ltd.
Holding
MCY
+6.69%
3M Return
L
Lakewood Capital Management, LP
Holding
MCY
+4.17%
3M Return

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Frequently Asked Questions

What is Mercury General Corp (MCY) stock price today?

The current price of MCY is 102.67 USD — it has increased 1.25

What is Mercury General Corp (MCY)'s business?

Mercury General Corporation is an insurance holding company. The Company is primarily engaged in writing personal automobile insurance and provides related property and casualty insurance products to its customers through 12 subsidiaries in approximately 11 states, principally in California. It writes about homeowners, commercial automobiles, commercial property, mechanical protection, and umbrella insurance. Its automobile coverage includes collision, property damage, bodily injury (BI), comprehensive, personal injury protection (PIP), underinsured, and uninsured motorists, and other hazards. Its homeowner's coverage includes dwelling, liability, personal property, and other coverage. It offers standard, non-standard, and preferred private passenger automobile insurance in over 11 states. The Company also offers homeowners insurance in 10 states, commercial automobile insurance in 4 states, and mechanical protection insurance in most states.

What is the price predicton of MCY Stock?

Wall Street analysts forecast MCY stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MCY is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Mercury General Corp (MCY)'s revenue for the last quarter?

Mercury General Corp revenue for the last quarter amounts to 1.54B USD, increased 10.47

What is Mercury General Corp (MCY)'s earnings per share (EPS) for the last quarter?

Mercury General Corp. EPS for the last quarter amounts to 3.44 USD, decreased -275.51

How many employees does Mercury General Corp (MCY). have?

Mercury General Corp (MCY) has 4300 emplpoyees as of June 20 2026.

What is Mercury General Corp (MCY) market cap?

Today MCY has the market capitalization of 5.69B USD.