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ET
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Intellectia

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High
88.865
Open
88.350
VWAP
88.08
Vol
87.25K
Mkt Cap
4.93B
Low
87.415
Amount
7.68M
EV/EBITDA(TTM)
5.46
Total Shares
55.39M
EV
4.19B
EV/OCF(TTM)
3.85
P/S(TTM)
0.82
Mercury General Corporation is an insurance holding company engaged in writing personal automobile insurance business. The Company writes homeowners, commercial automobile, commercial property, mechanical protection and umbrella insurance. Its automobile coverage includes collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured, and uninsured motorists, and other hazards. Its homeowners’ coverage includes dwelling, liability, personal property, and other coverages. It offers standard, non-standard and preferred private passenger automobile insurance. It also offers homeowners insurance in approximately 10 states, commercial automobile insurance in approximately four states, and mechanical protection insurance in various states. Its subsidiaries include Mercury Casualty Company, California Automobile Insurance Company, Orion Indemnity Company, American Mercury Insurance Company, Animas Funding LLC, and Mercury Insurance Company of Illinois.
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Events Timeline

(ET)
2025-07-29
16:24:29
Mercury General reports Q2 operating EPS $2.67 vs. $1.09 last year
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2025-02-12 (ET)
2025-02-12
11:02:13
Mercury General rises 14.5%
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2025-02-11 (ET)
2025-02-11
15:20:21
Mercury General reports Q4 operating EPS $2.78 vs. $1.15 last year
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2025-01-10 (ET)
2025-01-10
11:00:02
Mercury General falls -19.8%
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2025-01-10
09:00:03
Mercury General falls -20.9%
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News

Newsfilter
8.5
03-10Newsfilter
PinnedMercury Insurance Shares EV Travel Tips for Spring Break Families
  • EV Sales Surge: In 2025, over 1.2 million electric vehicles were sold in the U.S., with EVs accounting for 8-9% of new vehicle sales, indicating a significant shift towards mainstream acceptance among consumers.
  • Charging Infrastructure Growth: The U.S. now boasts more than 60,000 public charging stations and over 170,000 charging ports, rapidly expanding infrastructure that facilitates long-distance travel for electric vehicle owners, enhancing travel feasibility.
  • Travel Planning Recommendations: Mercury Insurance advises families to plan charging stops in advance, utilize route-planning tools to identify compatible fast chargers, and download charging network apps before departure to avoid delays during their trips.
  • Insurance Coverage Review: Given the higher repair costs associated with electric vehicles, Mercury recommends families review their insurance coverage limits to ensure they align with their vehicle's value, preparing for potential repair expenses.
PRnewswire
8.5
03-10PRnewswire
Mercury Insurance Shares Spring EV Travel Tips
  • EV Sales Surge: In 2025, over 1.2 million electric vehicles were sold in the U.S., accounting for 8-9% of new vehicle sales, indicating a significant shift towards mainstream EV adoption, which may drive increased demand for related insurance products.
  • Charging Infrastructure Growth: The U.S. now boasts over 60,000 public charging stations and more than 170,000 charging ports, with rapid infrastructure expansion facilitating long-distance EV travel, thereby reducing consumer apprehension and promoting EV adoption.
  • Travel Preparation Tips: Mercury Insurance advises families to plan charging stops in advance, utilize route-planning tools to identify compatible fast chargers, and understand true range impacts from highway speeds and cargo weight, ensuring a smoother travel experience.
  • Insurance Coverage Review: Given that EVs often incur higher repair costs due to advanced battery systems, Mercury Insurance emphasizes the importance of aligning insurance coverage limits with vehicle value to mitigate potential financial risks, thereby enhancing consumer confidence during travel.
PRnewswire
8.0
03-05PRnewswire
Families Urged to Prepare for Severe Weather Ahead of Peak Tornado Season
  • Climate Risk Alert: Approximately 10% of the 100,000 thunderstorms in the U.S. escalate into severe storms, with predictions of up to 5,000 hail events in spring 2026, particularly in Texas and Oklahoma, urging families to take preventive measures to mitigate potential losses.
  • Frequent Tornadoes in Texas: Texas reported 162 tornadoes in 2025, followed closely by Illinois with nearly 150, highlighting the increasing threat of severe storms to homes and vehicles, as a single tornado can damage over 100 homes within minutes.
  • Unique Risks in California: California's weather risks are primarily tied to atmospheric rivers and flooding, especially from November to March when heavy rains can lead to floods and debris flows, necessitating families to monitor forecasts and take protective actions.
  • Importance of Insurance: With rising losses from severe storms due to expanding development in high-risk areas and increasing material and labor costs, proactive maintenance and risk awareness can aid families in better preparation, as insurance helps recovery but resilience begins before the first weather warning.
Newsfilter
8.0
03-05Newsfilter
Families Urged to Prepare for Spring Storms Ahead of Peak Tornado Season
  • Spring Storm Risks: With approximately 10% of the 100,000 annual thunderstorms escalating into severe storms, the U.S. anticipates up to 5,000 hail events in spring 2026, urging families to take preventive measures to mitigate potential losses.
  • Tornado Activity in Texas: Texas led the nation with 162 tornado reports in 2025, followed closely by Illinois with nearly 150, highlighting the extreme weather frequency in these regions during spring, necessitating enhanced property protection for homeowners.
  • Flood Risks in California: California's weather-related risks are primarily tied to atmospheric rivers and flooding, with about 75% of annual precipitation occurring from November to March, prompting families to clear gutters and consider additional flood insurance to safeguard against property damage.
  • Vehicle Insurance Coverage: Hail and flooding are leading causes of auto claims during spring storms, and understanding comprehensive coverage while parking vehicles in safe locations before severe weather can significantly reduce losses and out-of-pocket expenses.
PRnewswire
2.0
03-03PRnewswire
Mercury Insurance Urges Taxpayers to Prepare Key Documents
  • Importance of Tax Preparation: Mercury Insurance emphasizes that while most personal insurance premiums are not tax-deductible, certain insurance documents can be crucial during tax filing, helping taxpayers avoid unnecessary stress.
  • Recommended Document Checklist: Mercury advises taxpayers to review key insurance documents in advance, including mortgage escrow statements, declarations pages, proof of premium payments, and claims documentation to ensure a smooth filing process.
  • Convenience of Digital Access: Mercury Insurance offers secure online portals and mobile apps that allow policyholders to quickly access necessary documents, preventing delays caused by mailed copies that could hinder tax filing.
  • Opportunity for Coverage Review: Tax season serves as an ideal time to review insurance coverage, especially after home renovations, high-value purchases, or starting a home-based business, ensuring that insurance meets current needs.
Newsfilter
2.0
03-03Newsfilter
Mercury Insurance Urges Taxpayers to Prepare Key Insurance Documents
  • Tax Season Preparation: Mercury Insurance emphasizes that while most personal insurance premiums are not tax-deductible, certain insurance documents can be crucial during tax filing, helping taxpayers avoid unnecessary stress.
  • Key Document Checklist: Taxpayers are advised to review mortgage escrow statements, declarations pages, proof of premium payments, and claims documentation to ensure they have the necessary supporting materials for filing.
  • Digital Access Convenience: Mercury Insurance provides secure online portals and mobile apps for policyholders to quickly access required documents, enhancing filing efficiency and avoiding delays caused by mailed copies.
  • Coverage Review Opportunity: Tax season also serves as a natural checkpoint to review insurance coverage, especially after home renovations, high-value purchases, or starting a home-based business, ensuring that insurance meets current needs.

Valuation Metrics

The current forward P/E ratio for Mercury General Corp (MCY.N) is 10.66, compared to its 5-year average forward P/E of 18.45. For a more detailed relative valuation and DCF analysis to assess Mercury General Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
18.45
Current PE
10.66
Overvalued PE
107.92
Undervalued PE
-71.01

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.60
Current PS
0.85
Overvalued PS
0.78
Undervalued PS
0.43

Financials

AI Analysis
Annual
Quarterly

Whales Holding MCY

R
Rubric Capital Management LP
Holding
MCY
+4.83%
3M Return
A
Alphinity Investment Management Pty Ltd.
Holding
MCY
+1.94%
3M Return
A
Accident Compensation Corporation
Holding
MCY
-1.25%
3M Return
N
New Zealand
Holding
MCY
-1.54%
3M Return

Trading Trends

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Frequently Asked Questions

What is Mercury General Corp (MCY) stock price today?

The current price of MCY is 87.95 USD — it has decreased -1.22

What is Mercury General Corp (MCY)'s business?

Mercury General Corporation is an insurance holding company engaged in writing personal automobile insurance business. The Company writes homeowners, commercial automobile, commercial property, mechanical protection and umbrella insurance. Its automobile coverage includes collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured, and uninsured motorists, and other hazards. Its homeowners’ coverage includes dwelling, liability, personal property, and other coverages. It offers standard, non-standard and preferred private passenger automobile insurance. It also offers homeowners insurance in approximately 10 states, commercial automobile insurance in approximately four states, and mechanical protection insurance in various states. Its subsidiaries include Mercury Casualty Company, California Automobile Insurance Company, Orion Indemnity Company, American Mercury Insurance Company, Animas Funding LLC, and Mercury Insurance Company of Illinois.

What is the price predicton of MCY Stock?

Wall Street analysts forecast MCY stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MCY is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Mercury General Corp (MCY)'s revenue for the last quarter?

Mercury General Corp revenue for the last quarter amounts to 1.54B USD, increased 12.41

What is Mercury General Corp (MCY)'s earnings per share (EPS) for the last quarter?

Mercury General Corp. EPS for the last quarter amounts to 3.66 USD, increased 101.10

How many employees does Mercury General Corp (MCY). have?

Mercury General Corp (MCY) has 4300 emplpoyees as of March 11 2026.

What is Mercury General Corp (MCY) market cap?

Today MCY has the market capitalization of 4.93B USD.