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MCY Overview

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$
0.000
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0.000(0.000%)Aft-market
ET
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0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
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Intellectia

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High
100.555
Open
98.860
VWAP
99.30
Vol
280.60K
Mkt Cap
5.52B
Low
97.680
Amount
27.86M
EV/EBITDA(TTM)
4.13
Total Shares
55.39M
EV
4.74B
EV/OCF(TTM)
3.20
P/S(TTM)
0.90
Mercury General Corporation is an insurance holding company engaged in writing personal automobile insurance business. The Company writes homeowners, commercial automobile, commercial property, mechanical protection and umbrella insurance. Its automobile coverage includes collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured, and uninsured motorists, and other hazards. Its homeowners’ coverage includes dwelling, liability, personal property, and other coverages. It offers standard, non-standard and preferred private passenger automobile insurance. It also offers homeowners insurance in approximately 10 states, commercial automobile insurance in approximately four states, and mechanical protection insurance in various states. Its subsidiaries include Mercury Casualty Company, California Automobile Insurance Company, Orion Indemnity Company, American Mercury Insurance Company, Animas Funding LLC, and Mercury Insurance Company of Illinois.
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Events Timeline

(ET)
2026-05-07
09:10:00
Mercury Insurance Partners with Olympus Insurance to Expand Coverage
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2025-07-29 (ET)
2025-07-29
16:24:29
Mercury General reports Q2 operating EPS $2.67 vs. $1.09 last year
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2025-02-12 (ET)
2025-02-12
11:02:13
Mercury General rises 14.5%
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2025-02-11 (ET)
2025-02-11
15:20:21
Mercury General reports Q4 operating EPS $2.78 vs. $1.15 last year
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2025-01-10 (ET)
2025-01-10
11:00:02
Mercury General falls -19.8%
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News

PRnewswire
7.5
05-07PRnewswire
Mercury and Olympus Partner to Expand Insurance Coverage in Florida
  • New Insurance Offering: Mercury Insurance and Olympus Insurance have launched a partnership to provide bundled auto and homeowners insurance in Florida, enhancing independent agents' capabilities and expected to significantly boost market competitiveness.
  • Significant Customer Savings: Eligible customers can receive a 10% discount on both Mercury auto insurance and Olympus homeowners policies, which not only reduces insurance costs for clients but also enhances the sales appeal for agents.
  • Strong Market Demand: Florida remains one of the most dynamic insurance markets in the U.S., with ongoing demand for reliable and competitively priced coverage, and this partnership aims to further meet the need for simplified purchasing and coordinated coverage.
  • Agent Support Program: Participating agents will receive ongoing training and resource support to ensure a seamless customer experience while increasing awareness of bundled insurance opportunities, thereby driving business growth.
Newsfilter
7.5
05-07Newsfilter
Mercury and Olympus Partner to Expand Insurance Coverage in Florida
  • New Insurance Program Launch: Mercury Insurance and Olympus Insurance have partnered to introduce a new insurance program aimed at providing bundled auto and homeowners insurance for customers in Florida, enhancing independent agents' ability to serve clients and improving customer satisfaction and market competitiveness.
  • Significant Cost Savings: Eligible customers can receive a 10% discount on both Mercury auto insurance and Olympus homeowners insurance, which not only reduces insurance costs for clients but also boosts sales performance for agents, thereby increasing customer loyalty.
  • Enhanced Agent Support: Participating agents will receive ongoing training and resources to ensure a seamless customer experience and raise awareness of bundled coverage opportunities, thus strengthening agents' market competitiveness and customer relationships.
  • Growing Market Demand: Florida remains one of the most dynamic insurance markets in the U.S., with a continuous demand for reliable and competitively priced coverage; this partnership will further expand bundled options available through independent agents, meeting the needs of more Floridians for simplified purchasing and coordinated coverage.
PRnewswire
8.0
05-06PRnewswire
Wildfire Awareness Month: New Strategies for Home Protection
  • Evolving Fire Strategies: As climate conditions and landscapes change, wildfire risks are evolving, prompting Mercury Insurance to stress the need for updated traditional 100-foot defensible space strategies to address the accelerated speed and intensity of modern wildfires.
  • Changing Fire Behavior: The greatest threat from modern wildfires often comes from wind-driven embers that can travel miles ahead of a fire, leading experts to emphasize a more granular, zone-based approach to defensible space around homes.
  • Home Protection Recommendations: Mercury Insurance advises homeowners to focus on the immediate area closest to their homes, highlighting the importance of clearing flammable materials within the first five feet to significantly increase the chances of survival and reduce losses.
  • Insurance Service Background: Since 1962, Mercury Insurance has provided a range of insurance services with over 4,200 employees and 6,340 independent agents, committed to delivering exceptional value and customer service in the insurance market.
Newsfilter
8.0
05-06Newsfilter
Wildfire Awareness Month: Mercury Insurance Redefines Home Protection Strategies
  • Changing Fire Risk: Mercury Insurance highlights that modern wildfire behavior necessitates a reevaluation of home protection strategies, particularly as wind-driven embers can ignite homes miles away, with up to 90% of wildfire losses attributed to embers, underscoring the need for detailed attention to the home environment.
  • Updated Defensible Space: Homeowners are urged to prioritize the 'Zone 0' defense (0-5 feet from the home) by removing combustible items like wooden fences and bark mulch to mitigate fire risks and ensure home safety.
  • Home Hardening Measures: Mercury Insurance recommends upgrading vents, roofing, and gutters to reduce ember intrusion, emphasizing the importance of hardening homes to prevent fire spread from small ignition sources.
  • Need for Ongoing Maintenance: With fire seasons becoming longer, Mercury Insurance stresses the importance of maintaining defensible space year-round to ensure home safety during peak wildfire periods, avoiding increased risks from seasonal cleanups.
NASDAQ.COM
9.5
05-05NASDAQ.COM
Mercury General Reports Strong Q1 Profit Recovery
  • Profit Recovery: Mercury General reported a net income of $190.4 million for Q1, translating to $3.44 per share, a significant turnaround from a net loss of $108.3 million or $1.96 per share in the same quarter last year, showcasing the company's resilience and profit potential in a recovering market.
  • Operating Income Growth: The operating income for the quarter reached $194.0 million, or $3.50 per share, compared to an operating loss of $126.8 million a year ago, indicating effective strategies in cost control and revenue enhancement.
  • Total Revenue Increase: Total revenues rose to $1.54 billion from $1.39 billion last year, primarily driven by growth in premiums, reflecting the company's positive performance amid recovering market demand.
  • Significant Decline in Catastrophe Losses: Catastrophe losses fell sharply to $93 million from $447 million in the prior year, with the combined ratio improving to 89.3%, which not only enhances the company's financial health but also strengthens its competitive position in the insurance market.
seekingalpha
9.5
05-05seekingalpha
Mercury General Q1 Earnings Exceed Expectations
  • Earnings Beat: Mercury General reported a Q1 non-GAAP EPS of $3.50, surpassing expectations by $1.35, indicating strong profitability growth that boosts investor confidence.
  • Significant Revenue Growth: The company achieved revenue of $1.54 billion in Q1, reflecting a 10.0% year-over-year increase and exceeding forecasts by $80 million, demonstrating sustained market demand and solidifying its position in the insurance industry.
  • Positive Market Reaction: Following the impressive earnings report, Mercury General's stock saw increased investor interest, likely driving short-term price appreciation and reflecting market optimism about its future growth prospects.
  • Optimistic Future Outlook: Analysts maintain a positive outlook for Mercury General, suggesting that the company's ongoing expansion in the insurance market and enhanced profitability will yield long-term returns for shareholders, further attracting investor attention.

Valuation Metrics

The current forward P/E ratio for Mercury General Corp (MCY.N) is 19.76, compared to its 5-year average forward P/E of 18.60. For a more detailed relative valuation and DCF analysis to assess Mercury General Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
18.60
Current PE
19.76
Overvalued PE
106.44
Undervalued PE
-69.24

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.34
Current EV/EBITDA
4.39
Overvalued EV/EBITDA
1.58
Undervalued EV/EBITDA
-0.90

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.61
Current PS
0.86
Overvalued PS
0.77
Undervalued PS
0.44

Financials

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Whales Holding MCY

N
New Zealand
Holding
MCY
+5.65%
3M Return
R
Rubric Capital Management LP
Holding
MCY
+4.35%
3M Return
A
Alphinity Investment Management Pty Ltd.
Holding
MCY
-5.07%
3M Return

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Frequently Asked Questions

What is Mercury General Corp (MCY) stock price today?

The current price of MCY is 99.67 USD — it has increased 1.69

What is Mercury General Corp (MCY)'s business?

Mercury General Corporation is an insurance holding company engaged in writing personal automobile insurance business. The Company writes homeowners, commercial automobile, commercial property, mechanical protection and umbrella insurance. Its automobile coverage includes collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured, and uninsured motorists, and other hazards. Its homeowners’ coverage includes dwelling, liability, personal property, and other coverages. It offers standard, non-standard and preferred private passenger automobile insurance. It also offers homeowners insurance in approximately 10 states, commercial automobile insurance in approximately four states, and mechanical protection insurance in various states. Its subsidiaries include Mercury Casualty Company, California Automobile Insurance Company, Orion Indemnity Company, American Mercury Insurance Company, Animas Funding LLC, and Mercury Insurance Company of Illinois.

What is the price predicton of MCY Stock?

Wall Street analysts forecast MCY stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MCY is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Mercury General Corp (MCY)'s revenue for the last quarter?

Mercury General Corp revenue for the last quarter amounts to 1.54B USD, increased 10.47

What is Mercury General Corp (MCY)'s earnings per share (EPS) for the last quarter?

Mercury General Corp. EPS for the last quarter amounts to 3.44 USD, decreased -275.51

How many employees does Mercury General Corp (MCY). have?

Mercury General Corp (MCY) has 4300 emplpoyees as of May 11 2026.

What is Mercury General Corp (MCY) market cap?

Today MCY has the market capitalization of 5.52B USD.