Earning Analysis
Welcome to our in-depth analysis of Mercury General Corp(MCY) earnings, offering investors a detailed look into the company’s financial performance, revenue trends, earnings per share (EPS), and market reactions. This page provides a comprehensive overview of Mercury General Corp earnings history, forecasts, and key financial metrics, empowering you with the data needed to make informed investment decisions. Whether you're tracking quarterly results, analyzing earnings surprises, or exploring future projections, our detailed breakdown covers it all.
MCY Earnings Analysis
Our earnings analysis provides a granular look at the company’s performance across recent fiscal quarters, highlighting key metrics such as revenue, EPS, and operating margins. By examining actual results against analyst estimates, we uncover trends and surprises that drive stock price movements, offering valuable insights for both short-term traders and long-term investors.
In the most recent quarter, Mercury General Corp reported performance for FY2025Q3, announced on 2025-11-04. The company achieved an EPS of 3.86, compared to analyst estimates of 2.15 by 79.53% . Revenue for the quarter reached 1.50B compared to expectations of 1.49B by 0.91% .
The stock price reacted with a 2.48% one-day change and a 7.81% five-day change following the earnings release. These movements reflect market reaction in Mercury General Corp growth trajectory and strategic initiatives.
MCY Earnings Forecast
Looking ahead, Mercury General Corp(MCY) remains a focal point for investors seeking growth opportunities. Analyst forecasts for 2025/Q4 project quarter revenue of 1.37B and an EPS of 2.56.
However, recent estimate revisions provide additional context. Over the past three months, revenue estimates for FY2025 have been No Change by 0%, while EPS estimates have been No Change by 0%. For the upcoming Q4 2025, revenue estimates have been adjusted Revise Downward by -8.45% . These revisions correlate with a 16.38% change in stock price over the same period, suggesting potential buying opportunities for investors who believe in Mercury General Corp long-term fundamentals.
The relationship between earnings forecast revisions and stock price movements is critical for investors. Positive revisions in revenue or EPS often signal strengthening fundamentals, making temporary price dips attractive entry points. Conversely, downward revisions may reflect short-term challenges.
Estimate Revision
The chart shows the correlation between MCY's stock price and earnings forecast revisions. Positive revisions in Revenue or EPS often strengthen the stock's fundamentals, making price dips potential buying opportunities.
Revenue Estimates for FY2025
No Change

0.00%
In Past 3 Month
EPS Estimates for FY2025
No Change

0.00%
In Past 3 Month
Revenue Estimates for Q4 2025
Revise Downward

-8.45%
In Past 3 Month
Stock Price
Go Up

+16.38%
In Past 3 Month
Currency: USD
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Revenue Estimate-Annual FY 2025:5.86B
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EPS Estimate-Annual FY 2025:4.50
MCY Revenue and EPS Performance: A Historical Perspective
Mercury General Corp revenue and earnings per share (EPS) performance over recent quarters provides a clear picture of its financial health. Below is a detailed breakdown of the company’s earnings history, showcasing actual results, analyst estimates, and surprise percentages for key fiscal quarters:
FY2025Q3 (2025-11-04,After Hours):
EPS: 3.86 (Actual) vs.2.15 (Estimate) (79.53%)
Revenue: 1.50B (Actual) vs. 1.49B (Estimate) (0.91%)
Price Reaction: 2.48%(1-Day), 7.81%(5-Day)
FY2025Q2 (2025-07-29,After Hours):
EPS: 2.67 (Actual) vs.-0.10 (Estimate) (2770.00%)
Revenue: 1.48B (Actual) vs. 1.45B (Estimate) (2.17%)
Price Reaction: 0.70%(1-Day), 2.12%(5-Day)
FY2025Q1 (2025-05-06,After Hours):
EPS: -2.29 (Actual) vs.-4.00 (Estimate) (42.75%)
Revenue: 1.31B (Actual) vs. 1.36B (Estimate) (-3.63%)
Price Reaction: -3.37%(1-Day), 2.61%(5-Day)
Earnings Reaction
The chart below shows how MCY performed 10 days before and after its earnings report, based on data from the past quarters. Typically, MCY sees a -2.22% change in stock price 10 days leading up to the earnings, and a +7.02% change 10 days following the report. On the earnings day itself, the stock moves by -0.02%. This data can give you a slight idea of what to expect for the next quarter's release.
For example, in SEP/2025, the stock changed 2.48% on the day following the earnings release and then changed by 11.65% over the next 10 days. These patterns provide investors with valuable insights into potential price movements and help inform trading strategies around earnings events.
FAQ

What were the key highlights of MCY’s latest earnings report for FY2025Q3?
MCY reported its FY2025Q3 earnings on 2025-11-04, showcasing a revenue of 1.50B against an estimate of 1.49B, resulting in a 0.91% surprise. The EPS was 3.86, surpassing the expected 2.15 by 79.53% . The stock experienced a 2.48% price change on the earnings day and a 7.81% change over the next five days, reflecting market reactions to the results.

How did MCY’s stock price react after the FY2025Q3 earnings release?
Following MCY’s FY2025Q3 earnings announcement on 2025-11-04, the stock price moved by 2.48% on the day of the release. Over the subsequent five days, it saw a 7.81% change. Historically, MCY’s stock price tends to shift by an average of -2.22% in the 10 days leading up to earnings and +7.02% in the 10 days following, providing insight into potential market.

What are the revenue and EPS estimates for MCY for 2025/Q4?
For 2025/Q4, analysts estimate MCY’s annual revenue to reach 1.37B, while the EPS is projected at 2.56. These estimates reflect recent revisions, with revenue estimates revised Revenue No Change by 0% and EPS estimates Revise Downward by -8.45% over the past three months, indicating analyst expectation in the company’s performance.

How does MCY’s stock price correlate with earnings forecast revisions?
The correlation between MCY’s stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were No Change by 0%, while EPS estimates moved Revise Downward by -8.45% . This trend suggests that price dips could present buying opportunities for investors.

What should investors expect from MCY’s next earnings report?
Based on historical trends, MCY’s stock price typically moves by -2.22% in the 10 days before its earnings and +7.02% in the 10 days after. For the upcoming 2025/Q4 earnings, analysts expect an EPS of 2.56 and revenue of 1.37B.

What is the sentiment in Mercury General Corp (MCY) Q4 2024 Earnings Call Summary?
The earnings call summary reveals challenges due to high wildfire claims, stressing capital and affecting premiums to surplus ratio. Despite record after-tax operating income and improved combined ratios, the Q&A section highlights management's lack of clarity on loss estimates and fair plan details. The shareholder return plan's recoupable assessment is positive, but capital stress and unclear guidance on losses weigh negatively. Given the market cap, the stock is likely to react negatively, projecting a -2% to -8% movement over the next two weeks.